The Formula for Growing Wealth and what it tells us about Investing
We invest to grow our savings to meet our financial needs and goals of the future. And some invest to create wealth; which is a goal in itself.
Practical, research-backed lessons on stocks, funds, markets and building a portfolio for the long term.
More than 950 articles published since 2009 by MoneyWorks4Me, a SEBI-registered investment adviser.
We invest to grow our savings to meet our financial needs and goals of the future. And some invest to create wealth; which is a goal in itself.
Foundations for new investors — how to start, prepare and think.
Deeper method, guru lessons and the books worth your time.
Find, value and hold good Indian stocks the MoneyWorks4Me way.
Choosing funds, building a portfolio and avoiding the usual mistakes.
Goals, surplus and the plan your investing should serve.
Build, manage and rebalance wealth around your financial plan.
IPO and FPO reviews — what the numbers say before you subscribe.
Where the market stands and what it means for your holdings.
Behaviour, psychology and the traps that quietly cost you returns.
Bonds, deposits and the safer end of the portfolio.
Alternative and specialised investment funds.
Gold, real estate and income-producing real assets.
Retirement, NPS and building a lasting income.
Term, health and the cover to buy before you invest.
Tax on investments — capital gains and keeping more of your returns.
Rates, inflation, currency and the economy behind the market.
Some of us have reached a point in our life where we are earning a steady, reasonably large income. Our savings have started growing at a steady pace.

On Jun 30, Nifty closed at 10,300, 12.6% lower than 1 year ago. In the last 3 years, Nifty is up 8% translating into ~2.6% CAGR.

Thanks to an intricately integrated world, something as small as a microbe originating in one province of China has the power to engulf everything from the economy to the lives of people and cloud the present, the future, and put…

As soon as you start your investment journey, you may come across several terms that simply seem to fly over your head.

On May 29, Nifty was closed at 9580, 20% lower than 1 year ago. In the last 3 years, Nifty is down 1% translating into ~0% CAGR.

Why do some investors consistently build wealth while others struggle despite similar market conditions? The difference often lies not in intelligence – but in mistakes avoided.
