Capital Trust’s disbursements for Q4 FY22 stood at Rs 58 crore and for FY22 at Rs 170 crore, higher by 115% and 32% YoY, respectively. This was the highest quarterly disbursements by the Company post COVID-19. This was mainly based on the Company's focus on the rural doorstep fintech model, the strong customer connect, increased touch points via expansion in the branch network, which helped in catering to new customers and geographies, and improved traction from existing customers due to improved business sentiments and cash flows of customers.
Collection efficiency of Capital Digital Loans for the Q4 FY2022 remained robust at more than 97%, aided by digital integration and stringent quality checks, physical visits, continuous interaction with customers and the backend automated decision-making process through artificial intelligence and Business Intelligence.
The company is engaged in the business of micro finance, insurance.
