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NCL Research & Financial Services Ltd (530557)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530557 NSE: Finance - NBFC | Small Cap | NCL Research & Fin Share Price

₹0.51 0.00 (0.00%)

As on 12-Jun'26 11:06

NCL Research & Financial Services Ltd (530557)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530557 NSE: Finance - NBFC | Small Cap | NCL Research & Fin Share Price

₹0.51 0.00 (0.00%)

As on 12-Jun'26 11:06

Key Metrics
Valuation Multiples
Market Cap
₹55 Cr.
Current Price
₹0.5
52-Week Low / High
₹0 / 1
TTM EPS
₹-0
Book Value per Share
₹1
P/E Ratio
0.00
Lower than its 5-year historical median
Industry PE
25
Price to Book (P/B)
0.50
Lower than its 5-year historical median
EV/EBITDA
-19.48
Lower than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
-1.21%
Return on Capital Employed (ROCE)
-0.56%
Return on Assets (ROA)
-1.14%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-20.11%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
2.91%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹6.2 Cr.
Reserves
₹3 Cr.
Equity
₹107 Cr.
Face Value
₹1
All Time Low / High
₹0.04 / 19.93

NCL Research & Financial Services stock performance

Key Ratios
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Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is NCL Research & Financial Services Ltd a good quality company?
NCL Research & Financial Services Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does NCL Research & Financial Services Ltd performance compare with that of its Peers?
Q.1 AUM Growth of NCL Research & Financial Services Ltd vs Industry Peers?
NCL Research & Financial Services Ltd AUM CAGR is 14.62%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of NCL Research & Financial Services Ltd?
Promoters hold 0.00% of the NCL Research & Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of NCL Research & Financial Services Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of -15.8% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
NCL Research & Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)4.77.42.83.42.41.81.93.810.78.56
YoY Gr. Rt. %-57.5%-62.2%22.2%-28.4%-24.1%1.7%100.4%183.3%-20%-
Adj EPS (₹ ) 0-00000000-0-0
YoY Gr. Rt. %-NANANANANANA-50%100%-150%-
BVPS (₹ )11111111.211.11
YoY Gr. Rt. %-0%0%0%0%0%2.1%18.4%-11.2%2.9%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.1-0.10.10.2001.60.61.3-1.10

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income6.9%28.5%65.6%-20%
Adj EPSNANA-179.4%-150%
BVPS1.1%2%2.7%2.9%
Share Price -16.9% 27.7% 9.4% -25%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)1.8-0.72.43.30.60.655.61615.1-15.9-34.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.1-0.10.10.2001.70.61.4-1.2-1.9

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 4.677.352.813.402.441.861.973.9611.639.38
Interest Income4.677.352.783.402.431.851.883.7610.668.53
Other Income 0.01000.010000.051.294.42
Exceptional Items 000.0300.010.010.090.200.970.85
Expenditure + 4.557.422.693.242.421.840.913.169.6410.03
Interest Expense 00000000.120.020.02
Operating Expenses 4.547.422.693.232.421.840.912.998.345.59
Provisions 0.01000.010000.051.294.42
Exceptional Items 0000000000
Profit Before Tax 0.12-0.070.120.160.020.021.060.801.99-0.65
Taxes 0.04-0.010.060.050.0100.020.200.380.70
Profit After Tax 0.08-0.050.070.110.020.011.040.601.61-1.36
Adjusted EPS (₹)0.00.00.00.00.00.00.00.00.0-0.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of NCL Research & Fin - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +61.7361.6761.7461.8561.8761.9062.99124.12110.74112.95
Share Capital 29.0829.0829.0829.0829.0829.0958.17107.03107.03107.03
Reserves 32.6532.5932.6532.7732.7932.814.8217.083.705.92
Short term borrowings0000001000
Long Term Borrowings-0.02-0.04-00.010.010.01-03.94-1.100.16
Current Liabilities 0.160.220.151.791.271.392.462.344.2411.82
Trade Payables0.030.090.0100.020.140.240.160.190.58
Other Liabilities-0.03-0.09-0.010-0.02-0.14-1.24-0.16-0.19-0.58
Total Liabilities 61.8761.8661.8863.6563.1563.2965.45130.40113.87124.94

Assets

Non Current Asset +0.030.030.020.020.020.020.210.1759.4990.48
Loan Asset 0000000059.3290.36
Other Non Current Asset 0.030.030.020.020.020.020.210.170.170.12
Current Asset +61.8461.8361.8663.6363.1263.2765.24130.2454.3934.46
Current Investment06.256.757.839.9011.9715.3840.0719.722.86
Other Current Asset61.8455.5855.1155.7953.2351.3049.8690.1734.6731.60
Total Assets 61.8761.8661.8863.6563.1563.2965.45130.40113.87124.94

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 3.16-3.77-0.11-0.322.162.033.91-24.46-20.21-17.47
Cash Flow From Investing Activity -2.683.0600-2.06-2.08-3.41-24.5420.3816.90
Cash Flow From Financing Activity 000000-0.2448.86-0.060.01
Net Cash Flow 0.48-0.71-0.11-0.320.09-0.050.26-0.140.11-0.57

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)000000000-0
DPS (₹)0000000000
BVPS (₹)4.24.24.34.34.34.31.11.211.1

Performance Ratios

ROA (%)0.1-0.10.10.20.00.01.60.61.3-1.1
ROE (%)0.1-0.10.10.20.00.01.70.61.4-1.2
ROCE (%)0.2-0.10.20.30.00.01.71.01.7-0.6

Valuation Parameters

Price/Book(x)0.00.00.30.10.00.11.40.30.60.6

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

NCL Research & Financial Services Ltd FAQs

The current trading price of NCL Research & Fin on 12-Jun-2026 11:06 is ₹0.51.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 11-Jun-2026 the market cap of NCL Research & Fin stood at ₹54.59 Cr

The latest P/E ratio of NCL Research & Fin as of 11-Jun-2026 is 0.00.

The latest P/B ratio of NCL Research & Fin as of 11-Jun-2026 is 0.50.

The 52-week high of NCL Research & Fin is ₹0.79 and the 52-week low is ₹0.39.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of NCL Research & Fin is ₹6.17 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that NCL Research & Financial Services Ltd is a below average quality company.

The key valuation ratios of NCL Research & Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of NCL Research & Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About NCL Research & Financial Services Ltd

NCL Research & Financial Services incorporated in the year 1985 is engaged has business activities revolving around the capital markets. The registered office is located at 12, Waterloo Street, 2nd Floor, Room No 10, Kolkata-700069, West Bengal.

The company generates its income from the sale of shares and securities, dividend and interest. It is suspended from the BSE on account of noncompliance with listing agreement clauses.

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