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State Bank Of Bikaner and Jaipur - (Amalgamated) (SBBJ)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 501061 NSE: SBBJ Bank - Public | Small Cap | StateBank Bikane&Jai Share Price

BSE Share Price
Not Listed

State Bank Of Bikaner and Jaipur - (Amalgamated) (SBBJ)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 501061 NSE: SBBJ Bank - Public | Small Cap | StateBank Bikane&Jai Share Price

BSE Share Price
Not Listed
Key Metrics
Valuation Multiples
Market Cap
₹5,399 Cr.
Current Price
₹0
52-Week Low / High
₹760 / 778
TTM EPS
₹-25.8
TTM Sales
₹9,380 Cr.
Book Value per Share
₹1,050.3
P/E Ratio
0.00
Industry PE
9.1
Price to Book (P/B)
0.73
EV/EBITDA
0.25
Dividend Yield
2.85%
Profitability Efficiency
Return on Equity (ROE)
13.34%
Return on Capital Employed (ROCE)
13.29%
Net Interest Margin (NIM)
3.07%
Return on Assets (ROA)
0.80%
Growth Momentum
1-yr vs 3-yr growth
Deposit Growth (1 Year)
Improving versus 3-year growth rate
11.59%
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
12.34%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
12.14%
Asset Quality
CASA
38.7%
Gross NPA(%)
4.82%
Net NPA(%)
2.75%
Cost to Income Ratio
47.15%
Cost of Liabilities
6.36%
Reserves
₹7,282 Cr.
Equity
₹70 Cr.
Face Value
₹10
All Time Low / High
₹17.98 / 796.00

State Bank Of Bikaner and Jaipur - (Amalgamated) stock performance

Key Ratios
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10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16TTM
Net Interest Income (₹ Cr.)9399391,1031,2121,7702,2212,5662,8242,9413,3043,127
YoY Gr. Rt. %-0%17.5%9.8%46.1%25.5%15.5%10.1%4.2%12.3%-
Total Income2,8673,5244,3874,5605,4366,8908,2249,0459,93210,65010,741
YoY Gr. Rt. %-22.9%24.5%3.9%19.2%26.8%19.4%10%9.8%7.2%-
Adj EPS (₹ ) 54.756.372.281.4110.293.2104.3104.5111121.5-25.8
YoY Gr. Rt. %-3%28.1%12.8%35.3%-15.5%12%0.2%6.2%9.5%-
BVPS (₹ )295.8306.4366432.4570.2595680.6765.1859963.31,050.3
YoY Gr. Rt. %-3.6%19.5%18.1%31.9%4.4%14.4%12.4%12.3%12.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)10.80.90.90.910.90.80.80.80
To view Net NPA to Net Advances (%) Colour Rating Guide click here
Net NPA to Net Advances (%)1.10.80.90.80.81.92.32.82.52.88.3
To view Capital Adequacy Ratio (%) Colour Rating Guide click here
Capital Adequacy Ratio (%)----------11.33

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income15%13.3%8.8%12.3%
Total Income15.7%14.4%9%7.2%
Adj EPS9.3%2%5.2%9.5%
BVPS14%11.1%12.3%12.1%
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16TTM
Interest Earned / Total Income82.886.6186.8587.2288.2391.3191.1790.3190.6790.0787.3
Margins To view Margins Colour Rating Guide click here
NIM (%)2.82.32.42.32.93.23.13.233.10
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)2018.721.520.420.918.616.414.513.713.3-7.7
Liquidity Ratio To view Liquidity Ratio Colour Rating Guide click here
CASA (%)3535.337.839.138.537.435.939.538.938.7-

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16
Income +2,867.383,523.684,387.334,559.905,436.186,890.338,224.479,044.909,931.8410,649.52
Interest Income 2,374.183,052.023,810.283,977.224,796.486,291.367,498.198,168.569,005.459,592.47
Other Income 493.20471.66577.05582.68639.69598.97726.29876.34926.391,057.05
Expenditure +2,188.182,862.503,494.493,656.164,295.935,400.716,511.607,350.247,827.738,344.49
Interest Expense 1,435.422,112.982,707.062,765.693,026.764,069.964,932.375,344.786,064.026,288.13
Operating Expenses 752.76749.51787.44890.471,269.171,330.751,579.232,005.451,763.712,056.36
Provisions132.13172.87152.12246.92310.93555.43724.39677.23980.56982.62
Profit Before Tax476.93463.53652.57689.50825.65910.67980.881,010.921,135.091,295.54
Taxes 171.13148.53249.12234.34274.77258.64250.64279.23358.22444.94
Profit After Tax 305.80315403.45455.16550.88652.03730.24731.69776.87850.60
Adjusted EPS (₹)54.7056.3472.1681.41110.1893.15104.32104.53110.98121.51
Dividend Payout Ratio (%)16.40%15.90%14.90%15.80%14.90%15.60%15.40%13.70%12.90%11.80%

Valuation of StateBank Bikane&Jai - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16

Equity and Liabilities

Share Capital 50505050507070707070
Total Reserves 1,603.711,663.211,996.472,367.402,800.814,094.884,694.145,285.925,942.686,672.80
Deposits28,480.5034,108.4439,224.4246,058.8453,852.3361,572.0972,116.2273,874.7384,239.2894,004.84
Borrowings 1,166.581,069.352,435.452,975.063,013.912,954.985,842.036,706.367,573.394,888.36
Minority Interest0000000000
Other Liabilities 3,206.704,263.012,663.862,692.213,237.443,836.193,294.444,939.974,476.204,700.27
Total Liabilities 34,507.4841,15446,370.2054,143.5162,954.4972,528.1386,016.8390,876.971,02,301.541,10,336.27

Assets

Balance with RBI 3,653.403,908.303,598.173,696.945,376.844,337.126,155.866,746.407,787.209,715.19
Balance with Banks661.17610.43720.69484.68670.02117.22180.73260.27149.66107.68
Investments 8,735.3510,498.3610,998.7913,600.5113,520.7116,669.4820,145.8817,750.2822,138.6224,782.37
Advances 20,526.2225,075.9429,850.7135,176.3941,206.6549,244.3357,534.9664,172.0969,548.4272,927.46
Net Block 146.42165.35166.91203.16213.93206.53235.91268.90357.72402.59
Other Assets789.09900.201,030.42985.611,970.791,957.921,768.061,683.742,284.932,405
Total Assets 34,507.4841,15446,370.2054,143.5162,954.4972,528.1386,016.8390,876.971,02,301.541,10,336.27

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16
Cash Flow From Operating Activity 1,352.41-97.2821.83156.602,204.66-1,824.732,234.561,100.371,704.182,279.21
Cash Flow From Investing Activity -36.74-78.31-51.62-77.38-67.48-46.42-86.39-108.42-165.99-102.32
Cash Flow From Financing Activity 587.01379.75-170.09-216.45-271.94278.62-265.90-321.87-608-290.89
Net Cash Flow 1,902.68204.16-199.88-137.231,865.24-1,592.531,882.26670.08930.191,886.01

Financial Ratio

PARTICULARSMar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16

Operational & Financial Ratios

EPS (₹)611.6063080.7091110.2093.20104.30104.50111121.50
DPS (₹)1001001214.4016.4014.5016.1014.3014.3014.30
BVPS (₹)3307.43426.4409.3483.5570.2595680.6765.1859963.3

Margin Ratios

Yield on Advances (%)11.612.212.811.311.612.813.012.713.013.2
Yield on Investments (%)7.67.47.86.97.67.27.69.58.98.8
Cost of Liabilities (%)4.86.06.55.65.36.36.36.66.66.4
NIM (%)2.82.32.42.32.93.23.13.23.03.1
Interest Spread (%)6.76.26.35.76.36.56.76.16.36.8

Performance Ratios

ROA (%)1.00.80.90.90.91.00.90.80.80.8
ROE (%)20.018.721.520.420.918.616.414.513.713.3
ROCE (%)22.022.424.617.617.917.614.313.213.513.3

Efficiency Ratios

Cost to Income Ratio (%)52.653.146.949.652.747.248.054.245.647.2
Operating Costs to Assets (%)2.21.81.71.62.01.81.82.21.71.9

Valuation Parameters

Price/Book(x)1.01.50.50.90.90.70.60.40.70.5

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

State Bank Of Bikaner and Jaipur - (Amalgamated) FAQs

The current trading price of StateBank Bikane&Jai on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of StateBank Bikane&Jai stood at ₹5,398.8 Cr

The latest P/E ratio of StateBank Bikane&Jai as of 31-Dec-1969 is 0.00.

The latest P/B ratio of StateBank Bikane&Jai as of 31-Dec-1969 is 0.73.

The 52-week high of StateBank Bikane&Jai is ₹778.0 and the 52-week low is ₹760.1.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of StateBank Bikane&Jai is ₹9,380 ( Cr.) .

Data is not available for this company.

No data found

No data found

About State Bank Of Bikaner and Jaipur - (Amalgamated)

State Bank of Bikaner and Jaipur was established  in 1963 after amalgamation of erstwhile State Bank of Jaipur (established in 1943) with State Bank of Bikaner (established in 1944) as a subsidiary of State Bank of India. The bank's main area of operation is in the State of Rajasthan, with a presence at all important centres in the country. The bank has 860 branches spread over the country.

SBBJ follows transparent corporate governance policies and has smoothly migrated to Basel II. On the technology front, the bank migrated all branches to Core Banking Solution (CBS) and became among the first few banks in India to offer online banking facility across the country. The bank has installed 495 ATMs and is part of the State Bank Group networks of ATMs. Internet Banking has been extended to all branches for retail and corporate customers. The bank has rolled out Business Process Reengineering (BPR) initiatives to improve operational efficiency and better customer service and is committed to offer value added services to its customers.

The bank has been earning profit continuously since its inception and its business has crossed the level of Rs 69,000 crore with a net profit of Rs. 403.45 crore at the end of March, 2009.

Services offered by the bank

  • PersonalBanking
  • NRI Services
  • International Banking
  • Corporate Banking
  • Agriculture Products
  • Service to SMEs
  • Govt. Business
  • Other Services:-E-mitra, Demat services, Internet Banking, ATM Services, Real Time Gross Settlement, Cross Selling Activities, National Electronic Fund Transfer
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