The Reserve Bank of India (RBI) in its latest data has showed that bank credit to industry grew 19.2 per cent year-on-year (y-o-y) by the end of June 2026, a sharp acceleration from 6.3 per cent recorded in the corresponding period last year, as large companies as well as MSMEs displayed broad-based expansion. Non-food bank credit accelerated 18.3 per cent y-o-y in the fortnight ended June 30, 2026, as compared to 9.3 per cent during the corresponding fortnight of the previous year (June 27, 2025). Credit to agriculture and allied activities also strengthened, growing 16.8 per cent against 6.8 per cent a year earlier.
The RBI said all sub-sectors -- Micro and Small, Medium and Large industries displayed a broad-based expansion. Among major industries, credit growth remained strong in infrastructure, engineering, food processing, textiles, construction, basic metals and metal products, petroleum, coal products and nuclear fuels, and chemicals, while lending to the rubber, plastic and wood products segments witnessed relatively subdued growth.
According to the data, credit to personal loans segment also maintained strong momentum, recording a 15.8 per cent year-on-year growth as against 11.7 per cent a year ago. Vehicle and housing loans continued to post steady growth, although credit card outstanding moderated. Loans to the services sector registered a growth rate of 21.4 per cent y-o-y as compared to 8.8 per cent in the corresponding fortnight of the previous year, supported by accelerated growth in segments such as non-banking financial companies (NBFCs), commercial real estate, and trade.
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Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
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Name of the IA registered
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The Alchemists Ark Pvt. Ltd. |
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Logo:
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Trade/Brand
Name of IA: |
MoneyWorks4Me Investment Advisers |
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Brand Logo:
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SEBI Registration Number:
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INA000013323 Validity – May 16, 2019 – Perpetual |
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Registration:
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Non-Individual |
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BSE Enlistment No:
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1187 |
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