What is Five-Star Business Finance Ltd (FIVESTAR) share price return in the past 10 years?

Data is not available for this company

What is the share price of Five-Star Business Finance Ltd (FIVESTAR)?

Company share prices are keep on changing according to the market conditions. The current trading price of Five-Star Business Finance Ltd (FIVESTAR) on 04-Jun-2026 16:59:59 at 16:59 is 433.75.

What is the P/E ratio of Five-Star Business Finance?

The latest standalone P/E ratio of Five-Star Business Finance as of 04-Jun-2026 is 11.65.

What is the P/B ratio of Five-Star Business Finance Ltd (FIVESTAR)?

The latest standalone P/B ratio of Five-Star Business Finance Ltd (FIVESTAR) as of 04-Jun-2026 is 1.73.

What is the 52-week high and low of Five-Star Business Finance Ltd (FIVESTAR)?

The 52-week high of Five-Star Business Finance Ltd (FIVESTAR) is Rs. 827.00 and the 52-week low is Rs. 338.05.

Five-Star Business Finance Ltd (FIVESTAR) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Five-Star Business Finance Ltd (FIVESTAR)
Brand: Five-Star Business Finance

Five-Star Business Finance Ltd (FIVESTAR)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 543663 NSE: FIVESTAR Finance - NBFC | Small Cap | Five Star Business Share Price

Five-Star Business Finance Ltd (FIVESTAR)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 543663 NSE: FIVESTAR Finance - NBFC | Small Cap | Five Star Business Share Price

Key Metrics

Valuation Multiples

Market Cap

₹12,803 Cr.

Current Price

₹433.8

52-Week Low / High

₹338 / 827

TTM EPS

₹37.2

Book Value per Share

₹250

P/E Ratio

11.65

Lower than its 5-year historical median

Industry PE

25.6

Price to Book (P/B)

1.73

Lower than its 5-year historical median

EV/EBITDA

8.08

Lower than its 5-year historical median

Dividend Yield

0.28%

Profitability Efficiency

Return on Equity (ROE)

18.81%

Return on Capital Employed (ROCE)

16.34%

Return on Assets (ROA)

8.27%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

27.2%

Book Value Growth (1 Year)

Improving versus 3-year growth rate

21.04%

Asset Quality

Gross NPA(%)

1.79%

Net NPA(%)

0.88%

TTM Sales

₹3,218 Cr.

Reserves

₹7,351 Cr.

Equity

₹29.5 Cr.

Face Value

₹1

All Time Low / High

₹338.05 / 943.20

Five-Star Business Finance stock performance

Key Ratios

Check Before You Invest

Quality

Locked

Valuation

Locked

Price Trend

Locked

Q.1 Is Five-Star Business Finance Ltd a good quality company?

Five-Star Business Finance Ltd is a good quality company, based on a consistently good multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Five-Star Business Finance Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Five-Star Business Finance Ltd vs Industry Peers?

Five-Star Business Finance Ltd AUM CAGR is 27.08%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of Five-Star Business Finance Ltd?

Promoters hold 18.61% of the Five-Star Business Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Five-Star Business Finance Ltd over the last decade?

Over the last 3 years, the stock has delivered a CAGR of -5.51% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	46.3	83.1	196	409	787	1,050	1,254	1,521	2,183	2,848	3,218
YoY Gr. Rt. %	-	79.5%	136.3%	108.3%	92.4%	33.4%	19.5%	21.3%	43.5%	30.5%	-
Adj EPS (₹ )	12.5	13.6	28.3	65.6	102.4	140	15.6	20.7	28.6	36.4	37.2
YoY Gr. Rt. %	-	8.3%	108.4%	131.6%	56.2%	36.7%	-88.9%	33%	38%	27.5%	-
BVPS (₹ )	85.2	157.4	307.2	569.1	758.5	897	126.2	146.8	175.8	212.7	250
YoY Gr. Rt. %	-	84.7%	95.2%	85.2%	33.3%	18.3%	-85.9%	16.4%	19.7%	21%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	6.6	4.1	5.9	9.1	7.9	7.1	7.5	8.1	8.3	8.3	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	58.1%	29.3%	31.4%	30.5%
Adj EPS	12.6%	-18.7%	32.8%	27.5%
BVPS	10.7%	-22.5%	19%	21%
Share Price	-	-	-8.5%	-37.3%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	29	23.3	27.6	38.3	33.3	34.2	36.2	39.7	38.3	37.7	34.1
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	16.5	12.3	13.3	16.1	15.9	16.9	15.2	15.2	17.8	18.8	14.9

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	47	86	197	409	787	1,051	1,256	1,529	2,195	2,866
Interest Income	46	83	196	409	787	1,050	1,254	1,521	2,183	2,848
Other Income ⓘ	1	4	10	9	50	42	53	30	68	107
Exceptional Items ⓘ	1	3	1	0	1	2	2	8	12	18
Expenditure ⓘ +	27	55	121	190	438	575	652	724	1,079	1,435
Interest Expense ⓘ	14	24	55	76	218	327	302	268	472	672
Operating Expenses ⓘ	12	28	56	105	170	206	297	426	538	657
Provisions	1	4	10	9	50	42	53	30	68	107
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	20	31	76	218	349	476	604	805	1,116	1,431
Taxes ⓘ	7	11	21	62	87	117	151	201	280	358
Profit After Tax	13	19	54	157	262	359	454	603	836	1,072
Adjusted EPS (₹)	12.5	13.6	28.3	65.6	102.4	140.0	15.6	20.7	28.6	36.4
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	5.50%

Valuation of Five Star Business - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	91	224	592	1,365	1,945	2,318	3,710	4,340	5,196	6,297
Share Capital ⓘ	11	14	19	24	26	26	29	29	29	29
Reserves ⓘ	80	210	573	1,341	1,919	2,293	3,681	4,310	5,167	6,267
Short term borrowings	14	47	50	9	0	2	74	67	1,560	1,974
Long Term Borrowings	80	335	473	939	2,338	3,389	2,441	4,130	4,718	5,930
Current Liabilities	65	148	61	31	42	50	145	180	1,702	2,098
Trade Payables	1	3	2	3	7	9	13	20	25	27
Other Liabilities	-14	-50	-52	-12	-7	-11	-87	-87	-1,585	-1,992
Total Liabilities ⓘ	236	707	1,127	2,335	4,325	5,757	6,296	8,650	11,616	14,333
Assets
Non Current Asset +	164	408	998	2,112	3,868	4,397	5,286	6,986	9,903	12,182
Loan Asset	146	385	969	2,096	3,831	4,359	5,102	6,822	9,685	11,687
Other Non Current Asset ⓘ	18	23	29	16	37	38	184	164	218	495
Current Asset +	72	299	129	223	457	1,360	1,010	1,664	1,713	2,151
Current Investment	4	0	0	0	0	0	108	40	108	0
Other Current Asset	68	299	129	223	457	1,360	902	1,623	1,605	2,151
Total Assets ⓘ	236	707	1,127	2,335	4,325	5,757	6,296	8,650	11,616	14,333

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-51	-261	-457	-951	-1,523	-157	-277	-1,123	-2,122	-1,045
Cash Flow From Investing Activity ⓘ	-20	1	11	14	-132	102	-384	162	210	-585
Cash Flow From Financing Activity ⓘ	46	437	393	1,025	1,725	1,033	7	1,688	2,106	1,593
Net Cash Flow ⓘ	-25	177	-53	88	70	977	-654	727	194	-37

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	12.50	13.60	28.30	65.60	102.40	140	15.60	20.70	28.60	36.40
DPS (₹)	0	0	0	0	0	0	0	0	0	2
BVPS (₹)	85.2	157.4	307.2	569.1	758.5	897	126.2	146.8	175.8	212.7
Performance Ratios
ROA (%)	6.6	4.1	5.9	9.1	7.9	7.1	7.5	8.1	8.3	8.3
ROE (%)	16.5	12.3	13.3	16.1	15.9	16.9	15.2	15.2	17.8	18.8
ROCE (%)	18.3	12.2	14.5	17.1	17.1	16.0	15.1	14.4	15.8	16.3
Valuation Parameters
Price/Book(x)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3.7	4.1	3.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Five-Star Business Finance Ltd FAQs

The current trading price of Five Star Business on 04-Jun-2026 16:59 is ₹433.8.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of Five Star Business stood at ₹12,803.4 Cr

The latest P/E ratio of Five Star Business as of 03-Jun-2026 is 11.65.

The latest P/B ratio of Five Star Business as of 03-Jun-2026 is 1.73.

The 52-week high of Five Star Business is ₹827.0 and the 52-week low is ₹338.1.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Five Star Business is ₹3,218 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Five-Star Business Finance Ltd is a good quality company.

The key valuation ratios of Five-Star Business Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Five-Star Business Finance Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Five-Star Business Finance Ltd

The Company was incorporated as Five-Star Business Credits Private Limited at Chennai, Tamil Nadu as a private limited company under the Companies Act, 1956, pursuant to a certificate of incorporation dated May 7, 1984, issued by the Registrar of Companies, Tamil Nadu at Chennai (RoC). The Company was converted from a private limited company to a public limited company pursuant to board resolution dated September 7, 1988 and special resolution passed by the Shareholders at the EGM dated October 3, 1988. Consequently, the name of the Company was changed from ‘Five-Star Business Credits Private Limited’ to ‘Five-Star Business Credits Limited’ and the certificate of incorporation was amended on October 3, 1988. The name of the Company was subsequently changed to ‘Five-Star Business Finance Limited’ pursuant to board resolution dated March 25, 2015 and special resolution passed by the Shareholders at the EGM held on April 12, 2016, and a fresh certificate of incorporation consequent upon change of name was issued by the RoC on May 13, 2016.

Five Star Business Finance is an NBFC-ND-SI (Non-Banking Finance Company) providing secured business loans to micro-entrepreneurs and self-employed individuals. It is headquartered in Chennai, Tamil Nadu with a strong presence in south India and all of its loans are secured by its borrowers’ property, predominantly being SORP. The company has developed a business model that is predicated on arriving at an appropriate risk framework, with the optimal instalment to income ratio to ensure that its customers have the necessary means to repay the loan after meeting their regular obligations and other event-based capital requirements. The company’s growth is primarily volume led through increasing its customer base while keeping the ATS stable, and it expects this to continue.

The company started operations in Chennai, Tamil Nadu and have increased the scale of its operations through growth in number of branches by adopting a calibrated strategy of contiguous expansion across geographies where there is substantial demand for its offering. Such contiguous expansion is underpinned by utilizing neighboring branches to evaluate local credit environments combined with its focus on hiring local staff with an understanding of the catchment area, strong local personal and professional networks and the market.

Business area of the company

The company is a Systemically Important Non-Deposit taking Non-Banking Financial Company (NBFC-ND-SI) providing secured business loans to micro-entrepreneurs and self-employed individuals, each of whom are largely excluded by traditional financing institutions.

Key events

1984: Incorporation of the Company.
1988: Conversion from a private limited company to a public limited company.
2006: Rearranged portfolio for advances by moving focus to financing in immoveable properties.
2010: Loan book crossed Rs 250.00 million.
2013: Opened 25th branch.
2014: Expanded geographical presence outside Tamil Nadu to Karnataka and Andhra Pradesh.
2014: Investment of Rs 170.00 million by Matrix Holdings.
2014: Loan book crossed Rs 1,000 million.
2015: Investment of Rs 156.00 million by Matrix Holdings.
2017: Crossed 100 branches.
2017: Expanded geographical presence to Telangana.
2020: Crossed 200 branches.
2021: Loan book crossed Rs 40,000 million.
2022: Loan book crossed Rs 50,000 million.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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Five-Star Business Finance Ltd (FIVESTAR)

Five-Star Business Finance Ltd (FIVESTAR)

Five-Star Business Finance stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Five Star Business - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Five-Star Business Finance Ltd FAQs

What is the share price of Five Star Business?

What is the market cap of Five Star Business?

What is the P/E ratio of Five Star Business?

What is the P/B ratio of Five Star Business?

What is the 52-week high and low of Five Star Business?

What is the TTM revenue of Five Star Business?

Is Five-Star Business Finance Ltd a good quality company?

Is Five-Star Business Finance Ltd undervalued or overvalued?

Is Five-Star Business Finance Ltd a good buy now?

About Five-Star Business Finance Ltd

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