The Formula for Growing Wealth and what it tells us about Investing
We invest to grow our savings to meet our financial needs and goals of the future. And some invest to create wealth; which is a goal in itself.
Practical, research-backed lessons on stocks, funds, markets and building a portfolio for the long term.
More than 950 articles published since 2009 by MoneyWorks4Me, a SEBI-registered investment adviser.
We invest to grow our savings to meet our financial needs and goals of the future. And some invest to create wealth; which is a goal in itself.
Foundations for new investors — how to start, prepare and think.
Deeper method, guru lessons and the books worth your time.
Find, value and hold good Indian stocks the MoneyWorks4Me way.
Choosing funds, building a portfolio and avoiding the usual mistakes.
Goals, surplus and the plan your investing should serve.
Build, manage and rebalance wealth around your financial plan.
IPO and FPO reviews — what the numbers say before you subscribe.
Where the market stands and what it means for your holdings.
Behaviour, psychology and the traps that quietly cost you returns.
Bonds, deposits and the safer end of the portfolio.
Alternative and specialised investment funds.
Gold, real estate and income-producing real assets.
Retirement, NPS and building a lasting income.
Term, health and the cover to buy before you invest.
Tax on investments — capital gains and keeping more of your returns.
Rates, inflation, currency and the economy behind the market.
For the year ending Feb’22, Sensex closed at ~56,247, up ~10% from last year. In the last 3 years, Sensex is up 56%; ~16% CAGR.

Usually, we ask investors to avoid waiting right up to the end of March to make your tax saving investments.

If there was a simple way to earn returns that are higher than the inflation rate everyone would have flocked to it.

A long term investment strategy is not defined by market timing or short-term opportunities, but by how well investors prepare for uncertainty and stay disciplined over time.

Periods of market volatility often coincide with an overload of alarming headlines—geopolitical tensions, interest rate hikes, inflation concerns, or sudden moves in global assets.

For the year ending Jan’22, Nifty closed at ~17,102, up ~20% from last year. In the last 3 years, Nifty is up 57%; ~16% CAGR.
