Centurion Bank Of Punjab Ltd - Stock Valuation and Financial Performance

BSE: 532273 | NSE: CENTBOP | Bank - Private |

BSE Share Price
Not Listed

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Centurion Bank Of Punjab stock performance -

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P/E Ratio (SA):
Market Cap:
0 Cr.
52-wk low:
41.2
52-wk high:
42.8

Is an attractive stock to invest in?

1. Is a good quality company?

Data is not available for this company.

2. Is undervalued or overvalued?

No data found

3. Is a good buy now?

No data found

10 Year X-Ray of Centurion Bk of Punj:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07TTM
Net Interest Income (₹ Cr.)98.680.3102103102130178399570670
YoY Gr. Rt. %--18.5%27.2%1.3%-1.4%27.4%36.9%124.2%42.8%-
Total Income4395326455534513974181,0521,6742,555
YoY Gr. Rt. %-21%21.4%-14.3%-18.4%-12.1%5.4%151.5%59.1%-
Adj EPS (₹ ) 1.91.90.4-5.2-1.4-1.60.30.20.80
YoY Gr. Rt. %--1%-79.5%-1430.8%NANANA-28%327.8%-
BVPS (₹ )13.411.6123.11.10.94.66.58.80
YoY Gr. Rt. %--13.2%3.4%-74.5%-63.7%-18%407.7%41.1%34.2%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.70.80.1-1.9-0.7-3.20.60.30.80
To view Net NPA to Net Advances (%) Colour Rating Guide click here
Net NPA to Net Advances (%)3.72.735.87.54.42.51.11.31.7
To view Capital Adequacy Ratio (%) Colour Rating Guide click here
Capital Adequacy Ratio (%)----------

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest IncomeNA40.7%63.7%42.8%
Total IncomeNA24.8%61.6%59.1%
Adj EPSNANANA327.8%
BVPSNA23.4%112.7%34.2%
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07TTM
Interest Earned / Total Income89.8783.384.887.282.384.1382.7476.3575.7876.3
Margins To view Margins Colour Rating Guide click here
NIM (%)3.71.81.933.64.24.33.83.30
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)14.319.13.3-69-67.1-257.39.53.710.6-
Liquidity Ratio To view Liquidity Ratio Colour Rating Guide click here
CASA (%)12.411.517.11721.127.52938.730.6-

Recent Performance Summary

No data to display

Return on Equity has declined versus last 3 years average to %

Latest Financials - Centurion Bank Of Punjab Ltd.

Standalone Consolidated
TTM EPS (₹) - -
TTM Sales (₹ Cr.) - -
BVPS (₹.) - -
Reserves (₹ Cr.) - -
P/BV - -
PE - -
From the Market
52 Week Low / High (₹) 41.15 / 42.80
All Time Low / High (₹) 3.96 / 75.25
Market Cap (₹ Cr.) -
Equity (₹ Cr.) -
Face Value (₹) -
Industry PE -

Management X-Ray of Centurion Bk of Punj:

Shareholding Pattern

No Data To Display

Promoter's Holding & Share Pledging

Event Update

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Analyst's Notes

Key Ratios of Centurion Bk of Punj

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07
Income 439.17531.59645.39552.94451.22396.77418.291,052.061,673.97
Interest Income 394.70442.80547.30482.18371.34333.79346.09803.201,268.53
Other Income 44.4788.7998.0970.7679.8862.9872.20248.86405.44
Expenditure 417.73497.26638.37646.95476.58501.91393.181,026.771,552.59
Interest Expense 296.14362.49445.15378.69269.30203.82168.21404.43698.95
Operating Expenses 111.70104.04142.43159.84160.23180.82219.18499.66705.82
Provisions9.8930.7350.79108.4247.05117.275.79122.68147.82
Profit Before Tax21.4434.337.02-94.01-25.36-67.0522.4724.60183.69
Taxes 0000038.09-2.64-0.6962.31
Profit After Tax 21.4434.337.02-94.01-25.36-105.1425.1125.29121.38
Adjusted EPS (₹)1.921.900.39-5.19-1.40-1.560.250.180.77
Dividend Payout Ratio (%)44%49%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07

Equity and Liabilities

Share Capital 111.72152.47152.47152.47152.4756.75101.32140.83156.69
Total Reserves 55.3857.7764.79-97.05-132.314.81367.24776.931,214.90
Minority Interest000000000
Deposits2,140.813,867.084,257.433,534.992,834.713,028.793,530.389,399.6414,863.72
Borrowings 616.04837.751,070.67111.4360.4843.9743.7551.57930.89
Other Liabilities 180.39293.28334.35343.53314.46283.16447.60961.221,316.58
Total Liabilities 3,104.345,208.355,879.714,045.373,229.813,417.484,490.2911,330.1918,482.78

Assets

Balance with RBI 126.48332.41325.02305.92219.84260.95331.90556.521,079.14
Balance with Banks210.46177.25766.28332.26268.6370.74131.04489.52410.19
Investments 949.232,199.582,156.871,227.22999.251,182.101,479.642,922.834,614.96
Advances 1,350.391,839.812,028.401,634.091,313.721,556.412,193.956,533.4411,221.35
Net Block 366.26445.29416.98348.32261.34223.71179.45354.26379.20
Other Assets104.91220.84199.69223.89198.03162.60217.33516.58819.83
Total Assets 3,104.345,208.355,879.714,045.373,229.813,417.484,490.2911,330.1918,482.78

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07
Cash Flow From Operating Activity 0277.36638.56-438.60-166.93-282.06-252.15-239.801,453.23
Cash Flow From Investing Activity 0-125.63-41.11-44.6817.21-7.901.53-41.21-1,285.59
Cash Flow From Financing Activity 020.98-15.8200133.17381.89283.87275.65
Net Cash Flow 0172.71581.63-483.28-149.72-156.79131.272.86443.29
PARTICULARSMar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07

Operational & Financial Ratios

EPS (₹)220-6-2-2001
DPS (₹)110000000
BVPS (₹)161414411579

Margin Ratios

Yield on Advances (%)29.224.127.029.528.321.515.812.311.3
Yield on Investments (%)11.610.212.614.413.38.33.76.35.4
Cost of Liabilities (%)10.77.78.410.49.36.64.74.34.4
NIM (%)3.71.81.93.03.64.24.33.83.3
Interest Spread (%)18.516.418.619.119.014.811.18.06.9

Performance Ratios

ROA (%)0.70.80.1-1.9-0.7-3.20.60.30.8
ROE (%)14.319.13.3-69.0-67.1-257.09.53.710.6
ROCE (%)15.013.410.6-1.816.6-47.314.47.113.9

Efficiency Ratios

Cost to Income Ratio (%)78.161.571.191.788.193.787.677.272.4
Operating Costs to Assets (%)3.62.02.44.05.05.34.94.43.8

Valuation Parameters

Price/Book(x)0.01.30.83.36.69.03.24.14.3

Centurion Bank Of Punjab Ltd Stock News

Centurion Bank Of Punjab Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Centurion Bk of Punj on 01-Jan-1970 05:30 is ₹0.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jan-1970 05:30 the market cap of Centurion Bk of Punj stood at ₹0.00.
The latest P/E ratio of Centurion Bk of Punj as of 01-Jan-1970 05:30 is 0.00.
The latest P/B ratio of Centurion Bk of Punj as of 01-Jan-1970 05:30 is 0.00.
The 52-week high of Centurion Bk of Punj is ₹42.80 and the 52-week low is ₹41.15.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Centurion Bk of Punj is ₹0.00 ( Cr.) .

About Centurion Bank Of Punjab Ltd

Centurion Bank was incorporated on June 30, 1994 and received its certificate of Commencement of Business on July 20, 1994. It was a joint venture between 20th Century Finance Corporation and its associates and Keppel Group of Singapore through Kephinance Investment (Mauritius).

Business of the company:

The Centurion Bank of Punjab (formerly Centurion Bank) was an Indian private sector bank that provided retail and corporate banking services. It operated on a strong nationwide franchise of 403 branches and had over 5,000 employees. On May 23, 2008 HDFC Bank acquired Centurion Bank of Punjab.

History of the company:

1994- Centurion Bank was incorporated on 30 June 1994 and received its certificate of Commencement of Business on 20 July.

2005- On June 29,  2005, the boards of directors of Centurion Bank and Bank of Punjab agreed to a merger of the two banks. The combined bank took as its name Centurion Bank of Punjab.

2006 -Centurion Bank of Punjab acquired Kochi-based Lord Krishna Bank. Lord Krishna Bank had been established at Kodungallur in Thrissur District, Kerala in 1940. During the 1960s, Lord Krishna acquired three commercial banks: Thiyya Bank, Josna Bank and Kerala Union Bank.

2008 -HDFC Bank acquired Centurion Bank of Punjab.

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