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Fincare Small Finance Bank Ltd. - (Amalgamated)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 0 NSE: Bank - Private | Small Cap | Fincare Small Fin Share Price

BSE Share Price
Not Listed

Fincare Small Finance Bank Ltd. - (Amalgamated)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 0 NSE: Bank - Private | Small Cap | Fincare Small Fin Share Price

BSE Share Price
Not Listed
Key Metrics
Valuation Multiples
Market Cap
₹0 Cr.
Current Price
₹0
52-Week Low / High
₹0 / 0
TTM EPS
₹4.7
TTM Sales
₹1,744 Cr.
Book Value per Share
₹58.8
P/E Ratio
0.00
Industry PE
17.5
Price to Book (P/B)
0.00
EV/EBITDA
0.00
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
8.31%
Return on Capital Employed (ROCE)
7.52%
Net Interest Margin (NIM)
9.09%
Return on Assets (ROA)
0.89%
Growth Momentum
1-yr vs 3-yr growth
Deposit Growth (1 Year)
Improving versus 3-year growth rate
24.43%
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
24.08%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
8.66%
Asset Quality
CASA
33.1%
Gross NPA(%)
3.25%
Net NPA(%)
1.30%
Cost to Income Ratio
66.36%
Cost of Liabilities
6.04%
Reserves
₹1,078 Cr.
Equity
₹220.8 Cr.
Face Value
₹10
All Time Low / High
- / -

Fincare Small Finance Bank . - (Amalgamated) stock performance

Key Ratios
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10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Net Interest Income (₹ Cr.)14.427.428.51021953766197018791,0900
YoY Gr. Rt. %-89.4%4%257.8%91.7%92.8%64.5%13.3%25.4%24.1%-
Total Income29.25354.71863516751,2161,3771,6451,9710
YoY Gr. Rt. %-81.2%3.2%239.3%89%92.5%80.1%13.2%19.5%19.8%-
Adj EPS (₹ ) 27.12.70.8-8.767.55.90.44.74.7
YoY Gr. Rt. %-246.1%-61.3%-71.8%-1227.3%NA24.9%-21.1%-93.3%1072.5%-
BVPS (₹ )34.641.944.638.73039.347.453.354.258.858.8
YoY Gr. Rt. %-21%6.6%-13.2%-22.4%30.9%20.4%12.5%1.6%8.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)1.53.610.7-5.63.22.51.50.10.90
To view Net NPA to Net Advances (%) Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000.40.70.30.42.83.61.3-
To view Capital Adequacy Ratio (%) Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)----------20.04

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income61.7%41.1%20.8%24.1%
Total Income59.7%41.2%17.5%19.8%
Adj EPS9.7%NA-14.6%1072.5%
BVPS6.1%14.4%7.5%8.7%
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Interest Earned / Total Income93.894.7694.5590.2289.5889.6788.0490.8788.0788.5NAN
Margins To view Margins Colour Rating Guide click here ⓘ
NIM (%)0009.49.19.499.18.49.10
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)818.86.32-25.320.318.311.80.88.30
Liquidity Ratio To view Liquidity Ratio Colour Rating Guide click here ⓘ
CASA (%)00005.11111.923.836.333.1-

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income +185.54350.61674.991,215.721,376.711,644.741,970.80
Interest Income 167.39314.08605.261,070.261,251.061,448.571,744.12
Other Income ⓘ 18.1536.5369.73145.46125.65196.16226.68
Expenditure +167.93296.96524.99877.631,013.331,216.581,527.73
Interest Expense 65.59118.91229.07451.50550.05569.78653.68
Operating Expenses 102.34178.05295.92426.13463.28646.80874.05
Provisions10.88143.4929.11145.95216.96422.41317.72
Profit Before Tax6.73-89.84120.89192.14146.425.75125.35
Taxes -1.957.7118.9148.6933.28-3.1321.71
Profit After Tax 8.68-97.55101.98143.45113.148.87103.64
Adjusted EPS (₹)0.77-8.686.027.525.930.404.69
Dividend Payout Ratio (%)0%0%0%0%0%0%0%

Valuation of Fincare Small Fin - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Share Capital ⓘ 37.4637.4656.4463.6163.61220.78220.78
Total Reserves ⓘ 397.64300.09609.56840.16953.29974.711,078.35
Deposits0727.102,043.214,653.935,318.506,456.178,033.19
Borrowings ⓘ 631.101,068.981,283.071,368.161,400.432,943.542,784
Minority Interest0000000
Other Liabilities 131.58140.49179.46190.41231.24306.36351.37
Total Liabilities ⓘ 1,197.782,274.124,171.747,116.277,967.0710,901.5712,467.69

Assets

Balance with RBI 0.7347.65141.911,058.531,036.501,116.79654.38
Balance with Banks309.14203.86379.6724.37119.13119.17117.81
Investments ⓘ 0272.71700.861,006.961,279.362,151.632,522.84
Advances 777.201,629.602,764.694,815.585,301.127,036.968,702.42
Net Block ⓘ 8.7421.8333.0440.3636.1942.3456.31
Other Assets101.9198151.54170.47194.77434.68413.94
Total Assets ⓘ 1,197.782,274.124,171.747,116.277,967.0710,901.5712,467.69

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity ⓘ -213.86-481.16-274.65469.38338.46-1,388.75-56.07
Cash Flow From Investing Activity ⓘ -132.2814.57-21.6866.79-303.16-281.25-223.59
Cash Flow From Financing Activity ⓘ 546.21437.87440.18179.4132.271,712.82-159.54
Net Cash Flow ⓘ 200.07-28.72143.85715.5867.5742.81-439.21

Financial Ratio

PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios
EPS (₹)2.30-2618.1022.6017.800.404.70
DPS (₹)0000000
BVPS (₹)116.290.1118142.1159.954.258.8

Margin Ratios

Yield on Advances (%)21.519.321.922.223.620.620.0
Yield on Investments (%)0.06.14.65.15.44.85.3
Cost of Liabilities (%)10.46.66.97.58.26.16.0
NIM (%)9.49.19.49.09.18.49.1
Interest Spread (%)11.112.715.014.715.414.514.0

Performance Ratios

ROA (%)0.7-5.63.22.51.50.10.9
ROE (%)2.0-25.320.318.311.80.88.3
ROCE (%)6.80.413.916.212.04.77.5

Efficiency Ratios

Cost to Income Ratio (%)85.376.966.455.856.060.266.4
Operating Costs to Assets (%)8.57.87.16.05.85.97.0

Valuation Parameters

Price/Book(x)0.00.00.00.00.00.00.0

Management X-Ray

Shareholding Pattern

No Data To Display

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Fincare Small Finance Bank Ltd. - (Amalgamated) FAQs

The current trading price of Fincare Small Fin on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of Fincare Small Fin stood at ₹0.00 Cr

The latest P/E ratio of Fincare Small Fin as of 31-Dec-1969 is 0.00.

The latest P/B ratio of Fincare Small Fin as of 31-Dec-1969 is 0.00.

The 52-week high of Fincare Small Fin is ₹0.00 and the 52-week low is ₹0.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Fincare Small Fin is ₹1,744 ( Cr.) .

Data is not available for this company.

No data found

No data found

About Fincare Small Finance Bank Ltd. - (Amalgamated)

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