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Pioneer Investcorp Ltd (PIONRINV)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 507864 NSE: PIONRINV Finance - Investment | Small Cap | Pioneer Investcorp Share Price

₹83.99 3.49 (4.34%)

As on 03-Sep'26 16:59

Pioneer Investcorp Ltd (PIONRINV)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 507864 NSE: PIONRINV Finance - Investment | Small Cap | Pioneer Investcorp Share Price

₹83.99 3.49 (4.34%)

As on 03-Sep'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹99 Cr.
Current Price
₹84
52-Week Low / High
₹59 / 136
TTM EPS
₹7.7
Book Value per Share
₹117.6
P/E Ratio
10.47
Lower than its 5-year historical median
Industry PE
58.4
Price to Book (P/B)
0.68
Higher than its 5-year historical median
EV/EBITDA
7.76
Lower than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
2.41%
Return on Capital Employed (ROCE)
7.73%
Return on Assets (ROA)
1.41%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-12.62%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
2.4%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹22.1 Cr.
Reserves
₹132 Cr.
Equity
₹12.3 Cr.
Face Value
₹10
All Time Low / High
₹0.35 / 926.35

Pioneer Investcorp stock performance

Key Ratios
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Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Pioneer Investcorp Ltd a good quality company?
Pioneer Investcorp Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Pioneer Investcorp Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Pioneer Investcorp Ltd vs Industry Peers?
Pioneer Investcorp Ltd AUM CAGR is 7.91%, compared to the 5-year industry median CAGR of 9.81%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Pioneer Investcorp Ltd?
Promoters hold 65.91% of the Pioneer Investcorp Ltd, with 43.18% of their stake pledged, indicating high pledge risk.
Q.1 Stock return of Pioneer Investcorp Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 15% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Pioneer Investcorp Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)18,85146,06425,69133.937.125.527.123.326.127.222
YoY Gr. Rt. %-144.4%-44.2%-99.9%9.5%-31.3%6.3%-14%12%4.1%-
Adj EPS (₹ ) 1.710.61.20.31.80.530.922.67.7
YoY Gr. Rt. %-524.3%-88.3%-77.4%532.1%-70.6%473.1%-68.5%110.6%29.8%-
BVPS (₹ )83.293.89597.799.5100.5104.6105.6105.3107.9117.6
YoY Gr. Rt. %-12.7%1.3%2.8%1.9%1%4.1%1%-0.3%2.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.58.60.90.21.20.31.80.61.21.40

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income-51.7%-6%0.1%4.1%
Adj EPS4.8%7.7%-4.8%29.8%
BVPS2.9%1.6%1%2.4%
Share Price 15.5% 21.7% 41.4% 12.1%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Margins
Net Profit Margin (%)00015.92.513.659.311.642.8
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)2.111.91.30.31.80.52.90.91.92.46.6

Valuation of Pioneer Investcorp - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *43.9243.9243.9243.9243.9243.9243.5643.4843.4843.18
* Pledged shares as % of Promoter's holding (%)

Financials

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 18,851.4646,064.2725,697.0834.6337.9126.1227.8323.6026.4535.93
Interest Income18,850.8046,063.7625,690.5833.9137.1225.4927.0823.3026.1027.18
Other Income 1.271.761.274.514.423.012.021.561.031.18
Exceptional Items 0.660.526.500.720.790.630.750.310.358.75
Expenditure + 18,848.9746,042.7625,695.7134.4134.5123.5723.5921.4623.3530.43
Interest Expense 5.3411.395.567.1510.467.507.706.127.8011.19
Operating Expenses 18,842.3646,029.6025,688.8722.7519.6313.0613.8713.7914.5218.06
Provisions 1.271.761.274.514.423.012.021.561.031.18
Exceptional Items 0000000000
Profit Before Tax 2.4921.521.370.223.402.554.242.153.105.50
Taxes 0.418.55-0.15-0.121.231.910.570.990.662.35
Profit After Tax 2.0712.971.530.342.180.633.671.162.433.16
Adjusted EPS (₹)1.710.61.20.31.80.53.00.92.02.6
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +102.96115.93117.45120.75122.99124.20129.26130.49130.11133.22
Share Capital 12.8912.8912.8912.8912.8912.8912.8912.8912.8912.89
Reserves 90.06103.03104.56107.86110.10111.31116.36117.59117.21120.32
Short term borrowings18.0848.4628.9356.7913.0674.2326.4448.7743.8277.67
Long Term Borrowings2.332.943.5616.1427.1727.3923.5624.4422.6223.53
Current Liabilities 19.5158.3030.5061.2817.7078.4634.9861.1750.8088.86
Trade Payables0000000000
Other Liabilities-18.08-48.46-28.93-56.79-13.06-74.23-26.44-48.77-43.82-77.67
Total Liabilities 124.79177.16151.52198.17167.85230.06187.79216.11203.52245.61

Assets

Non Current Asset +49.6061.5164.4966.9564.6163.4665.9465.4460.9662.94
Loan Asset 0000000000
Other Non Current Asset 49.6061.5164.4966.9564.6163.4665.9465.4460.9662.94
Current Asset +75.19115.6587.04131.22103.25166.60121.86150.66142.56182.67
Current Investment0.300.3000000000
Other Current Asset74.90115.3687.03131.22103.25166.60121.86150.66142.56182.67
Total Assets 124.79177.16151.52198.17167.85230.06187.79216.11203.52245.61
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 22.15-7.0724.55-25.4926.86-56.3958.44-17.0315.753.08
Cash Flow From Investing Activity 2.03-11.933.74-1.516.100.610.470.245.99-25.35
Cash Flow From Financing Activity -29.5919.74-24.5034.34-42.9353.58-59.2816.78-21.7322.29
Net Cash Flow -5.410.733.797.34-9.97-2.20-0.37-0.010.010.02
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)1.7010.601.200.301.800.5030.9022.60
DPS (₹)0000000000
BVPS (₹)83.293.89597.799.5100.5104.6105.6105.3107.9

Performance Ratios

ROA (%)1.58.60.90.21.20.31.80.61.21.4
ROE (%)2.111.91.30.31.80.52.90.91.92.4
ROCE (%)5.923.04.44.37.85.25.94.35.57.7

Valuation Parameters

Price/Book(x)0.20.80.40.30.30.30.30.30.40.6

Top 5 Mutual Funds Holding

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Announcements

Pioneer Investcorp Ltd FAQs

The current trading price of Pioneer Investcorp on 03-Sep-2026 16:59 is ₹83.99.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 02-Sep-2026 the market cap of Pioneer Investcorp stood at ₹98.99 Cr

The latest P/E ratio of Pioneer Investcorp as of 02-Sep-2026 is 10.47.

The latest P/B ratio of Pioneer Investcorp as of 02-Sep-2026 is 0.68.

The 52-week high of Pioneer Investcorp is ₹135.9 and the 52-week low is ₹59.41.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Pioneer Investcorp is ₹22.08 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Pioneer Investcorp Ltd is a below average quality company.

The key valuation ratios of Pioneer Investcorp Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Pioneer Investcorp Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Pioneer Investcorp Ltd

Pioneer Investcorp Ltd.(PINC) Company was incorporated on January 23, 1984 as Pioneer Growth Fund of India Ltd. Initially the company was engaged in Lease Hire Purchase portfolio investment etc.

PINC is a full service financial company and its headquarter is in Mumbai. In a little more than two decades, they have developed their share of corporate and institutional clientele, as well as the name in investment banking and securities trading and a sizable reputation as insurance and re insurance broking company. They have put their stock in lasting and rewarding business and banking relationship that open door to capital and support their clients and ideas and in research, which continually informs and enlightens all the work they do for their clients.

Services offered by the company:

  • Investment banking
  • Security Trading
  • Investment Advisory
  • Insurance Advisory
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