Check Before You Invest : Ruparel Food Products Ltd

Q: Which industry/sub-sector does Ruparel Food Products Ltd belong to?

Ruparel Food Products Ltd belongs to the BFSI sector, operating specifically within the Finance - Housing segment.

Q: Is Ruparel Food Products Ltd a good quality company?

Ruparel Food Products Ltd is a quality company, based on a multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is Ruparel Food Products Ltd undervalued or overvalued?

Ruparel Food Products Ltd appears Fair, as its key valuation ratios are in line with their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: -, Historic Median: 77.23. Price to Book, Current: 9.1, Historic Median: 2.33. Price to Sales, Current: 7.06, Historic Median: -. EV to EBITDA, Current: -499.2, Historic Median: 65.68

Q: Is Ruparel Food Products Ltd a good buy now?

Ruparel Food Products Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of Ruparel Food Products Ltd?

Ruparel Food Products Ltd Operating Income growth is NA% for FY-2025, which is in line with its --year CAGR of N/A%, indicating stable growth.

Q: Does its ROIC exceed its WACC?

Ruparel Food Products Ltd return on invested capital (ROIC) is -2.77% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

Q: Total Asset growth of Ruparel Food Products Ltd?

Ruparel Food Products Ltd Total Asset growth is -18.95% for FY-2025, which is below its 0-year CAGR of -1.28%, indicating slower growth.

Q: AUM Growth of Ruparel Food Products Ltd vs Industry Peers?

Ruparel Food Products Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of 8.59%, indicating slower growth and losing its market share.

Q: Profit metrics (NPM, PPOP, RoA) of Ruparel Food Products Ltd vs industry peers

Ruparel Food Products Ltd profit metrics are below the industry median level of 1.79%, indicating weaker profitability compared to peers. Profit Metrics. NPM (%), Current: -, Industry Median: 4.86. PPOP (%), Current: -, Industry Median: -0.38. RoA (%), Current: -, Industry Median: 0.9

Q: Operating efficiency of Ruparel Food Products Ltd vs industry peers?

Ruparel Food Products Ltd ROCE (-2.8) is below the industry median of (2); while the current ROE (2.1) are above than the 5-year average Industry ROE (1). This shows that the business is positioned in the middle quartile of the industry. Operating Efficiency. NPM (%), Current: -, Industry Median: 4.86. PPOP (%), Current: -, Industry Median: -0.38. RoA (%), Current: -, Industry Median: 0.9. ROCE (%), Current: -2.8, Industry Median: 2. ROE (%), Current: -, Industry Median: 1

Check Before You Invest : Ruparel Food Products Ltd

BSE: 511740 NSE: ISIN: INE239B01014

| Sector: BFSI | Industry: Finance - Housing

Snapshot

Q.1 Which industry/sub-sector does Ruparel Food Products Ltd belong to?

Ruparel Food Products Ltd belongs to the BFSI sector, operating specifically within the Finance - Housing segment.

Q.2 Is Ruparel Food Products Ltd a good quality company?

Ruparel Food Products Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Ruparel Food Products Ltd undervalued or overvalued?

Ruparel Food Products Ltd appears Fair, as its key valuation ratios are in line with their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	0-year Historic Median
Price to Earnings	-	77.23
Price to Book	9.1	2.33
Price to Sales	7.06	-
EV to EBITDA	-499.2	65.68

Q.4 Is Ruparel Food Products Ltd a good buy now?

Ruparel Food Products Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Ruparel Food Products Ltd?

Ruparel Food Products Ltd Operating Income growth is NA% for FY-2025, which is in line with its --year CAGR of N/A%, indicating stable growth.

Q.2 Does its ROIC exceed its WACC?

Ruparel Food Products Ltd return on invested capital (ROIC) is -2.77% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.3 Total Asset growth of Ruparel Food Products Ltd?

Ruparel Food Products Ltd Total Asset growth is -18.95% for FY-2025, which is below its 0-year CAGR of -1.28%, indicating slower growth.

Ownership & governance

D: Promoter shareholding and pledge status of Ruparel Food Products Ltd?

Q.1 Promoter shareholding and pledge status of Ruparel Food Products Ltd?

Promoters hold 72.58% of the Ruparel Food Products Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Ruparel Food Products Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Ruparel Food Products Ltd vs Industry Peers?

Ruparel Food Products Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of 8.59%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Ruparel Food Products Ltd vs industry peers

Ruparel Food Products Ltd profit metrics are below the industry median level of 1.79%, indicating weaker profitability compared to peers.

Profit Metrics

	Current Level	0-year Industry Median
NPM (%)	-	4.86
PPOP (%)	-	-0.38
RoA (%)	-	0.9

Q.3 Operating efficiency of Ruparel Food Products Ltd vs industry peers?

Ruparel Food Products Ltd ROCE (-2.8) is below the industry median of (2); while the current ROE (2.1) are above than the 5-year average Industry ROE (1). This shows that the business is positioned in the middle quartile of the industry.

Operating Efficiency

	Current Level	0-year Industry Median
NPM (%)	-	4.86
PPOP (%)	-	-0.38
RoA (%)	-	0.9
ROCE (%)	-2.8	2
ROE (%)	-	1

Valuation & price assessment

Q.1 Stock return of Ruparel Food Products Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 36.6% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	36.6%	49.9%	4.7%	-15.5%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	0-year Historic Median	0-year Industry Median
Price to Earnings	-	77.23	-
Price to Book	9.1	2.33	-
Price to Sales	7.06	-	-
EV to EBITDA	-499.2	65.68	-

Q.3 Valuation ratios of Ruparel Food Products Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of 9.1 is higher than its historical median of 2.33, indicating that the stock is trading above its historical average valuation.

Check more companies

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6. Home First Finance

7. Can Fin Homes

8. Aavas Financiers

9. India Shelter Fin.

10. Repco Home Finance

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5. REC Ltd.

Check Before You Invest : Ruparel Food Products Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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