SEBI Reg. Investment Advisor

Download App

MoneyWorks4Me

RBI governor asks banks to strengthen resilience, lending capacity by raising capital

24 Dec 2020 Evaluate

With an aim to support the ongoing revival in economic activities, the Reserve bank of India (RBI) Governor Shaktikanta Das has asked banks to take proactive measures to strengthen their resilience and lending capacity by raising capital. During a two-day meeting with heads of banks, including the private sector lenders, the governor emphasised on the need to remain vigilant and make provisions against bad loans proactively.

With specific reference to the financial sector, he highlighted the measures taken by the central bank since the onset of the pandemic to stabilise the economy and ensure financial stability. With regard to the banking sector, he reiterated the need for banks to remain vigilant and take proactive measures to strengthen their resilience and lending capacity by raising capital and making provisions proactively.

He also discussed credit flow to different sectors, including stressed segments and MSMEs. Other issues which came up for discussion included progress in the implementation of resolution framework for Covid-related stressed assets; progress in making the identified districts in states/UTs 100 per cent digitally enabled; strengthening and enhancing the capacity and efficiency of IT infrastructure and systems; and improving grievance redress mechanisms.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through: