Ministry of Finance in its latest report has said that Indian Public Sector Banks (PSBs) have witnessed a significant improvement in their financial health, with healthy balance sheets, historically high profits and multi-decadal low level of gross non-performing assets (GNPAs).
Net profit of India's public-sector banks nearly tripled over the past five years to a record Rs 1.98 lakh crore in FY26 as compared to Rs 0.67 lakh crore in FY22, while the total business of Public Sector Banks rose to Rs 283.3 lakh crore as of March 31, 2026, from Rs 181.5 lakh crore as of March 31, 2022, with deposits increasing to Rs 156.3 lakh crore and total loans & advances to Rs 127 lakh crore.
Besides, the Ministry noted that the gross NPA ratio declined to an all-time low of 1.9 per cent as of March 31, 2026, from 7.3 per cent as of March 31, 2022. Their capital adequacy ratio also improved to 16.6 per cent at the end of FY26 from 14.6 per cent at the end of FY22.
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MoneyWorks4Me rating and ranking of funds for SIP is available to subscribers only. Moneyworks4Me is not a rating and ranking agency, however it is required that users have a way of selecting funds and building a Portfolio. The method used by it are described below to enable users to understand the logic behind the rating and ranking Subscriber will find more details on this in the various content made available from time to time. In case you need more please write to besafe@moneyworks4Me.com
MoneyWorks4Me rates and ranks mutual funds based on the following data-driven system:
Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
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Name of the IA registered
with SEBI: |
The Alchemists Ark Pvt. Ltd. |
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Logo:
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Trade/Brand
Name of IA: |
MoneyWorks4Me Investment Advisers |
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Brand Logo:
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SEBI Registration Number:
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INA000013323 Validity – May 16, 2019 – Perpetual |
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Registration:
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Non-Individual |
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BSE Enlistment No:
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1187 |
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Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com |
Telephone: +919860359463 Address: Same as IA |
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Telephone: +919860919463 Address: Same as IA |
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