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10 Yrs X-Ray 
Valuation 
Analyst Note 
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About
Moneyview Ltd (MONEYVIEW)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 544953 NSE: MONEYVIEW Fintech | | Moneyview Share Price
₹54.03 -1.58 (0.00%)
As on 01-Oct'26 16:59
Moneyview Ltd (MONEYVIEW)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 544953 NSE: MONEYVIEW Fintech | | Moneyview Share Price
₹54.03 -1.58 (0.00%)
As on 01-Oct'26 16:59
Key Metrics
Valuation Multiples
Market Cap
₹9,511 Cr.
Current Price
₹54
52-Week Low / High
₹50 / 62
TTM EPS
₹1.4
TTM Sales
₹3,351 Cr.
Book Value per Share
₹16.7
P/E Ratio
39.19
Industry PE
91.8
Price to Book (P/B)
3.24
Price to Sales (P/S)
2.84
EV/EBITDA
11.23
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
12.47%
Return on Capital Employed (ROCE)
15.68%
Return on Assets (ROA)
3.56%
Operating Profit Margin
34.6%
Net Profit Margin
7.24%
Gross Profit Margin
16.2%
Growth Momentum
1-yr vs 3-yr growth
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
26.5%
Operating Profit Growth (1 Year)
Slowing versus 3-year growth rate
63.33%
Net Profit Growth (1 Year)
Slowing versus 3-year growth rate
1.01%
Asset Quality
Promoter Holding
19.31%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹2,759 Cr.
Equity
₹176 Cr.
Face Value
₹1
All Time Low / High
- / -
Check Before You Invest
Quality
Not GoodValuation
NACheck Valuation charts
Price Trend
Weak
Is Moneyview Ltd a good quality company?
Moneyview Ltd is a quality company, based on a multi-year financial track record.
This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.
We have analysed the performance of the company on the following:
-
How has it performed on generating Profits?
By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.
-
How efficiently has it utilized Capital?
By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.
-
How is it managing its Debt?
By checking its Debt to Equity and Cash Flow from Operations.
How does Moneyview Ltd performance compare with that of its Peers?
Revenue growth of Moneyview Ltd vs industry peers?
Moneyview Ltd revenue CAGR is 72.92%, compared to the industry median CAGR of 19.27%, indicating faster growth and gaining its market share.
Promoter shareholding and pledge status of Moneyview Ltd?
Promoters hold 19.31% of the Moneyview Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Stock return of Moneyview Ltd over the last decade?
Over the last - year(s), the stock has delivered a CAGR of N/A% based on the current price.
10 Year X-Ray :
Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year endData adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
What is a Financial Track Record? How to read this chart in order to understand the data present here?
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Moneyview Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Value Creation ⓘ
| Mar'23 | Mar'24 | Mar'25 | Mar'26 | TTM | |
|---|---|---|---|---|---|
| ROCE % ⓘ | 23.1% | 12.6% | 16.2% | 11.2% | - |
| Value Creation Index ⓘ | 0.7 | -0.1 | 0.2 | -0.2 | - |
Growth Parameters ⓘ |
|||||
| Sales ⓘ | 576 | 1,014 | 1,487 | 1,882 | 1,882 |
| Sales YoY Gr. | - | 76% | 46.7% | 26.5% | - |
| Adj EPS ⓘ | 5.6 | 4.4 | 4.3 | 6 | 0.7 |
| YoY Gr. | - | -22.3% | -1.6% | 38.9% | - |
| BVPS (₹) ⓘ | 42.6 | 43.4 | 45.5 | 48.7 | 15.5 |
| Adj Net Profit ⓘ | 169 | 154 | 164 | 228 | 116 |
| Cash Flow from Ops. ⓘ | -5.9 | -66.8 | 292 | 368 | - |
| Debt/CF from Ops. ⓘ | -1.1 | 0 | 0.7 | 0.7 | - |
CAGR ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Sales ⓘ | NA | NA | 48.4% | 26.5% | ||||
| Adj EPS ⓘ | NA | NA | 2% | 38.9% | ||||
| BVPSⓘ | NA | NA | 4.6% | 7% | ||||
| Share Price | - | - | - | - | ||||
Key Financial Parameters ⓘ
| Mar'23 | Mar'24 | Mar'25 | Mar'26 | TTM | |
|---|---|---|---|---|---|
| Return on Equity % ⓘ | 12.7 | 10.5 | 9.5 | 11.8 | 2.1 |
| Op. Profit Mgn % ⓘ | 47.6 | 13.9 | 18.9 | 20.5 | NAN |
| Net Profit Mgn % ⓘ | 29.3 | 15.2 | 11 | 12.1 | 6.2 |
| Debt to Equity ⓘ | 0 | 0 | 0.1 | 0.1 | - |
| Working Cap Days ⓘ | 0 | 209 | 191 | 221 | 0 |
| Cash Conv. Cycle ⓘ | 0 | 69 | 49 | 27 | 0 |
Valuation of Moneyview - Consolidated
Analyst's Notes
No data found!
Management X-Ray
Shareholding Pattern
Promoter's Holding & Share Pledging
| Pledged * | 0.00 |
* Pledged shares as % of Promoter's holding (%)
Financials
| PARTICULARS | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|
| Sales | 648 | 1,342 | 2,339 | 3,351 |
| Operating Expenses ⓘ + | 468 | 1,031 | 1,629 | 2,191 |
| Operating Profit ⓘ | 181 | 311 | 710 | 1,160 |
| Operating Profit Margin (%) | 27.9% | 23.2% | 30.4% | 34.6% |
| Other Income ⓘ + | 29 | 47 | 39 | 53 |
| Interest ⓘ | 44 | 155 | 422 | 669 |
| Depreciation ⓘ | 4 | 5 | 9 | 10 |
| Profit Before Tax ⓘ | 162 | 198 | 319 | 327 |
| Tax ⓘ | -1 | 27 | 79 | 85 |
| Profit After Tax | 163 | 171 | 240 | 243 |
| PAT Margin (%) | 25.1% | 12.8% | 10.3% | 7.2% |
| Adjusted EPS (₹) | 5.5 | 4.9 | 6.3 | 6.4 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% |
| PARTICULARS | Mar'23 | Mar'24 | Mar'25 | Mar'26 | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | |||||||||||
| Shareholders Fund + | 1,270 | 1,540 | 1,824 | 2,072 | |||||||
| Debt + | 63 | 859 | 1,761 | 2,436 | |||||||
| Minority Interest | 0 | 0 | 0 | 0 | |||||||
| Trade Payables | 73 | 91 | 116 | 169 | |||||||
| Others Liabilities ⓘ | 305 | 998 | 1,891 | 3,383 | |||||||
| Total Liabilities ⓘ | 1,711 | 3,487 | 5,593 | 8,060 | |||||||
Fixed Assets | |||||||||||
| Net Fixed Assets ⓘ + | 5 | 21 | 73 | 73 | |||||||
| CWIP ⓘ | 0 | 0 | 0 | 0 | |||||||
| Investments ⓘ | 244 | 97 | 57 | 194 | |||||||
| Inventories | 0 | 0 | 0 | 0 | |||||||
| Trade Receivables | 220 | 358 | 364 | 457 | |||||||
| Cash Equivalents | 189 | 479 | 574 | 1,043 | |||||||
| Others Assets ⓘ | 1,053 | 2,531 | 4,525 | 6,294 | |||||||
| Total Assets ⓘ | 1,711 | 3,487 | 5,593 | 8,060 | |||||||
| PARTICULARS | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ + | -267 | -1,633 | -1,421 | -951 |
| Cash Flow From Investing Activity ⓘ + | -480 | 452 | -135 | -231 |
| Cash Flow From Financing Activity ⓘ + | 788 | 1,518 | 1,660 | 1,648 |
| Net Cash Flow ⓘ | 41 | 337 | 104 | 466 |
| PARTICULARS | Mar'23 | Mar'24 | Mar'25 | Mar'26 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Ratios | ||||||||||
| ROE (%) | 12.83 | 12.2 | 14.31 | 12.47 | ||||||
| ROCE (%) | 12.98 | 14.44 | 17.13 | 15.68 | ||||||
| Asset Turnover Ratio | 0.38 | 0.52 | 0.52 | 0.49 | ||||||
| PAT to CFO Conversion(x) | -1.64 | -9.55 | -5.92 | -3.91 | ||||||
| Working Capital Days | ||||||||||
| Receivable Days | 124.10 | 78.60 | 56.40 | 44.70 | ||||||
| Inventory Days | 0 | 0 | 0 | 0 | ||||||
| Payable Days | 0 | 0 | 0 | 0 | ||||||
Top 5 Mutual Funds Holding
Last Visited Stocks
Announcements
Moneyview Ltd FAQs
The current trading price of Moneyview on 01-Oct-2026 16:59 is ₹54.03.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 30-Sep-2026 the market cap of Moneyview stood at ₹9,510.5 Cr
The latest P/E ratio of Moneyview as of 30-Sep-2026 is 82.20.
The latest P/B ratio of Moneyview as of 30-Sep-2026 is 3.49.
The 52-week high of Moneyview is ₹62.00 and the 52-week low is ₹50.25.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Moneyview is ₹1,882 ( Cr.) .
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Moneyview Ltd is a below average quality company.
No data found
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Moneyview Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
About Moneyview Ltd
Moneyview was incorporated as ‘Whizdm Innovations Private Limited’ on August 11, 2014, as a private limited company under the provisions of the Companies Act, 2013 pursuant to a certificate of incorporation issued by the Registrar of Companies, Karnataka at Bangalore (RoC).
The company is a consumer-focused, digital only, credit-led financial services platform for Middle India customers providing access to full suite of financial products through a network of Financial Partners, including its NBFC subsidiary, on its Moneyview mobile application. The company’s promise to its users is to offer personalized financial products with responsible and transparent terms, delivered via a convenient and user-friendly digital experience.
The company operates as a digital financial services platform to provide a suite of financial products to its users through a network of Financial Partners. The company’s platform functions as a two-sided network, connecting its users seeking financial products with banks, NBFCs, insurers, and other financial institutions offering such products. The company’s platform is built on real-time application programming interfaces (APIs), data intelligence capabilities, and inhouse technology infrastructure. It maintains deep, real-time technology integrations with its Financial Partners, enabling seamless and scalable digital distribution of financial products across its user base creating a flywheel effect for expansion of its two-sided network.
Since inception, the company has evolved into a full-stack digital financial ecosystem designed to meet the evolving needs of its users. The company’s offerings are structured across four core categories - Borrow, Transact, Invest and Protect, each addressing a distinct set of financial requirements, from access to formal credit and seamless digital payments to investment opportunities and insurance solutions. By combining these offerings with a seamless digital experience, it provides users with a one-stop platform for their financial needs. This integrated approach not only deepens user engagement, but also strengthens its data intelligence, enabling personalized product delivery and enhancing user lifetime value.
Business area of the company
The company, along with its subsidiaries, is engaged in the business of providing financial services, which primarily include the facilitation of consumer lending through the platform partners, including its wholly owned subsidiary, and providing on-demand salary/earned wage access to corporate employees.
Awards, accreditations and recognition
- 2015: ‘Best Mobile Application’ award at the Google Mobile Startup Awards 2015.
- 2016: Founding member of Unified Fintech Forum (formerly known as Digital Lenders Association of India (DLAI)
- 2016: Finalist at the IBM SmartCamp for FinTech 2016.
- 2018: Featured amongst the 'Top 100 Startups to Watch 2018' by SutraHR – 2018.
- 2021: ‘Fintech Rising Star’ award at IFTA 2021.
- 2021: Acknowledgment by Tracxn as one of the top fintech startups in India by Soonicorn Club 2021.
- 2022: Certificate of recognition at Future Unicorn Index 2022.
- 2023: ‘Fintech Startup of the Year - Digital Lending’ award at Entrepreneur Awards 2023.
- 2023: Certificate of recognition at Future Unicorn Index 2023.
- 2024: Recognised by Forbes as a Soonicorn to watch for in 2024.
- 2024: ‘Best Use of Technology to Enhance Customer Experience (FinTech)’ award at the 4th Edition Excellence Awards 2024 by Quantic.
- 2024: Finalist for the ‘Best Innovation in Digital Lending’ award at India FinTech Forum's IFTA 2024.
- 2024: ‘Excellence in Promoting Safe and Efficient Finance’ at the 9th Global Economic Summit 2024 by the World Trade Center, Mumbai.
- 2024: Certificate of recognition at Future Unicorn Index 2024.
- 2024: Certified as ‘Great Place to Work for mid-size organisations’ by Great Place to Work.
- 2026: Winner in the category of ‘Fintech-Lending’ at Financial Express India’s Best Bank Awards.
History and milestones
- 2018: Launch of personal loan product.
- 2020: WFPL was granted the NBFC license
- 2025: Launch of new products; insurance, home loan/loan against property, credit cards, digital gold, FD marketplace, BBPS and UPI.
- 2025: Acquisition of Zeo Fin Technology Private Limited and launch of earned wage access.
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