One MobiKwik Systems (MobiKwik) has completed transfer of its entire digital lending business, along with the associated employees, to MobiKwik Distribution Services Private (MDSPL), its wholly owned subsidiary. MobiKwik has established MDSPL as a dedicated subsidiary to undertake its digital lending activities, including sourcing and distribution of lending products.
The LSP (Lending Service Provider) transfer follows the requisite corporate approvals, including a special resolution approved by shareholders through a postal ballot on July 2, 2026. Following the shareholder approval, the company infused Rs 60.85 crore as equity into MDSPL. Earlier, in April 2026, the RBI had approved the Group’s NBFC application, subject to the condition that the LSP business be migrated to a wholly owned subsidiary before the Certificate of Registration (CoR) is issued.
The transition comes as MobiKwik’s digital lending business demonstrated strong growth - Financial Services Gross Profit shot up 459% YoY in Q1FY27, driven by improved credit quality and recovery efforts. During the quarter, 32% of disbursals were through the Distribution Model while 68% of disbursals were through the FLDG (First Loss Default Guarantee) Model.
One Mobikwik Systems is a platform business at its core, that has a two-sided payments network, consisting of consumers and merchants.
| Company Name | CMP |
|---|---|
| One97 Communications | 1631.30 |
| AvenuesAI | 15.17 |
| Billionbrains Garage | 197.15 |
| Pine Labs | 156.95 |
| Seshaasai Tech. | 392.45 |
| View more.. | |
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