Best ELSS Mutual Funds 2026
ELSS or equity linked savings scheme is like any other equity mutual fund scheme, with a crucial difference of offering tax benefits. An ELSS gives you tax deduction benefit of up to ₹1.5 lakh under Section 80C.
 
Fund Name
|
NAV (Rs.)
|
AUM (Cr.)
|
Returns Since
inception (%) |
Past
Avg Rolling
|
CAGR |
Fund DeciZen
P(%)
Q
|
|
|---|---|---|---|---|---|---|---|
| 20.63 | 52 |
8.6
28 Dec' 17
|
-2.34
9.67
7.86
N/A
12.04
14.73
14.25
N/A
|
cagr |
15
Q
|
||
| 107.77 | 930 |
14.3
02 Jan' 13
|
10.03
15.97
11.83
12.26
15.05
14.65
14.43
14.38
|
cagr |
15
Q
|
||
| 130.92 | 462 |
14
21 Jan' 13
|
10.61
13.8
11.28
11.67
15.18
14.49
14.26
14.20
|
cagr |
14
Q
|
||
| 197.02 | 72 |
12.6
01 Jan' 13
|
1.56
10.92
10.68
11.31
14.63
14.38
14.05
14.03
|
cagr |
14
Q
|
||
| 467.09 | 1,285 |
15
31 Mar' 96
|
-1.55
9.29
9.75
10.96
14.81
14.35
15.16
13.76
|
cagr |
14
Q
|
||
| 1292.18 | 15,992 |
21.9
31 Mar' 96
|
-0.49
14.24
14.63
12
15.44
14.32
14.03
12.83
|
cagr |
14
Q
|
||
| 120.84 | 2,764 |
13.4
29 Dec' 06
|
4.6
13.1
10.08
12.51
14.28
14.31
15.04
14.94
|
cagr |
14
Q
|
||
| 44.37 | 4,747 |
13.2
13 Oct' 14
|
11.76
13.18
12.28
12.5
14.94
14.29
14.01
14.10
|
cagr |
14
Q
|
||
| 1343.61 | 6,223 |
19.5
10 Apr' 99
|
-0.1
11.75
11.92
11.83
14.38
14.28
14.56
13.99
|
cagr |
14
Q
|
||
| 104.81 | 32,667 |
15.2
01 Jan' 13
|
4.66
12.14
5.98
11.14
13.97
14.25
14.85
14.73
|
cagr |
14
Q
|
||
| 135.78 | 4,229 |
13.5
27 Feb' 06
|
11.42
17.07
13.06
11.98
15.05
14.20
14.10
13.54
|
cagr |
14
Q
|
||
| 163.71 | 1,021 |
13.1
01 Jan' 13
|
0.18
9.68
8.79
10.79
14.34
13.95
13.97
13.91
|
cagr |
14
Q
|
||
| 214.08 | 3,482 |
12.5
02 Jan' 13
|
1.12
8.99
7.32
10.75
14.19
13.83
13.93
13.83
|
cagr |
14
Q
|
||
| 68.94 | 872 |
12.8
01 Jan' 13
|
4.71
11.2
10.49
12.76
14.70
13.83
13.90
13.74
|
cagr |
14
Q
|
||
| 887.86 | 14,286 |
18
19 Aug' 99
|
2.38
12.04
10.3
12.69
14.14
13.77
14.50
14.21
|
cagr |
14
Q
|
||
| 179.41 | 72 |
11.4
31 Mar' 96
|
1.56
10.92
10.68
11.31
13.86
13.54
13.35
12.37
|
cagr |
14
Q
|
||
| 33.14 | 722 |
11.7
11 Dec' 15
|
2.69
8.94
9.43
11.36
13.87
13.53
14.98
12.86
|
cagr |
14
Q
|
||
| 94.23 | 930 |
11.4
05 Jan' 06
|
10.03
15.97
11.83
12.26
13.72
13.40
13.85
13.31
|
cagr |
13
Q
|
||
| 25.79 | 895 |
10
18 Oct' 16
|
-1
8.26
8.77
10.07
12.25
13.35
14.56
10.69
|
cagr |
13
Q
|
||
| 117.47 | 210 |
14.8
23 Dec' 08
|
-2.15
11.66
10.5
10.78
13.63
13.26
13.27
12.72
|
cagr |
13
Q
|
||
| 92.00 | 32,667 |
14.2
29 Dec' 09
|
4.66
12.14
5.98
11.14
12.97
13.20
14.88
15.14
|
cagr |
13
Q
|
||
| 137.67 | 14,718 |
13.3
01 Jan' 13
|
4.09
12.83
11.76
8.94
14.14
13.16
12.57
12.46
|
cagr |
13
Q
|
||
| 62.79 | 872 |
13.2
23 Dec' 11
|
4.71
11.2
10.49
12.76
13.83
13.00
13.21
13.11
|
cagr |
13
Q
|
||
| 65.20 | 14,543 |
13.1
01 Jan' 13
|
4.12
11.97
8.43
9.25
12.51
12.87
12.78
12.75
|
cagr |
13
Q
|
||
| 108.55 | 462 |
14.4
30 Dec' 08
|
10.61
13.8
11.28
11.67
13.43
12.86
13.21
12.53
|
cagr |
13
Q
|
||
| 19.50 | 48 |
9.1
25 Jan' 19
|
2.65
7.32
6.53
N/A
11.49
12.85
12.90
N/A
|
cagr |
13
Q
|
||
| 189.14 | 3,482 |
10.8
01 Aug' 05
|
1.12
8.99
7.32
10.75
13.10
12.75
13.18
12.01
|
cagr |
13
Q
|
||
| 141.40 | 1,021 |
9.6
31 Mar' 98
|
0.18
9.68
8.79
10.79
13.03
12.71
13.11
11.83
|
cagr |
13
Q
|
||
| 110.47 | 210 |
14.3
23 Dec' 08
|
-2.15
11.66
10.5
10.78
12.96
12.69
12.78
12.31
|
cagr |
13
Q
|
||
| 17.86 | 52 |
6.8
28 Dec' 17
|
-2.34
9.67
7.86
N/A
10.09
12.65
12.18
N/A
|
cagr |
13
Q
|
||
| 124.41 | 14,718 |
12.7
21 Sep' 05
|
4.09
12.83
11.76
8.94
13.29
12.31
13.00
12.84
|
cagr |
12
Q
|
||
| 210.28 | 2,819 |
15.6
28 Mar' 03
|
-0.6
8.5
7.48
9.69
12.44
12.09
12.51
11.80
|
cagr |
12
Q
|
||
| 57.92 | 14,543 |
10
10 Mar' 08
|
4.12
11.97
8.43
9.25
11.51
11.86
12.95
13.20
|
cagr |
12
Q
|
||
| 57.92 | 14,543 |
9.9
10 Mar' 08
|
4.12
11.97
8.43
9.25
11.51
11.86
12.95
13.20
|
cagr |
12
Q
|
||
| 18.41 | 507 |
16.6
14 Oct' 22
|
7.49
16.02
N/A
N/A
20.33
19.46
N/A
N/A
|
cagr |
19
Q
|
||
| 17.21 | 507 |
14.6
14 Oct' 22
|
7.49
16.02
N/A
N/A
18.34
17.48
N/A
N/A
|
cagr |
17
Q
|
||
| 14.20 | 349 |
11.2
16 Jun' 23
|
-0.49
9.55
N/A
N/A
8.65
10.83
N/A
N/A
|
cagr |
11
Q
|
||
| 12.77 | 69 |
6.7
28 Dec' 22
|
-0.73
8.44
N/A
N/A
10.90
9.92
N/A
N/A
|
cagr |
10
Q
|
||
| 12.65 | 69 |
6.4
28 Dec' 22
|
-0.73
8.44
N/A
N/A
10.62
9.64
N/A
N/A
|
cagr |
10
Q
|
||
| 13.39 | 349 |
9.3
16 Jun' 23
|
-0.49
9.55
N/A
N/A
6.73
8.87
N/A
N/A
|
cagr |
9
Q
|
||
| 13.65 | 154 |
9.2
20 Mar' 23
|
-1.39
7.66
N/A
N/A
9.71
8.44
N/A
N/A
|
cagr |
8
Q
|
||
| 13.20 | 154 |
8.2
20 Mar' 23
|
-1.39
7.66
N/A
N/A
8.65
7.40
N/A
N/A
|
cagr |
7
Q
|
||
| 13.59 | 109 |
8.5
22 Dec' 22
|
3.89
4.61
N/A
N/A
7.75
6.52
N/A
N/A
|
cagr |
7
Q
|
||
| 12.88 | 109 |
6.9
22 Dec' 22
|
3.89
4.61
N/A
N/A
6.23
5.02
N/A
N/A
|
cagr |
5
Q
|
||
| 13.54 | 295 |
11
08 Nov' 23
|
8.3
N/A
N/A
N/A
6.26
N/A
N/A
N/A
|
cagr |
N/A
Q
|
||
| 11.31 | 92 |
7.6
29 Jan' 25
|
8.48
N/A
N/A
N/A
5.37
N/A
N/A
N/A
|
cagr |
N/A
Q
|
||
| 10.99 | 92 |
5.8
29 Jan' 25
|
8.48
N/A
N/A
N/A
3.59
N/A
N/A
N/A
|
cagr |
N/A
Q
|
||
Fund House (AMC):
FAQs
ELSS or equity linked savings scheme is like any other equity mutual fund scheme, with a crucial difference of offering tax benefits. An ELSS gives you tax deduction benefit of up to ₹1.5 lakh under Section 80C.
Quality of the portfolio, consistency of returns, upside potential and Expense ratio are few parameters you should look at while choosing an ELSS fund. Read, 'How to choose the Best ELSS Fund' for details.
Every fund is assessed on the following:
- Consistent Outperformers : Track record of having generated returns above a benchmark on a 3-year rolling basis. Consistent performers are Green, followed by Orange. Red have an inconsistent track record on outperforming the index.
- The average 3-year rolling returns number appears in the first button.
- Quality of Portfolio is assessed based on the quality of each stock held. Predominantly high quality stocks get a Green second button, followed by Orange and Red (large amount of risky stocks).
- Upside Potential: Every fund is assessed on what returns it could deliver in the next 5 years based on it.
Select the fund that is Green on Performance which shows it has
consistently outperformed the index. Select one with a
high average 3-year rolling returns - the number in the first button. And select one with a Green
rating on Quality-the
second button.
Use the Funds
Screener and select the category. It shows the
funds with Green on Performance and Quality right on the
top. The ones with the higher average 3-year rolling returns are ranked the highest. Funds with less
than 5 years
returns history are colored Grey on Performance. Since the track record is not for an adequately
long period they
feature lower in the list.
Build a well-diversified portfolio with funds that assures you
of a stable growth through market and economic cycles and
funds that enhance your portfolio returns over the long run.
- Core Funds: Choose from Large cap, Large and Mid cap and Flexicap funds.
- Booster Funds
- Choose from Mid and Small cap funds.
- Select a Sector or Thematic Fund that is likely to outperform in the long term.
Use the Fund Portfolio Analyzer, Sher-ya-Billi to check if your
portfolio will deliver healthy returns or disappoint
you. Go to Fund Portfolio
Analyzer. You can also upload details of your funds in the Portfolio Manager and see the
report on this page.
When adding a new fund check how different is the fund compared
to your portfolio by using the link in the Right
allocation box on the Fund Decision Maker.
Most investors have more, many more funds that they should-over
diversified. This tends to reduce returns. Many
investors have more of the same i.e. they have funds that have very similar portfolios and hence the
fund portfolio is
not well-diversified. Either there are too many large cap dominated funds or far too many mid and
small cap funds. What
you require is a good, balanced mix. Finally investors don't know when to exit a fund and end up
carrying it even though
the future upside potential is very low.
