MoneyWorks4Me

Mukesh Babu Financial Services Ltd (MUKESHB)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530341 NSE: MUKESHB Finance - NBFC | Small Cap | Mukesh Babu Fin Serv Share Price

₹144.60 6.85 (4.97%)

As on 28-Aug'26 13:26

Mukesh Babu Financial Services Ltd (MUKESHB)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530341 NSE: MUKESHB Finance - NBFC | Small Cap | Mukesh Babu Fin Serv Share Price

₹144.60 6.85 (4.97%)

As on 28-Aug'26 13:26

Key Metrics
Valuation Multiples
Market Cap
₹96 Cr.
Current Price
₹144.6
52-Week Low / High
₹93 / 151
TTM EPS
₹4.2
Book Value per Share
₹353.1
P/E Ratio
32.82
Higher than its 5-year historical median
Industry PE
28
Price to Book (P/B)
0.39
Lower than its 5-year historical median
EV/EBITDA
15.21
Higher than its 5-year historical median
Dividend Yield
0.83%
Profitability Efficiency
Return on Equity (ROE)
1.68%
Return on Capital Employed (ROCE)
3.52%
Return on Assets (ROA)
1.18%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
32.63%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
8.14%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹8.2 Cr.
Reserves
₹239 Cr.
Equity
₹7 Cr.
Face Value
₹10
All Time Low / High
₹0.05 / 186.65

Mukesh Babu Financial Services stock performance

Key Ratios
mw4me loader

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Mukesh Babu Financial Services Ltd a good quality company?
Mukesh Babu Financial Services Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Mukesh Babu Financial Services Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Mukesh Babu Financial Services Ltd vs Industry Peers?
Mukesh Babu Financial Services Ltd AUM CAGR is 11.92%, compared to the 5-year industry median CAGR of 10.14%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Mukesh Babu Financial Services Ltd?
Promoters hold 62.86% of the Mukesh Babu Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Mukesh Babu Financial Services Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 14.2% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mukesh Babu Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Operating Income (₹ Cr.)5.310.411.227.938.321.310.416.88.912.68
YoY Gr. Rt. %-95.5%7.5%149.3%37.2%-44.3%-51.2%61.2%-46.8%40.9%-
Adj EPS (₹ ) 411.15.25.55.237.28.53.25.74.2
YoY Gr. Rt. %-175.2%-52.8%4.8%-4.6%-42.5%137.5%18.6%-62.2%77.6%-
BVPS (₹ )72.482.2231.7137.8206.2238.6239.3317.7325.6352.1353.1
YoY Gr. Rt. %-13.6%181.8%-40.5%49.7%15.7%0.3%32.8%2.5%8.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)4.311.82.41.81.812.32.30.71.20

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income10%-19.9%6.5%40.9%
Adj EPS3.9%1.7%-7.3%77.6%
BVPS19.2%11.3%13.7%8.1%
Share Price 14.2% 3.1% 4% 6.4%

Key Financial Ratios

RATIOS \ YEARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)52.774.232.513.79.59.847.835.22531.635.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)5.714.43.3331.433.111.71.2

Valuation of Mukesh Babu Fin Serv - Standalone

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

mw4me loader

Analyst's Notes

data not found
No data found!

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Income + 5.5810.6511.292838.3921.4110.5516.87912.73
Interest Income5.3310.4211.1927.9038.2821.3410.4216.798.9412.59
Other Income 000.1112.7318.9615.880.315.070.750.09
Exceptional Items 0.250.230.090.090.100.080.130.080.060.14
Expenditure + 1.881.967.4823.4433.1418.773.548.765.697.26
Interest Expense 1.190.946.33912.821.761.892.132.754.38
Operating Expenses 0.691.021.041.701.351.131.341.562.202.79
Provisions 000.1112.7318.9615.880.315.070.750.09
Exceptional Items 000000000-0.12
Profit Before Tax 3.708.693.814.565.252.657.018.113.315.35
Taxes 0.890.960.170.741.610.552.032.201.071.38
Profit After Tax 2.817.733.643.823.642.104.985.912.233.97
Adjusted EPS (₹)4.011.15.25.55.23.07.28.53.25.7
Dividend Payout Ratio (%)24.80%10.80%23%21.90%23%39.80%16.80%14.20%37.40%21.10%
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Equity and Liabilities

Equity Capital +50.4157.29161.4596.01143.68166.23166.73221.38226.86245.32
Share Capital 6.976.976.976.976.976.976.976.976.976.97
Reserves 43.4450.32154.4989.04136.72159.26159.77214.41219.89238.35
Short term borrowings7.257.4031.3690.4126.0618.3222.3825.3335.9844.91
Long Term Borrowings-0.19-0.1939.1212.8525.9532.7731.1547.9248.9854.25
Current Liabilities 13.449.9431.9692.4932.2020.6626.2032.5442.8654.80
Trade Payables4.151.6400.523.891.311.613.924.608.18
Other Liabilities-11.40-9.03-31.36-90.93-29.96-19.63-23.99-29.25-40.58-53.09
Total Liabilities 63.6667.04232.53201.35201.83219.66224.09301.84318.70354.37

Assets

Non Current Asset +37.7037.2637.6537.4439.7653.6455.9358.0358.4561.31
Loan Asset 0000000000
Other Non Current Asset 37.7037.2637.6537.4439.7653.6455.9358.0358.4561.31
Current Asset +25.9629.77194.88163.91162.07166.01168.16243.81260.25293.06
Current Investment0000000000
Other Current Asset25.9629.77194.88163.91162.07166.01168.16243.81260.25293.06
Total Assets 63.6667.04232.53201.35201.83219.66224.09301.84318.70354.37
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Cash Flow From Operating Activity 6.500.43-20.82-57.3374.367.155.110.06-7.60-0.75
Cash Flow From Investing Activity 0.240.06-0.01-0.99-1.84-7.61-7.43-0.520.14-2.24
Cash Flow From Financing Activity -7.53-0.5522.9558.04-65.18-8.593.22-0.017.323.78
Net Cash Flow -0.79-0.062.12-0.297.34-9.040.90-0.48-0.140.79
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Operational & Financial Ratios

EPS (₹)411.105.205.505.2037.208.503.205.70
DPS (₹)11.201.201.201.201.201.201.201.201.20
BVPS (₹)72.482.2231.7137.8206.2238.6239.3317.7325.6352.1

Performance Ratios

ROA (%)4.311.82.41.81.81.02.32.30.71.2
ROE (%)5.714.43.33.03.01.43.03.11.01.7
ROCE (%)8.215.77.97.210.22.54.84.72.43.5

Valuation Parameters

Price/Book(x)0.71.20.40.60.70.40.30.40.40.3

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Mukesh Babu Financial Services Ltd FAQs

The current trading price of Mukesh Babu Fin Serv on 28-Aug-2026 13:26 is ₹144.6.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 27-Aug-2026 the market cap of Mukesh Babu Fin Serv stood at ₹96.02 Cr

The latest P/E ratio of Mukesh Babu Fin Serv as of 27-Aug-2026 is 32.82.

The latest P/B ratio of Mukesh Babu Fin Serv as of 27-Aug-2026 is 0.39.

The 52-week high of Mukesh Babu Fin Serv is ₹150.8 and the 52-week low is ₹92.95.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Mukesh Babu Fin Serv is ₹8.15 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Mukesh Babu Financial Services Ltd is a below average quality company.

The key valuation ratios of Mukesh Babu Financial Services Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Mukesh Babu Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Mukesh Babu Financial Services Ltd

Mukesh Babu Group was founded by its Chairman Mukesh Babu in 1984 as a proprietory firm rendering investment services in the Bombay Stock Exchange. As the investment climate in India was trying to break free from the clutches of conventional equity exchange practices, the Mukesh Babu Group had already taken a leap into the new age of investment and financial services. Even as professionalism has been cherished as a core value since its inception, there has always been an ongoing quest towards higher standards of customer care and services.

Mukesh Babu Financial Services (MBFS) is a finance and investment company registered with Reserve Bank of India and a diversified financial services company with main focus being on financing and investment banking.

As regards investment banking activities, MBFS is engaged in research based investment in shares for short term and long term periods. As regards the financial services, MBFS is active in corporate lending, inter-corporate deposit market and lease financing.

MBFS has over two decades of experience in the fields of finance and investment and has a strong team of professionals working to take care of the present dynamic finance and investment markets.

The subsidiary of MBFS, Mukesh Babu Securities Limited is a member of the National Stock Exchange of India, Bombay Stock Exchange, , Over the Counter Exchange of India and CDSL. The SEBI code has been incorporated in the listing agreement of the Stock Exchanges with whom MBFS’s equity shares are listed. Certain provisions in the Companies Act, 1956 also deal with Corporate Governance.

The revised clause 49 of the Listing Agreement popularly known as Corporate Governance Clause came into effect from December 31, 2005. The company is in compliance of the provisions of the revised clause 49.

Services being offered by the company :

  • Investment Banking activities:-Research based investment in shares for short term and long term periods.
  • Financial services:-Corporate lending, inter-corporate deposit market, lease financing.
You have 49 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through: