MoneyWorks4Me

CSL Finance Ltd (CSLFINANCE)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530067 NSE: CSLFINANCE Finance - NBFC | Small Cap | CSL Finance Share Price

₹219.55 -21.45 (-8.90%)

As on 11-Sep'26 16:59

CSL Finance Ltd (CSLFINANCE)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530067 NSE: CSLFINANCE Finance - NBFC | Small Cap | CSL Finance Share Price

₹219.55 -21.45 (-8.90%)

As on 11-Sep'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹549 Cr.
Current Price
₹219.6
52-Week Low / High
₹210 / 325
TTM EPS
-
Book Value per Share
-
P/E Ratio
Industry PE
27.2
Price to Book (P/B)
EV/EBITDA
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
%
Return on Capital Employed (ROCE)
%
Return on Assets (ROA)
%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
22.35%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
13.96%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
-
Reserves
-
Equity
₹22.8 Cr.
Face Value
₹10
All Time Low / High
₹1.75 / 545.00

CSL Finance stock performance

Key Ratios
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Check Before You Invest

Valuation

Undervalued

Price Trend

Semi Strong
Q.1 Is CSL Finance Ltd a good quality company?
CSL Finance Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does CSL Finance Ltd performance compare with that of its Peers?
Q.1 AUM Growth of CSL Finance Ltd vs Industry Peers?
CSL Finance Ltd AUM CAGR is 30.32%, compared to the 5-year industry median CAGR of 10.04%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of CSL Finance Ltd?
Promoters hold 48.17% of the CSL Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of CSL Finance Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 14.1% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
CSL Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)44.440.441.459.560.961.774.6117166215262
YoY Gr. Rt. %--8.9%2.3%43.9%2.3%1.3%21%57.1%41.3%29.8%-
Adj EPS (₹ ) 9.311.710.213.612.31516.522.628.232.138.2
YoY Gr. Rt. %-25.7%-12.7%33.1%-9.6%21.8%10.5%36.4%25.2%13.7%-
BVPS (₹ )7081.3102.5115.7126.7140.5157.9177.9211.3240.8282.7
YoY Gr. Rt. %-16.1%26%12.9%9.5%11%12.4%12.7%18.8%14%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1312.78.386.78.17.677.26.50

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income19.2%28.7%42.3%29.8%
Adj EPS14.8%21.2%24.8%13.7%
BVPS14.7%13.7%15.1%14%
Share Price 13% 13.6% -11.1% -25.3%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)29.440.643.742.336.944.644.838.938.333.533.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)14.215.512.212.710.111.211.613.415.214.213.5

Valuation of CSL Finance - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

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Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

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Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

CSL Finance Ltd FAQs

The current trading price of CSL Finance on 11-Sep-2026 16:59 is ₹219.6.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 10-Sep-2026 the market cap of CSL Finance stood at ₹549.1 Cr

The latest P/E ratio of CSL Finance as of 10-Sep-2026 is 6.32.

The latest P/B ratio of CSL Finance as of 10-Sep-2026 is 0.85.

The 52-week high of CSL Finance is ₹324.9 and the 52-week low is ₹210.2.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of CSL Finance is ₹262 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that CSL Finance Ltd is a below average quality company.

The key valuation ratios of CSL Finance Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of CSL Finance Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About CSL Finance Ltd

Consolidated Securities was incorporated as a limited company on December 1992. The company started its functions purely as a finance company in Delhi after obtaining the certificate of commencement of business on February 2, 1993. The company got its SEBI registration certificate valid from June 1, 1994 and started as a category III merchant banker.

The company is professionally managed and has achieved its objectives systematically. It concentrates mainly on fulfillment of the needs of business houses by providing them with an expertise in fund raising.

The registered office of the company is located at 8/19 3rd Floor, W E A Pusa Lanew E A Pusa Lane ,Karol Bagh New Delhi,Delhi-110005.

Business area of the company

The company’s activities mainly includes corporate advisory services including project counseling, loan syndication etc.

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