Integro Technologies, subsidiary of Aurionpro Solutions, has been chosen by Vietnam’s leading bank, Techcombank, for its SmartLender Collateral and Limits Management System (CLIMS) to strengthen their credit processing and risk management activities and to improve its customer services.
Integro Technologies was selected over other multinational competitors for this effort based on SmartLender’s best-in-class functionality set as well as its proven ability to ensure successful implementation of their CLIMS platform.
CLIMS includes 2 modules, the first of which, the collateral management module, helps manage collateral from end-to-end and provides features spanning collateral management, loan balancing, lookup, and early warning. This system will enable the storage of collateral across the entire bank, and will provide information for other related systems. The credit risk management module helps manage customer relationships and related customer groups. It also configures and manages credit risk limits for individual customers, for groups by different industries, and by multi-dimensions.
Deployment of the CLIMS platform will create a solid foundation for all of Techcombank’s credit risk activities, enabling increased efficiency and quality of loan processing, enhanced risk management, and improved overall customer service operations. Other benefits of the solution are expected to include increased labor productivity, reduced credit processing costs, effectively managed operational and credit risk, and improved transparency and security of Techcombank’s systems.
Aurionpro Solutions is a publicly traded technology company providing software products and expert level consulting services to an extensive global customer base. The company provides valuable operational and technical experience in helping banks provide new and innovative products to their customers.