One97 Communications launches Paytm Postpaid in partnership with Suryodaya Small Finance bank

One97 Communications Ltd. | Fintech | IT & ITES | BSE: 543396 | NSE: PAYTM

17 Sep 2025 Evaluate

One97 Communications (Paytm) has launched Paytm Postpaid as Credit Line on UPI, powered by NPCI, in partnership with Suryodaya Small Finance Bank. This innovation enables consumers with instant short-term credit and offers the convenience of ‘Spend Now, Pay Next Month’.

With Paytm Postpaid, consumers can now make payments using a credit line on UPI across all merchant touchpoints. This includes scanning any UPI QR code, shopping online, or paying for recharges, bill payments, and bookings on the Paytm app. The facility offers up to 30 days of short-term credit, giving individuals the flexibility to spend instantly and repay the following month. It makes everyday payments smarter, faster, and more reliable. The service is currently being rolled out to a selected base, identified through spend behaviour, and will be expanded to more consumers in the coming period.

The service leverages Paytm’s technology strength in secure, real-time payments. It gives consumers the flexibility to manage liquidity without disrupting daily expenses, while merchants benefit from universal acceptance and assured instant settlement through the familiar UPI payment flow. Paytm, India’s most trusted payments app, is making everyday payments smarter with innovations that put convenience and control first. The recently launched spend categorization with a smart Monthly Spend Summary helps track and manage finances with ease. Alongside, Paytm offers the ability to hide or unhide specific payments for privacy, home screen widgets like ‘Receive Money’ for faster payments, and personalised UPI IDs that make transactions simple without sharing mobile numbers. Customers can also download UPI statements in Excel or PDF and view total balances across all linked accounts in one place.

One97 Communications is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, the company builds technologies that help small businesses with payments and commerce.

One97 Communications Share Price

1059.95 1.65 (0.16%)

05-Jun-2026 09:09 View Price Chart

Peers

Company Name	CMP
One97 Communications	1059.95
AvenuesAI	14.14
Billionbrains Garage	192.75
Pine Labs	143.05
Seshaasai Technologi	272.35
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