Aditya Birla Capital's (ABCL) NBFC business has entered into the Gold Loan business, marking a strategic expansion of its secured lending portfolio. The Gold Loan offering complements its existing retail and MSME lending franchise, providing customers with a transparent, flexible and collateral-backed credit solution.
The company has planned a phase-wise rollout of 200-300 dedicated Gold Loan branches by March 2027 across high-potential markets. Over the next three years, the ABCL-NBFC business aims to establish a network of around 1,000 Gold Loan branches, building a strong pan-India franchise and further strengthening its presence across the country.
Designed around trust, transparency and convenience, the company’s Gold Loan offering combines dedicated branch-led service with omnichannel digital capabilities. It will provide customers with a seamless borrowing experience, supported by transparent pricing, secure handling of pledged gold and swift loan disbursals. The offering will cater to various customers across urban and semi-urban markets, serving existing customers within the company’s ecosystem and expanding its reach to new customers through an integrated distribution network of physical branches and digital platforms.
Aditya Birla Capital is one of the largest financial services players in India.
