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Onelife Capital Advisors Ltd (ONELIFECAP)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 533632 NSE: ONELIFECAP Finance - Investment | Small Cap | Onelife Capital Adv. Share Price
₹54.65 -0.85 (-1.53%)
As on 02-Nov'26 16:59
Onelife Capital Advisors Ltd (ONELIFECAP)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 533632 NSE: ONELIFECAP Finance - Investment | Small Cap | Onelife Capital Adv. Share Price
₹54.65 -0.85 (-1.53%)
As on 02-Nov'26 16:59
Key Metrics
Valuation Multiples
Market Cap
₹226 Cr.
Current Price
₹54.7
52-Week Low / High
₹11 / 57
TTM EPS
₹2.3
Book Value per Share
₹19.5
P/E Ratio
23.54
Industry PE
44.7
Price to Book (P/B)
2.80
Higher than its 5-year historical median
EV/EBITDA
15.39
Higher than its 5-year historical median
Dividend Yield
0.18%
Profitability Efficiency
Return on Equity (ROE)
10.23%
Outperforms industry median
Return on Capital Employed (ROCE)
11.53%
Outperforms industry median
Return on Assets (ROA)
3.19%
Outperforms industry median
Growth Momentum
1-yr vs 3-yr growth
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
-
-
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
-48.68%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹15.5 Cr.
Reserves
₹39 Cr.
Equity
₹41.4 Cr.
Face Value
₹10
All Time Low / High
₹4.25 / 795.15
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Quality
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Price Trend
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Is Onelife Capital Advisors Ltd a good quality company?
Onelife Capital Advisors Ltd is a weak quality company, based on a inconsistent multi-year financial track record.
This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.
We have analysed the performance of the company on the following:
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How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
-
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
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How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.
How does Onelife Capital Advisors Ltd performance compare with that of its Peers?
AUM Growth of Onelife Capital Advisors Ltd vs Industry Peers?
Onelife Capital Advisors Ltd AUM CAGR is 14.22%, compared to the 5-year industry median CAGR of 9.8%, indicating faster growth and gaining its market share.
Promoter shareholding and pledge status of Onelife Capital Advisors Ltd?
Promoters hold 26.03% of the Onelife Capital Advisors Ltd, with 71.00% of their stake pledged, indicating high pledge risk.
Stock return of Onelife Capital Advisors Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 8.4% based on the current price.
10 Year X-Ray : Login to view analysis.
Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year endData adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
What is a Financial Track Record? How to read this chart in order to understand the data present here?
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Onelife Capital Advisors Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
| Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 0.4 | 2.2 | 2.1 | 3.5 | 2.7 | 3.3 | 3.1 | 3.5 | 0 | 2.2 | 8 | |
| YoY Gr. Rt. % | - | 501.1% | -4.8% | 64.2% | -22.6% | 25.3% | -6.4% | 11.4% | -100% | NA | - | |
| Adj EPS (₹ ) | -1.8 | 0.1 | 0 | 0 | 0 | 0 | 0 | -0 | 0.4 | 0.6 | 1.1 | |
| YoY Gr. Rt. % | - | NA | -60% | 0% | -50% | 100% | -50% | -300% | NA | 55.6% | - | |
| BVPS (₹ ) | 31.9 | 76.4 | 76.4 | 76.4 | 76.4 | 76.4 | 76.4 | 76.4 | 76.8 | 39.4 | 37 | |
| YoY Gr. Rt. % | - | 139.2% | 0% | 0% | 0% | 0% | 0% | -0% | 0.5% | -48.7% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | -5.3 | 0.1 | 0 | 0 | 0 | 0 | 0 | -0 | 0.4 | 1.4 | 0 | |
CAGR ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 21.8% | -4.1% | -11.5% | NA | ||||
| Adj EPS | NA | 123.7% | 282.6% | 55.6% | ||||
| BVPS | 2.4% | -12.4% | -19.8% | -48.7% | ||||
| Share Price | 8.3% | 29.7% | 50.7% | 280.8% | ||||
Key Financial Ratios
| RATIOS \ YEARS | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Margins | ||||||||||||
| Net Profit Margin (%) | -690.1 | 3.4 | 1.6 | 1 | 0.4 | 0.7 | 0.3 | -1 | 0 | 95.9 | 58.3 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | -5.4 | 0.1 | 0 | 0 | 0 | 0 | 0 | -0 | 0.5 | 1.6 | 2.9 | |
Valuation of Onelife Capital Adv. - Consolidated
Analyst's Notes
No data found!
Management X-Ray
Shareholding Pattern
Promoter's Holding & Share Pledging
| Pledged * | 77.59 | 77.59 | 50.29 | 28.74 | 28.74 | 28.74 | 99.21 | 71.00 | 71.00 | 71.00 |
* Pledged shares as % of Promoter's holding (%)
Financials
| PARTICULARS | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income + | 8 | 7 | 11 | 10 | 7 | 6 | 5 | 40 | 32 | 31 |
| Exceptional Items ⓘ | 1 | 2 | 2 | 3 | 2 | 2 | 1 | 3 | 21 | 21 |
| Expenditure ⓘ + | 12 | 7 | 11 | 11 | 6 | 7 | 8 | 34 | 52 | 24 |
| Exceptional Items ⓘ | -0 | 0 | 0 | 0 | -0 | 0 | 0 | 0 | 17 | 0 |
| Profit Before Tax ⓘ | -4 | 0 | -0 | -2 | 0 | -0 | -2 | 6 | -3 | 6 |
| Taxes ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 | 2 | 1 |
| Profit After Tax | -4 | 0 | -0 | -2 | -0 | -0 | -2 | 1 | -5 | 6 |
| Adjusted EPS (₹) | -2.9 | 0.0 | -0.1 | -1.1 | -0.0 | -0.3 | -1.7 | 0.3 | -3.6 | 1.4 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 7% |
| PARTICULARS | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital + | 100 | 92 | 92 | 85 | 85 | 84 | 82 | 51 | 35 | 73 |
| Short term borrowings | 5 | 7 | 6 | 1 | 1 | 15 | 9 | 9 | 0 | 14 |
| Long Term Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 25 | 24 | 20 |
| Current Liabilities | 17 | 18 | 16 | 8 | 5 | 22 | 37 | 89 | 112 | 81 |
| Trade Payables | 3 | 6 | 4 | 3 | 1 | 3 | 6 | 51 | 75 | 58 |
| Other Liabilities | -8 | -13 | -11 | -4 | -2 | -18 | -15 | -60 | -75 | -72 |
| Total Liabilities ⓘ | 117 | 110 | 109 | 93 | 90 | 107 | 124 | 165 | 171 | 175 |
Assets | ||||||||||
| Non Current Asset + | 39 | 50 | 27 | 15 | 14 | 14 | 35 | 33 | 57 | 70 |
| Current Asset + | 78 | 60 | 82 | 78 | 76 | 93 | 89 | 132 | 113 | 105 |
| Total Assets ⓘ | 117 | 110 | 109 | 93 | 90 | 107 | 124 | 165 | 171 | 175 |
| PARTICULARS | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ | -8 | -10 | -4 | -5 | -2 | -2 | 19 | -25 | 58 | -36 |
| Cash Flow From Investing Activity ⓘ | 7 | 10 | 3 | 12 | 0 | -12 | -12 | 13 | -27 | -15 |
| Cash Flow From Financing Activity ⓘ | 2 | 2 | -1 | -5 | -0 | 14 | -3 | 11 | -5 | 41 |
| Net Cash Flow ⓘ | 1 | 2 | -2 | 1 | -2 | -0 | 3 | -1 | 26 | -10 |
| PARTICULARS | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios | ||||||||||
| EPS (₹) | -3.10 | 0 | -0.10 | -1.20 | -0 | -0.30 | -1.90 | 0.30 | -3.90 | 1.40 |
| DPS (₹) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.10 |
| BVPS (₹) | 74.5 | 69.2 | 69.1 | 63.6 | 63.5 | 63.3 | 61.4 | 38 | 26 | 19.5 |
Performance Ratios | ||||||||||
| ROA (%) | -3.6 | 0.0 | -0.1 | -1.6 | -0.1 | -0.4 | -2.2 | 0.4 | -2.9 | 3.2 |
| ROE (%) | -5.0 | 0.1 | -0.1 | -1.8 | -0.1 | -0.5 | -3.0 | 1.0 | -11.4 | 10.2 |
| ROCE (%) | -4.6 | 0.1 | 0.0 | -1.7 | 0.1 | -0.3 | -1.0 | 9.5 | -0.9 | 11.5 |
Valuation Parameters | ||||||||||
| Price/Book(x) | 0.4 | 0.3 | 0.2 | 0.1 | 0.1 | 0.2 | 0.2 | 0.8 | 0.4 | 0.8 |
Top 5 Mutual Funds Holding
Last Visited Stocks
Announcements
Annual reports
No annual reports available.
Concalls
No concalls available.
Onelife Capital Advisors Ltd FAQs
The current trading price of Onelife Capital Adv. on 02-Nov-2026 16:59 is ₹54.65.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Nov-2026 the market cap of Onelife Capital Adv. stood at ₹226.3 Cr
The latest P/E ratio of Onelife Capital Adv. as of 01-Nov-2026 is 50.38.
The latest P/B ratio of Onelife Capital Adv. as of 01-Nov-2026 is 1.48.
The 52-week high of Onelife Capital Adv. is ₹57.19 and the 52-week low is ₹10.77.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Onelife Capital Adv. is ₹7.67 ( Cr.) .
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Onelife Capital Advisors Ltd is a below average quality company.
The key valuation ratios of Onelife Capital Advisors Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of Onelife Capital Advisors Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing
About Onelife Capital Advisors Ltd
Onelife Capital Advisors (OCAL), a financial service provider, was incorporated in 2007. The company was converted into Public Limited in 2010. It is a SEBI registered Category I merchant banker and has recently secured license to do business in equity broking by getting approval from Bombay Stock Exchange. It has also received license from SEBI for Portfolio Management Services.
The company presently offers the following services:
- Initial Public Offerings
- Rights Issue
- Buyback of Shares
- Follow on Public Offering
- Qualified Institutional Placements
- Open Offers
- Other Equity Linked Financing
OCAL is presently assisting small sized companies in recalibrating their vision, business strategy and teams to reach their growth aspirations. These companies are in sectors like Oral care, Packaging, Oil and Gas, Water Purification, Ferrous Alloy, Sponge Iron, Digital Marketing, Metal recycling and Glass Manufacturing. The company is holding various fund raising mandates to raise approximately Rs 473 crore as on July 15, 2011.
The decisions taken by OCAL are backed by strong research and evaluation. It uses various valuation techniques like discounted cash flow and comparative valuation techniques to evaluate fair value of businesses.
OCAL’s trademark and its associated logos are registered under Trademark Act 1999. The company uses its trademark and associated logos and to invest resources in building the brand ‘Onelife’.
At present, OCAL operates its business from leased and rental properties. The registered and corporate offices are also located on leased property.
Future plans:
The company aims to develop its Portfolio Management Services for which it has received license from Securities Exchange Board of India (SEBI). Similarly, it has received license to provide broking services from Bombay Stock Exchange (BSE).
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