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Elcid Investments Ltd (ELCIDIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 503681 NSE: ELCIDIN Finance - Investment | Small Cap | Elcid Investments Share Price

₹1,05,018 -1544.00 (-1.45%)

As on 10-Sep'26 16:59

Elcid Investments Ltd (ELCIDIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 503681 NSE: ELCIDIN Finance - Investment | Small Cap | Elcid Investments Share Price

₹1,05,018 -1544.00 (-1.45%)

As on 10-Sep'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹2,137 Cr.
Current Price
₹1,05,018
52-Week Low / High
₹87,003 / 1,44,500
TTM EPS
₹4,773.2
Book Value per Share
₹4,36,550.8
P/E Ratio
22.39
In line with its 3-year historical median
Industry PE
57.7
Price to Book (P/B)
0.24
Lower than its 3-year historical median
EV/EBITDA
19.29
Higher than its 5-year historical median
Dividend Yield
0.02%
Profitability Efficiency
Return on Equity (ROE)
1.22%
Outperforms industry median
Return on Capital Employed (ROCE)
1.43%
Underperforms industry median
Return on Assets (ROA)
1.05%
Outperforms industry median
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-32.41%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
-5.43%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹115 Cr.
Reserves
₹8,731 Cr.
Equity
₹0.2 Cr.
Face Value
₹10
All Time Low / High
₹2.10 / 332399.94

Elcid Investments stock performance

Key Ratios
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Check Before You Invest

Quality

Somewhat Good

Valuation

Somewhat Overvalued

Price Trend

Semi Strong
Q.1 Is Elcid Investments Ltd a good quality company?
Elcid Investments Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Elcid Investments Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Elcid Investments Ltd vs Industry Peers?
Elcid Investments Ltd AUM CAGR is -1.65%, compared to the 5-year industry median CAGR of 9.58%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Elcid Investments Ltd?
Promoters hold 75.00% of the Elcid Investments Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Elcid Investments Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 187.4% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Elcid Investments Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Operating Income (₹ Cr.)0.10.142.555.87387.974.515113893.696
YoY Gr. Rt. %-22.2%42870.7%31.2%30.8%20.5%-15.3%102.8%-8.3%-32.4%-
Adj EPS (₹ ) 1,209.31,572.51,877.32,729.62,744.33,240.32,442.45,661.45,048.63,811.43,939.6
YoY Gr. Rt. %-30%19.4%45.4%0.5%18.1%-24.6%131.8%-10.8%-24.5%-
BVPS (₹ )7,295.78,850.11,78,180.22,42,310.53,54,218.34,29,382.83,89,653.14,06,241.63,18,424.63,01,137.23,02,826
YoY Gr. Rt. %-21.3%1913.3%36%46.2%21.2%-9.3%4.3%-21.6%-5.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1819.41.61.20.90.80.61.31.31.10

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income118.9%5.1%7.9%-32.4%
Adj EPS13.6%6.8%16%-24.5%
BVPS51.2%-3.2%-8.2%-5.4%
Share Price 187.4% 473% 3098.3% -21.2%

Key Financial Ratios

RATIOS \ YEARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Margins
Net Profit Margin (%)0088.397.875.273.765.67572.981.581.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)18.119.521.30.90.80.61.41.41.21.3

Valuation of Elcid Investments - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Income + 37486178108135109236213135
Interest Income006178108135109235211134
Other Income 0015011132
Exceptional Items 374700000121
Expenditure + 1126147477
Interest Expense 0000000000
Operating Expenses 1111136345
Provisions 0015011132
Exceptional Items 0000000000
Profit Before Tax 36475972107131102232206128
Taxes 105-2253129565319
Profit After Tax 354655738110073176153109
Adjusted EPS (₹)1,757.02,315.72,727.23,659.04,052.55,001.93,670.68,786.87,649.85,426.0
Dividend Payout Ratio (%)0.90%0.70%0.60%0.40%0.40%0.30%0.70%0.30%0.30%0.50%
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Equity and Liabilities

Equity Capital +2122585,1336,95210,16512,32911,19211,6859,1698,673
Share Capital 0000000000
Reserves 2122585,1336,95210,16512,32911,19211,6849,1688,673
Short term borrowings0000000000
Long Term Borrowings-0-01,3062686888357447861,4281,325
Current Liabilities 01111235721061371
Trade Payables0000000000
Other Liabilities-0-0-0-0-0-0-00-0-0
Total Liabilities 2132596,4407,22110,86513,19912,00812,57610,7349,999

Assets

Non Current Asset +2092566,4387,21310,84813,17811,93512,47810,6059,997
Loan Asset 0000000000
Other Non Current Asset 2092566,4387,21310,84813,17811,93512,47810,6059,997
Current Asset +4328172173991292
Current Investment0000000000
Other Current Asset4328172173991292
Total Assets 2132596,4407,22110,86513,19912,00812,57610,7349,999
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Cash Flow From Operating Activity -1-1-1-1146137789470
Cash Flow From Investing Activity 5018-12-68-27-85-95-69
Cash Flow From Financing Activity -0-0-0-0-0-0-0-1-1-1
Net Cash Flow 3-1-062-710-7-1-0
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Operational & Financial Ratios

EPS (₹)1,7572,315.702,727.203,6594,052.505,001.903,670.608,786.807,649.805,426
DPS (₹)15151515151525252525
BVPS (₹)10603.812901.4256673.4347598508261616440.3559608.7584225.2458425.8433672.5

Performance Ratios

ROA (%)18.019.71.61.10.90.80.61.41.31.1
ROE (%)18.119.72.01.21.00.90.61.51.51.2
ROCE (%)18.419.92.21.21.21.20.92.02.01.4

Valuation Parameters

Price/Book(x)0.00.00.00.00.00.00.00.00.30.2

Top 5 Mutual Funds Holding

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Announcements

Elcid Investments Ltd FAQs

The current trading price of Elcid Investments on 10-Sep-2026 16:59 is ₹1,05,018.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Sep-2026 the market cap of Elcid Investments stood at ₹2,137 Cr

The latest P/E ratio of Elcid Investments as of 09-Sep-2026 is 27.12.

The latest P/B ratio of Elcid Investments as of 09-Sep-2026 is 0.35.

The 52-week high of Elcid Investments is ₹1,44,500 and the 52-week low is ₹87,003.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Elcid Investments is ₹96.21 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Elcid Investments Ltd is a average quality company.

The key valuation ratios of Elcid Investments Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Elcid Investments Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Elcid Investments Ltd

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