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About
Billionbrains Garage Ventures Ltd (GROWW)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 544603 NSE: GROWW Fintech | Large Cap | Billionbrains Garage Share Price
₹198.70 2.55 (1.30%)
As on 17-Aug'26 16:59
Billionbrains Garage Ventures Ltd (GROWW)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 544603 NSE: GROWW Fintech | Large Cap | Billionbrains Garage Share Price
₹198.70 2.55 (1.30%)
As on 17-Aug'26 16:59
Key Metrics
Valuation Multiples
Market Cap
₹1,23,057 Cr.
Current Price
₹198.7
52-Week Low / High
₹112 / 227
TTM EPS
₹3
TTM Sales
₹3,389 Cr.
Book Value per Share
₹13.9
P/E Ratio
65.49
Lower than its 5-year historical median
Industry PE
109.8
Price to Book (P/B)
14.16
In line with its 5-year historical median
Price to Sales (P/S)
36.31
In line with its 5-year historical median
EV/EBITDA
47.71
Lower than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
27.40%
In line with industry median
Return on Capital Employed (ROCE)
35.30%
In line with industry median
Return on Assets (ROA)
24.71%
Operating Profit Margin
63.3%
Net Profit Margin
53.28%
Gross Profit Margin
72.1%
Growth Momentum
1-yr vs 3-yr growth
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
11.54%
Operating Profit Growth (1 Year)
Slowing versus 3-year growth rate
5.06%
Net Profit Growth (1 Year)
Improving versus 3-year growth rate
9.26%
Asset Quality
Promoter Holding
27.14%
Pledged shares (%) of Promoter's holding (%)
1.31%
Reserves
₹7,433 Cr.
Equity
₹1,254.7 Cr.
Face Value
₹2
All Time Low / High
₹112.02 / 227.00
Check Before You Invest
Quality
Somewhat GoodValuation
OvervaluedCheck Valuation charts
Price Trend
Semi Strong
Is Billionbrains Garage Ventures Ltd a good quality company?
Billionbrains Garage Ventures Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.
This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.
We have analysed the performance of the company on the following:
-
How has it performed on generating Profits?
By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.
-
How efficiently has it utilized Capital?
By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.
-
How is it managing its Debt?
By checking its Debt to Equity and Cash Flow from Operations.
How does Billionbrains Garage Ventures Ltd performance compare with that of its Peers?
Revenue growth of Billionbrains Garage Ventures Ltd vs industry peers?
Billionbrains Garage Ventures Ltd revenue CAGR is 50.04%, compared to the industry median CAGR of 50.04%, indicating stable growth and maintaining its market share.
Promoter shareholding and pledge status of Billionbrains Garage Ventures Ltd?
Promoters hold 27.14% of the Billionbrains Garage Ventures Ltd, with 1.31% of their stake pledged, indicating low pledge risk.
Stock return of Billionbrains Garage Ventures Ltd over the last decade?
Over the last - year(s), the stock has delivered a CAGR of N/A% based on the current price.
10 Year X-Ray :
Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year endData adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
What is a Financial Track Record? How to read this chart in order to understand the data present here?
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Billionbrains Garage Ventures Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Value Creation ⓘ
| Mar'23 | Mar'24 | Mar'25 | Mar'26 | TTM | |
|---|---|---|---|---|---|
| ROCE % ⓘ | 14.1% | -37.2% | 65.7% | 35.3% | - |
| Value Creation Index ⓘ | 0.3 | -4.3 | 4.8 | 2.1 | - |
Growth Parameters ⓘ |
|||||
| Sales ⓘ | 906 | 1,939 | 2,743 | 3,059 | 3,389 |
| Sales YoY Gr. | - | 114.2% | 41.4% | 11.5% | - |
| Adj EPS ⓘ | 2.2 | -0.6 | 7.1 | 2.6 | 3 |
| YoY Gr. | - | -126.3% | NA | -63% | - |
| BVPS (₹) ⓘ | 16.1 | 10.2 | 17.9 | 13 | 13.9 |
| Adj Net Profit ⓘ | 400 | -106 | 1,495 | 1,630 | 1,882 |
| Cash Flow from Ops. ⓘ | 351 | 503 | -23.1 | 1,779 | - |
| Debt/CF from Ops. ⓘ | 0 | 0 | 0 | 0 | - |
CAGR ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Sales ⓘ | NA | NA | 50% | 11.5% | ||||
| Adj EPS ⓘ | NA | NA | 5.5% | -63% | ||||
| BVPSⓘ | NA | NA | -6.8% | -27.4% | ||||
| Share Price | - | - | - | - | ||||
Key Financial Parameters ⓘ
| Mar'23 | Mar'24 | Mar'25 | Mar'26 | TTM | |
|---|---|---|---|---|---|
| Return on Equity % ⓘ | 13.1 | -4.2 | 49.4 | 26.3 | 22.3 |
| Op. Profit Mgn % ⓘ | 36 | 12.2 | 67.3 | 63.3 | 65.8 |
| Net Profit Mgn % ⓘ | 44.1 | -5.4 | 54.5 | 53.3 | 55.5 |
| Debt to Equity ⓘ | 0 | 0 | 0 | 0 | - |
| Working Cap Days ⓘ | 0 | 227 | 166 | 268 | 186 |
| Cash Conv. Cycle ⓘ | 0 | -14 | -226 | -42 | 151 |
Valuation of Billionbrains Garage - Standalone
Analyst's Notes
No data found!
Management X-Ray
Shareholding Pattern
Promoter's Holding & Share Pledging
| Pledged * | 0.00 | 0.17 | 0.21 | 1.30 | 1.31 |
* Pledged shares as % of Promoter's holding (%)
Financials
| PARTICULARS | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|
| Sales | 906 | 1,939 | 2,743 | 3,059 |
| Operating Expenses ⓘ + | 580 | 1,703 | 900 | 1,123 |
| Operating Profit ⓘ | 326 | 237 | 1,842 | 1,936 |
| Operating Profit Margin (%) | 36.0% | 12.2% | 67.2% | 63.3% |
| Other Income ⓘ + | 115 | 176 | 168 | 274 |
| Interest ⓘ | 2 | 3 | 2 | 3 |
| Depreciation ⓘ | 12 | 18 | 21 | 26 |
| Profit Before Tax ⓘ | 427 | -947 | 1,987 | 2,181 |
| Tax ⓘ | 22 | 95 | 495 | 551 |
| Profit After Tax | 406 | -1,042 | 1,492 | 1,630 |
| PAT Margin (%) | 44.8% | -53.7% | 54.4% | 53.3% |
| Adjusted EPS (₹) | 2.3 | -5.8 | 7.1 | 2.6 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% |
| PARTICULARS | Mar'23 | Mar'24 | Mar'25 | Mar'26 | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | |||||||||||
| Shareholders Fund + | 2,908 | 1,876 | 3,814 | 8,126 | |||||||
| Debt + | 0 | 0 | 0 | 0 | |||||||
| Minority Interest | 0 | 0 | 0 | 0 | |||||||
| Trade Payables | 66 | 809 | 152 | 191 | |||||||
| Others Liabilities ⓘ | 231 | 1,635 | 275 | 634 | |||||||
| Total Liabilities ⓘ | 3,205 | 4,319 | 4,241 | 8,950 | |||||||
Fixed Assets | |||||||||||
| Net Fixed Assets ⓘ + | 41 | 29 | 31 | 64 | |||||||
| CWIP ⓘ | 0 | 0 | 0 | 0 | |||||||
| Investments ⓘ | 1,785 | 2,210 | 3,325 | 4,381 | |||||||
| Inventories | 0 | 0 | 0 | 0 | |||||||
| Trade Receivables | 293 | 692 | 285 | 324 | |||||||
| Cash Equivalents | 694 | 353 | 114 | 783 | |||||||
| Others Assets ⓘ | 391 | 1,036 | 487 | 3,398 | |||||||
| Total Assets ⓘ | 3,205 | 4,319 | 4,241 | 8,950 | |||||||
| PARTICULARS | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ + | 351 | 503 | -23 | 1,779 |
| Cash Flow From Investing Activity ⓘ + | -255 | -604 | -330 | -3,960 |
| Cash Flow From Financing Activity ⓘ + | -5 | 12 | 395 | 2,594 |
| Net Cash Flow ⓘ | 91 | -89 | 41 | 414 |
| PARTICULARS | Mar'23 | Mar'24 | Mar'25 | Mar'26 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Ratios | ||||||||||
| ROE (%) | 14.16 | -44.39 | 53.26 | 27.4 | ||||||
| ROCE (%) | 14.09 | -37.18 | 65.73 | 35.3 | ||||||
| Asset Turnover Ratio | 0.28 | 0.52 | 0.64 | 0.46 | ||||||
| PAT to CFO Conversion(x) | 0.86 | N/A | -0.02 | 1.09 | ||||||
| Working Capital Days | ||||||||||
| Receivable Days | 118.20 | 92.70 | 65 | 36.30 | ||||||
| Inventory Days | 0 | 0 | 0 | 0 | ||||||
| Payable Days | 0 | 0 | 0 | 0 | ||||||
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Billionbrains Garage Ventures Ltd FAQs
The current trading price of Billionbrains Garage on 17-Aug-2026 16:59 is ₹198.7.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Aug-2026 the market cap of Billionbrains Garage stood at ₹1,23,056.6 Cr
The latest P/E ratio of Billionbrains Garage as of 16-Aug-2026 is 65.49.
The latest P/B ratio of Billionbrains Garage as of 16-Aug-2026 is 14.16.
The 52-week high of Billionbrains Garage is ₹227.0 and the 52-week low is ₹112.0.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Billionbrains Garage is ₹3,389 ( Cr.) .
Past 10 year's financial track record analysis by Moneyworks4me indicates that Billionbrains Garage Ventures Ltd is a average quality company.
The key valuation ratios of Billionbrains Garage Ventures Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Billionbrains Garage Ventures Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.
About Billionbrains Garage Ventures Ltd
Billionbrains Garage Ventures (Groww) was incorporated as ‘Billionbrains Garage Ventures Private Limited’ on January 9, 2018, as a private limited company under the provisions of the Companies Act, 2013, pursuant to a certificate of incorporation dated January 17, 2018, issued by the Registrar of Companies, Central Registration Centre. Pursuant to the Scheme of Amalgamation, approved by the National Company Law Tribunal, Bengaluru Bench on March 28, 2024, Groww Inc., its erstwhile holding company was amalgamated into and with the company. Further, the company was converted into a public limited company and the name of the company was changed to Billionbrains Garage Ventures Limited, pursuant to a board resolution dated January 29, 2025, shareholders’ resolution dated February 21, 2025, and a fresh certificate of incorporation dated April 11, 2025 issued by the Registrar of Companies, Central Processing Centre.
The company is a direct-to-customer digital investment platform that provides wealth creation opportunities to customers through multiple financial products and services. It is India’s largest and fastest growing investment platform. The company operates the web & app-based technology platform, ‘Groww’. With Groww, customers can invest and trade in stocks (including via IPOs), derivatives, bonds, mutual funds (including Groww Mutual Fund) and other products. They can also avail margin trading facility and personal loans. Using the Groww app or website, customers can access tools, information and market insights across its products and services and build their investment and trading strategies. It provides customers a friendly design and deploys an in-house technology platform to enhance the investing experience.
The company is primarily engaged in carrying out the business of software designing, maintenance, testing and benchmarking, designing, developing computer software and solutions, carry on the business of providing, building, organizing of software tools, marketing and innovatization of licensed software, consultancy services. Subsidiaries of the company are primarily engaged in business of (i) stock broking services, mutual fund distribution and depository services, margin trading funding, (ii) providing personal loans and consumer durable loans on digital lending platforms, (iii) management of the investment portfolio of the mutual fund and provides various administrative services to the mutual fund and trustee company, (iv) online technological facilitation /business correspondence or partner service to Banks, NBFC’s and Financial institutions, (v) providing payment gateway services in accordance with applicable regulations prescribed by the Reserve Bank of India (RBI), Payment and Settlement Systems Act, 2007 and to carry business of electronic payment facilitation through internet-based solution and products and to provide financial intermediation, cross border payment/transactions as per applicable regulatory requirements.
Its customers are individuals seeking to build financial assets by investing in capital markets. It has a diverse customer base belonging to various socio-economic backgrounds, across cities, towns and villages in India. Furthermore, based on the KYC information, its customers are young, come from diverse backgrounds and from across India. At Groww, its relationship with its customers typically does not end with the completion of a transaction. Its focus is on building long-term relationships by providing its customers with a seamless investing experience and catering to their evolving needs over the years. Many of its customers are still in the initial stages of investing.
Business area of the company
The company is a direct-to-customer digital investment platform that provides wealth creation opportunities to customers through multiple financial products and services. It is India’s largest and fastest growing investment platform. The company operates the web & app-based technology platform, ‘Groww’. With Groww, customers can invest and trade in stocks (including via IPOs), derivatives, bonds, mutual funds (including Groww Mutual Fund) and other products. They can also avail margin trading facility and personal loans. Using the Groww app or website, customers can access tools, information and market insights across its products and services and build their investment and trading strategies. It provides customers a friendly design and deploys an in-house technology platform to enhance the investing experience.
Products and services of the company
Mutual funds
Broking services
- Stocks
- Derivatives
Margin Trading Facility (MTF)
Consumer credit
Wealth management
Groww asset management
Awards, accreditations and recognition
- 2018: Its Subsidiary, Groww Invest Tech Private Limited received an award for being the top volume performers in the BSE MF Fintech - highest transactions category from BSE.
- 2018: Its Subsidiary, Groww Invest Tech Private Limited was certified as the 2nd best performer in the RFD - Category, Karnataka by BSE Star Mutual Fund.
- 2018: Its Subsidiary, Groww Invest Tech Private Limited received an award for the highest transactions in the BSE Star Mutual Fund Fintech category from BSE for FY 2018-19.
- 2021: Received ‘Best Fintech Startup of the year’ award at the Festival of Fintech Conclave Awards organised by Business World.
- 2021: Received ‘Bengaluru Impact Award’ for emerging as the ‘Unicorn’ in 2020-2021 from the Government of Karnataka at the Bengaluru Tech Summit.
- 2021: Ranked in LinkedIn’s list of Top Startups 2021: The Indian companies on the rise.
- 2022: Received ‘Best for Women’ award in the category of 500+ employees from XTO10X - Startups Employees Love 2022
- 2022: Ranked #3 in LinkedIn’s list of Top Startups 2022: The Indian companies on the rise.
- 2022: Certified as a ‘Startups employees love - People Excellence’ by XTO10X.
- 2023: Certified as a ‘Startups employees love’ by XTO10X.
- 2023: Recognised as one of the ‘Promising Brands’ by Economic Times at the ET Edge Promising Brands.
- 2023: Its Subsidiary, Groww Invest Tech Private Limited received ‘Fintech Player of the year’ award from Cafemutual at the Big League Awards, 2023.
- 2024: Its Subsidiary, Groww Invest Tech Private Limited received ‘Financial Services Company of the Year’ award from VC Circle at the VC Circle Awards 2024.
- 2024: Received ‘Promising Startup’ award from Forbes India at the Forbes Leadership Awards 2024.
- 2024: Its Subsidiary, Groww Invest Tech Private Limited, received ‘Best Performer in FINTECH Category’ award from BSE Limited.
- 2024: Received ‘Champion of the Year - Fintech’ award from Franklin Templeton at Perspectives - A Conversation with Thought Leaders.
- 2024: Its Subsidiary, Groww Invest Tech Private Limited received ‘Best Performer in Equity Derivatives (Retail)’ award from BSE Limited.
- 2025: Received ‘Best Investment App’ award at the APAC Awards 2024 by Sensor Tower
- 2025: Its Subsidiary, Groww Invest Tech Private Limited, received ‘Best Performer in Equity Derivatives (Retail)’ award from BSE Limited.
- 2025: Its Subsidiary, Groww Invest Tech Private Limited, received ‘Best Performer in Equity (Retail)’ award from BSE Limited.
- 2025: Its Subsidiary, Groww Invest Tech Private Limited, received ‘Best Performer in Fintech category’ award from BSE Limited.
- 2025: Its Subsidiary, Groww Invest Tech Private Limited, received ‘Best SIP Performer in Fintech category’ award from BSE Limited.
History and milestones
- 2017: Launched Mutual Funds Distribution on Web and App, on Google Play1 (1 Google Play is a trademark of Google LLC).
- 2020: Launched stock trading on the Groww platform.
- 2020: Crossed one million transacted users on the Groww app.
- 2020: Commenced subscription of equity shares in initial public offerings, exchange-traded funds, intraday trade and futures and options on the Groww platform.
- 2021: 1 in 5 new demat accounts were through Groww in India in FY 2021-22.
- 2021: Launched equity-linked derivatives trading for customers on the Groww platform.
- 2022: Launch of personal loan products through partnerships with bank and NBFCs on the Groww platform.
- 2023: Became the largest stock broker on the NSE by number of active users.
- 2023: Launch of Groww Mutual Fund’s first NFO – Nifty Total Market Index Fund.
- 2024: Introduction of Margin Trading Facility product feature on the Groww platform Launched separate Groww Credit app.
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