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Index Funds - Other 2026

Decizen(Understand the Method):- Q: Quality,
Compare Funds
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 CAGR
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Q
Motilal Oswal Nifty Midcap 150 Index Fund(G)-D...
41.58 3,911
22.6
06 Sep' 19
7.98
17.47
16.78
N/A
27.49
25.55
24.90
N/A
 cagr
26
Q
Motilal Oswal Nifty Smallcap 250 Index Fund(G)...
41.33 1,253
22.4
06 Sep' 19
4.02
15.86
13.84
N/A
29.12
25.54
24.93
N/A
 cagr
26
Q
Motilal Oswal Nifty Smallcap 250 Index Fund-Re...
39.36 1,253
21.6
06 Sep' 19
4.02
15.86
13.84
N/A
28.23
24.66
24.07
N/A
 cagr
25
Q
Motilal Oswal Nifty Midcap 150 Index Fund-Reg(...
39.50 3,911
21.7
06 Sep' 19
7.98
17.47
16.78
N/A
26.56
24.62
23.98
N/A
 cagr
25
Q
Nippon India Nifty Smallcap 250 Index Fund(G)-...
36.58 3,518
24.6
16 Oct' 20
10.78
14.58
14.92
N/A
21.21
23.14
18.59
N/A
 cagr
23
Q
Nippon India Nifty Midcap 150 Index Fund(G)-Di...
26.54 2,845
19.3
19 Feb' 21
13.26
16.66
16.73
N/A
19.38
23.09
17.91
N/A
 cagr
23
Q
Aditya Birla SL Nifty Midcap 150 Index Fund(G)...
25.92 503
19.3
05 Apr' 21
13.08
16.69
16.73
N/A
19.44
23.07
17.85
N/A
 cagr
23
Q
Nippon India Nifty Midcap 150 Index Fund-Reg(G...
25.76 2,845
18.6
19 Feb' 21
13.26
16.66
16.73
N/A
18.74
22.44
17.28
N/A
 cagr
22
Q
Nippon India Nifty Smallcap 250 Index Fund-Reg...
35.16 3,518
23.7
16 Oct' 20
10.78
14.58
14.92
N/A
20.41
22.34
17.81
N/A
 cagr
22
Q
Aditya Birla SL Nifty Midcap 150 Index Fund-Re...
25.07 503
18.6
05 Apr' 21
13.08
16.69
16.73
N/A
18.71
22.32
17.12
N/A
 cagr
22
Q
UTI Nifty200 Momentum 30 Index Fund(G)-Direct ...
21.45 8,513
14.9
10 Mar' 21
5.27
12.17
10.18
N/A
15.07
18.77
11.93
N/A
 cagr
19
Q
Motilal Oswal Nifty 500 Index Fund(G)-Direct P...
26.84 3,087
15.1
06 Sep' 19
2.47
11.21
11.4
N/A
19.05
17.71
17.50
N/A
 cagr
18
Q
Aditya Birla SL Nifty 50 Equal Weight Index Fu...
18.70 535
12.7
08 Jun' 21
5.95
13.12
11.63
N/A
14.63
16.95
12.76
N/A
 cagr
17
Q
HDFC NIFTY50 Equal Weight Index Fund(G)-Direct...
18.27 1,809
12.8
20 Aug' 21
6.05
13.3
11.81
N/A
15.05
16.68
11.76
N/A
 cagr
17
Q
Aditya Birla SL Nifty 50 Equal Weight Index Fu...
18.09 535
12
08 Jun' 21
5.95
13.12
11.63
N/A
13.91
16.22
12.06
N/A
 cagr
16
Q
HDFC NIFTY50 Equal Weight Index Fund-Reg(G)
17.81 1,809
12.2
20 Aug' 21
6.05
13.3
11.81
N/A
14.48
16.12
11.18
N/A
 cagr
16
Q
UTI Nifty200 Momentum 30 Index Fund-Reg(G)
20.88 8,513
14.3
10 Mar' 21
5.27
12.17
10.18
N/A
14.51
18.19
11.38
N/A
 cagr
18
Q
DSP Nifty 50 Equal Weight Index Fund(G)-Direct...
26.96 2,609
11.8
23 Oct' 17
7.9
13.13
13.59
N/A
15.27
17.67
17.50
N/A
 cagr
18
Q
Aditya Birla SL Nifty Smallcap 50 Index Fund(G...
24.51 367
18.1
05 Apr' 21
19.71
20.06
13.47
N/A
17.25
22.24
13.99
N/A
 cagr
22
Q
Aditya Birla SL Nifty Smallcap 50 Index Fund-R...
23.72 367
17.3
05 Apr' 21
19.71
20.06
13.47
N/A
16.56
21.52
13.30
N/A
 cagr
22
Q
Motilal Oswal S&P 500 Index Fund(G)-Direct Pla...
33.44 4,500
20.9
28 Apr' 20
28.28
23.36
16.61
N/A
20.25
18.08
18.04
N/A
 cagr
18
Q
Edelweiss MSCI India Domestic & World Healthca...
24.63 195
16.6
26 Oct' 20
19.78
19.26
13.28
N/A
15.28
17.47
14.32
N/A
 cagr
17
Q
Motilal Oswal S&P 500 Index Fund-Reg(G)
32.25 4,500
20.2
28 Apr' 20
28.28
23.36
16.61
N/A
19.57
17.42
17.38
N/A
 cagr
17
Q
DSP Nifty 50 Equal Weight Index Fund-Reg(G)
25.79 2,609
11.2
23 Oct' 17
7.9
13.13
13.59
N/A
14.71
17.10
16.93
N/A
 cagr
17
Q
Motilal Oswal Nifty 500 Index Fund-Reg(G)
25.59 3,087
14.3
06 Sep' 19
2.47
11.21
11.4
N/A
18.25
16.92
16.71
N/A
 cagr
17
Q
Edelweiss MSCI India Domestic & World Healthca...
23.82 195
15.9
26 Oct' 20
19.78
19.26
13.28
N/A
14.63
16.82
13.68
N/A
 cagr
17
Q
Axis Nifty 100 Index Fund(G)-Direct Plan
22.11 2,101
12.2
18 Oct' 19
0.99
9.7
7.92
N/A
17.05
15.58
15.36
N/A
 cagr
16
Q
Nippon India Nifty 50 Value 20 Index Fund(G)-D...
17.22 816
10.2
19 Feb' 21
-4.99
6.66
7.13
N/A
11.79
14.85
10.26
N/A
 cagr
15
Q
Axis Nifty 100 Index Fund-Reg(G)
20.98 2,101
11.3
18 Oct' 19
0.99
9.7
7.92
N/A
16.16
14.69
14.48
N/A
 cagr
15
Q
Motilal Oswal Nifty Bank Index Fund(G)-Direct ...
21.02 673
11.1
06 Sep' 19
1.96
7.63
10.34
N/A
16.06
14.68
14.51
N/A
 cagr
15
Q
Nippon India Nifty 50 Value 20 Index Fund-Reg(...
16.69 816
9.6
19 Feb' 21
-4.99
6.66
7.13
N/A
11.18
14.23
9.65
N/A
 cagr
14
Q
Motilal Oswal Nifty Bank Index Fund-Reg(G)
19.99 673
10.3
06 Sep' 19
1.96
7.63
10.34
N/A
15.23
13.85
13.69
N/A
 cagr
14
Q
Sundaram Nifty 100 Equal Weight Fund(G)-Direct...
192.85 147
12.1
01 Jan' 13
8.99
14.96
12.92
11.56
14.54
12.81
12.34
12.22
 cagr
13
Q
Sundaram Nifty 100 Equal Weight Fund(G)
182.05 147
11.3
27 Jul' 99
8.99
14.96
12.92
11.56
14.08
12.35
11.95
10.32
 cagr
12
Q
Motilal Oswal BSE Enhanced Value Index Fund(G)...
27.14 2,219
27.9
22 Aug' 22
11.56
23.23
N/A
N/A
35.09
30.78
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Enhanced Value Index Fund-Re...
26.40 2,219
27.1
22 Aug' 22
11.56
23.23
N/A
N/A
34.17
29.89
N/A
N/A
 cagr
N/A
Q
ICICI Pru NASDAQ 100 Index Fund(G)-Direct Plan
24.11 3,581
19.9
18 Oct' 21
35.87
29.36
N/A
N/A
25.97
26.58
N/A
N/A
 cagr
N/A
Q
UTI Nifty 500 Value 50 Index Fund(G)-Direct Pl...
22.16 846
26.8
10 May' 23
18.19
24.49
N/A
N/A
25.55
26.31
N/A
N/A
 cagr
N/A
Q
ICICI Pru NASDAQ 100 Index Fund(G)
23.56 3,581
19.3
18 Oct' 21
35.87
29.36
N/A
N/A
25.38
25.99
N/A
N/A
 cagr
N/A
Q
UTI Nifty 500 Value 50 Index Fund-Reg(G)
21.81 846
26.2
10 May' 23
18.19
24.49
N/A
N/A
24.96
25.71
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Auto Index Fund(G)-Direct Plan
22.28 253
22.8
11 Oct' 22
15.59
22.45
N/A
N/A
27.75
25.30
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Auto Index Fund-Reg(G)
21.80 253
22.1
11 Oct' 22
15.59
22.45
N/A
N/A
27.07
24.64
N/A
N/A
 cagr
N/A
Q
Axis Nifty Smallcap 50 Index Fund(G)-Direct Pl...
21.31 783
18.3
10 Mar' 22
19.63
19.87
N/A
N/A
24.98
23.84
N/A
N/A
 cagr
N/A
Q
Axis Nifty Midcap 50 Index Fund(G)-Direct Plan
21.82 772
19.2
28 Mar' 22
16.98
17.5
N/A
N/A
24.15
23.29
N/A
N/A
 cagr
N/A
Q
Axis Nifty Smallcap 50 Index Fund-Reg(G)
20.62 783
17.4
10 Mar' 22
19.63
19.87
N/A
N/A
24.08
22.94
N/A
N/A
 cagr
N/A
Q
Kotak Nifty Smallcap 50 Index Fund(G)-Direct P...
23.41 229
28.4
10 Apr' 23
10.62
21.26
N/A
N/A
20.16
22.58
N/A
N/A
 cagr
N/A
Q
Axis Nifty Midcap 50 Index Fund-Reg(G)
21.11 772
18.3
28 Mar' 22
16.98
17.5
N/A
N/A
23.23
22.39
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Pharma Index Fund(G)-Direct Pl...
20.57 157
21.4
14 Dec' 22
24
20.95
N/A
N/A
23.65
22.14
N/A
N/A
 cagr
N/A
Q
Kotak Nifty Smallcap 50 Index Fund-Reg(G)
22.91 229
27.6
10 Apr' 23
10.62
21.26
N/A
N/A
19.41
21.81
N/A
N/A
 cagr
N/A
Q
Navi Nifty Midcap 150 Index Fund(G)-Direct Pla...
21.70 408
18.9
11 Mar' 22
12.76
16.2
N/A
N/A
22.24
21.79
N/A
N/A
 cagr
N/A
Q
Navi Nifty India Manufacturing Index Fund(G)-D...
19.63 87
18.3
26 Aug' 22
16.19
18.95
N/A
N/A
23.22
21.64
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Midcap 150 Index Fund(G)-Direc...
20.51 1,328
16.5
22 Dec' 21
13.03
16.43
N/A
N/A
21.08
21.62
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Pharma Index Fund-Reg(G)
20.08 157
20.6
14 Dec' 22
24
20.95
N/A
N/A
22.88
21.38
N/A
N/A
 cagr
N/A
Q
Edelweiss Nifty Midcap150 Momentum 50 Index Fu...
18.78 1,743
18.4
30 Nov' 22
2.09
16.68
N/A
N/A
24.51
21.02
N/A
N/A
 cagr
N/A
Q
SBI Nifty Midcap 150 Index Fund(G)-Direct Plan
19.98 1,292
19.3
03 Oct' 22
13.34
16.66
N/A
N/A
22.68
20.91
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Midcap 150 Index Fund-Reg(G)
19.84 1,328
15.7
22 Dec' 21
13.03
16.43
N/A
N/A
20.26
20.81
N/A
N/A
 cagr
N/A
Q
Navi Nifty Midcap 150 Index Fund-Reg(G)
20.90 408
17.9
11 Mar' 22
12.76
16.2
N/A
N/A
21.21
20.77
N/A
N/A
 cagr
N/A
Q
Navi Nifty India Manufacturing Index Fund-Reg(...
19.04 87
17.4
26 Aug' 22
16.19
18.95
N/A
N/A
22.27
20.70
N/A
N/A
 cagr
N/A
Q
Tata Nifty Midcap 150 Momentum 50 Index Fund(G...
18.68 1,274
17.6
20 Oct' 22
8.86
16.07
N/A
N/A
23.80
20.57
N/A
N/A
 cagr
N/A
Q
SBI Nifty Midcap 150 Index Fund-Reg(G)
19.58 1,292
18.7
03 Oct' 22
13.34
16.66
N/A
N/A
22.05
20.31
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Smallcap 250 Index Fund(G)-Dir...
18.94 789
14.1
02 Nov' 21
10.76
14.82
N/A
N/A
19.30
20.17
N/A
N/A
 cagr
N/A
Q
Edelweiss Nifty Midcap150 Momentum 50 Index Fu...
18.29 1,743
17.5
30 Nov' 22
2.09
16.68
N/A
N/A
23.63
20.17
N/A
N/A
 cagr
N/A
Q
Tata Nifty Midcap 150 Momentum 50 Index Fund-R...
18.17 1,274
16.8
20 Oct' 22
8.86
16.07
N/A
N/A
22.93
19.74
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Smallcap 250 Index Fund(G)
18.39 789
13.4
02 Nov' 21
10.76
14.82
N/A
N/A
18.59
19.47
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Financials ex Bank 30 Index ...
17.86 33
15.1
29 Jul' 22
7.66
15.22
N/A
N/A
19.84
19.09
N/A
N/A
 cagr
N/A
Q
SBI Nifty Smallcap 250 Index Fund(G)-Direct Pl...
20.12 1,788
19.4
03 Oct' 22
10.89
14.91
N/A
N/A
21.77
19.00
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY Midcap 150 Index Fund(G)-Direct Pla...
19.58 726
22.2
21 Apr' 23
13.06
16.48
N/A
N/A
18.21
18.94
N/A
N/A
 cagr
N/A
Q
Edelweiss Nifty Smallcap 250 Index Fund(G)-Dir...
19.23 262
18.9
30 Nov' 22
4.23
15.98
N/A
N/A
21.84
18.92
N/A
N/A
 cagr
N/A
Q
SBI Nifty Smallcap 250 Index Fund-Reg(G)
19.71 1,788
18.8
03 Oct' 22
10.89
14.91
N/A
N/A
21.12
18.38
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY Midcap 150 Index Fund-Reg(G)
19.21 726
21.5
21 Apr' 23
13.06
16.48
N/A
N/A
17.56
18.28
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Financials ex Bank 30 Index ...
17.36 33
14.3
29 Jul' 22
7.66
15.22
N/A
N/A
19.02
18.27
N/A
N/A
 cagr
N/A
Q
Motilal Oswal Nifty Microcap 250 Index Fund(G)...
19.46 2,410
23.3
05 Jul' 23
3.92
18.76
N/A
N/A
12.24
18.25
N/A
N/A
 cagr
N/A
Q
Edelweiss Nifty Smallcap 250 Index Fund-Reg(G)
18.74 262
18.1
30 Nov' 22
4.23
15.98
N/A
N/A
20.99
18.11
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY Smallcap 250 Index Fund(G)-Direct P...
20.10 775
23.1
21 Apr' 23
10.82
14.83
N/A
N/A
15.80
17.68
N/A
N/A
 cagr
N/A
Q
Motilal Oswal Nifty Microcap 250 Index Fund-Re...
19.07 2,410
22.5
05 Jul' 23
3.92
18.76
N/A
N/A
11.53
17.51
N/A
N/A
 cagr
N/A
Q
Edelweiss NIFTY Large Mid Cap 250 Index Fund(G...
17.18 348
12
01 Dec' 21
4.23
13.34
N/A
N/A
16.43
17.31
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY 100 Equal Weight Index Fund(G)-Dire...
17.40 534
13.1
23 Feb' 22
9.09
15.6
N/A
N/A
16.82
17.09
N/A
N/A
 cagr
N/A
Q
Kotak Nifty Financial Services Ex-Bank Index F...
16.54 99
18
14 Aug' 23
12.05
N/A
N/A
N/A
17.26
17.09
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY Smallcap 250 Index Fund-Reg(G)
19.74 775
22.4
21 Apr' 23
10.82
14.83
N/A
N/A
15.18
17.05
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY 100 Equal Weight Index Fund-Reg(G)
17.04 534
12.6
23 Feb' 22
9.09
15.6
N/A
N/A
16.28
16.56
N/A
N/A
 cagr
N/A
Q
Edelweiss NIFTY Large Mid Cap 250 Index Fund-R...
16.65 348
11.3
01 Dec' 21
4.23
13.34
N/A
N/A
15.67
16.55
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Quality Index Fund(G)-Direct...
17.15 59
14.5
22 Aug' 22
6.06
13.69
N/A
N/A
18.33
16.53
N/A
N/A
 cagr
N/A
Q
Kotak Nifty Financial Services Ex-Bank Index F...
16.26 99
17.3
14 Aug' 23
12.05
N/A
N/A
N/A
16.65
16.46
N/A
N/A
 cagr
N/A
Q
Motilal Oswal Nifty 200 Momentum 30 Index Fund...
15.42 946
10.1
10 Feb' 22
0.2
10.6
N/A
N/A
17.65
15.92
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty50 Equal Weight Index Fund(G)-D...
16.82 268
14.1
03 Oct' 22
5.92
13.11
N/A
N/A
16.69
15.76
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Quality Index Fund-Reg(G)
16.68 59
13.7
22 Aug' 22
6.06
13.69
N/A
N/A
17.51
15.73
N/A
N/A
 cagr
N/A
Q
Motilal Oswal Nifty 200 Momentum 30 Index Fund...
14.95 946
9.3
10 Feb' 22
0.2
10.6
N/A
N/A
16.85
15.13
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty50 Equal Weight Index Fund-Reg(...
16.42 268
13.4
03 Oct' 22
5.92
13.11
N/A
N/A
16.01
15.07
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty 200 Momentum 30 Index Fund(G)-...
16.83 568
13.7
05 Aug' 22
4.99
11.52
N/A
N/A
18.67
15.01
N/A
N/A
 cagr
N/A
Q
Bandhan Nifty200 Momentum 30 Index Fund(G)-Dir...
15.79 122
12.2
02 Sep' 22
0.39
10.35
N/A
N/A
18.64
14.85
N/A
N/A
 cagr
N/A
Q
Nippon India Nifty Alpha Low Volatility 30 Ind...
15.98 1,292
12.3
19 Aug' 22
3.75
12.02
N/A
N/A
16.46
14.33
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty 200 Momentum 30 Index Fund-Reg...
16.40 568
13
05 Aug' 22
4.99
11.52
N/A
N/A
17.94
14.30
N/A
N/A
 cagr
N/A
Q
Bandhan Nifty200 Momentum 30 Index Fund-Reg(G)
15.40 122
11.5
02 Sep' 22
0.39
10.35
N/A
N/A
17.91
14.14
N/A
N/A
 cagr
N/A
Q
UTI BSE Low Volatility Index Fund(G)-Direct Pl...
15.79 453
10.7
03 Mar' 22
-3.41
8.29
N/A
N/A
14.05
14.05
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Low Volatility Index Fund(G)...
15.67 72
10.5
23 Mar' 22
-1.29
8.43
N/A
N/A
13.89
13.90
N/A
N/A
 cagr
N/A
Q
Bandhan Nifty100 Low Volatility 30 Index Fund(...
15.40 1,683
11.6
06 Oct' 22
2.93
10.5
N/A
N/A
14.64
13.75
N/A
N/A
 cagr
N/A
Q
Nippon India Nifty Alpha Low Volatility 30 Ind...
15.62 1,292
11.6
19 Aug' 22
3.75
12.02
N/A
N/A
15.83
13.72
N/A
N/A
 cagr
N/A
Q
UTI BSE Low Volatility Index Fund-Reg(G)
15.46 453
10.2
03 Mar' 22
-3.41
8.29
N/A
N/A
13.52
13.52
N/A
N/A
 cagr
N/A
Q
Edelweiss Nifty 100 Quality 30 Index Fund(G)-D...
14.55 126
7.7
07 Oct' 21
3.65
9.7
N/A
N/A
12.38
13.50
N/A
N/A
 cagr
N/A
Q
UTI Nifty Midcap 150 Quality 50 Index Fund(G)-...
14.08 270
8.4
11 Apr' 22
4.43
9.47
N/A
N/A
13.12
13.27
N/A
N/A
 cagr
N/A
Q
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Categories:

Flexi Cap Funds Large Cap Funds Mid Cap Funds Small Cap Funds Multi Cap Funds Large & Mid Cap Funds Tax Saver Funds Index Funds ETF Funds

Fund House (AMC):

Aditya Birla Axis BNP Paribas DSP Franklin HDFC ICICI Bandhan Invesco Kotak L&T Mirae Motilal PPFAS Quantum Nippon SBI Sundaram Tata UTI NAVI

FAQs

SIP refers to periodic investment in an MF. In this option, you commit to invest a pre-decided amount, at regular intervals, and you get allotted Units based on an MF’s NAV. E.g. Suppose you do an SIP of Rs. 1,000. If, for the 1st month its NAV is Rs. 15, you get 66.67 units. For the 2nd, the NAV is Rs. 25, so you get 40 units. For the 3rd, the NAV is Rs. 20, you get 50 units. At the end of 3 months, you have invested Rs. 3,000 and received 156.67 units at an average NAV of Rs. 19.2.

A Direct Plan means you investing directly thru' an AMC/MF website. As there is no Distributor involved, returns generated by this plan will be higher by the percentage fees paid to a Distributor. We, at MoneyWorks4me, encourage investors to invest in Direct Plans.

Regular Plan is when you invest in an MF scheme through a Distributor or Broker. This means you will end up paying some fees to the Distributor. The fees are directly paid by the AMC to a Distributor. For you as an investor, it is reflected in the lower NAV values, and higher Expense Ratio than a Direct Plan

It is the Fund House or the company responsible for managing investors’ money, and in turn, all the MF schemes.

The money collected by an MF Scheme is invested across asset classes like stocks, debt Funds, gold and cash. The market value of these investments at any given time minus the MF’s liabilities is known as the Fund’s AUM. (E.g. If a Fund’s value of investments is Rs. 100 Cr and liabilities Rs 5 Cr., then AUM is Rs. 95 Cr.) Though, a large AUM denotes a Fund’s popularity and success, it also means restrictions on investing (Fund will have to invest mainly in large companies) and difficulty in replicating past high return performance.

It is the price per unit of the MF scheme. On any given day, NAV is the price at which any investor invests in an MF scheme. NAV = [the market value of all the securities held by the scheme minus its liabilities] ÷ the number of units. Since, market value of securities changes every day, NAV of a scheme also changes every day. Similar to a stock price, a high or low NAV does not affect our investment decision.

A Benchmark is a popular index like the SENSEX, NIFTY or BSE 100, against which a Fund’s performance is gauged. A Fund is supposed to choose a Benchmark based upon the market-section it invests in. E.g. a Mid-Cap Fund may use NSE Midcap Index as its Benchmark. It makes sense to invest in an MF, only if it has consistently beaten its Benchmark performance over a 3-5 year period.

The Expense Ratio is the fee charged by a Mutual Fund for managing its investors’ money. It is shown as a percentage of the Assets Under Management (AUM). E.g. if you invest Rs. 10,000 in a Fund with an Expense Ratio of 1.5%, then you are paying the Fund Rs. 150 to manage your money. As a general rule, you are told to avoid Funds with high Expense Ratio. However, it can also turn to be a good investment, if it consistently generates excess returns (Alpha) over its Expense Ratio.

Load is the fees charged for buying (i.e. Entry load) and selling (i.e. Exit load) MF units. SEBI has scrapped the Entry load wef August 1, 2009. Some Funds may charge Investors an Exit load only on early exit (e.g. within a year of investment) to encourage long-term investment behaviour.

Rolling Returns consider performance on every day or week (or any specified frequency) of a defined period, and hence, tell you how you would have fared regardless of when you chose to invest. E.g. A monthly five-year Rolling Return is return from 1-Jan-2013 to 1-Jan-2018, 1-Feb-2013 to 1Feb-2018, subsequently for all months. For 3-yr or 2-yr rolling, the year changes respectively. We advise our users to look at Rolling Alpha, because it allows you to evaluate the consistency of a Fund’s performance over time - including the ups and downs of market cycles.

Choosing growth option means you will not receive extra units for Dividend declared by the Fund. Instead, the amount will stay invested in the Fund, thereby compounding your returns. Choose this option, if you prefer capital appreciation over regular income from your investment.

An Open-ended Fund or Scheme is one that is available for subscription and re-purchase on a continuous basis. These schemes do not have a fixed maturity period. Investors can conveniently buy and sell units at Net Asset Value (NAV) related prices which are declared on a daily basis. The key feature of open-end schemes is liquidity. The opposite is closed ended where the fund cannot be sold very easily.

Every fund is assessed on the following:
  1. Consistent Outperformers : Track record of having generated returns above a benchmark on a 3-year rolling basis. Consistent performers are Green, followed by Orange. Red have an inconsistent track record on outperforming the index.
  2. The average 3-year rolling returns number appears in the first button.
  3. Quality of Portfolio is assessed based on the quality of each stock held. Predominantly high quality stocks get a Green second button, followed by Orange and Red (large amount of risky stocks).
  4. Upside Potential: Every fund is assessed on what returns it could deliver in the next 5 years based on it.

Select the fund that is Green on Performance which shows it has consistently outperformed the index. Select one with a high average 3-year rolling returns - the number in the first button. And select one with a Green rating on Quality-the second button.

Use the Funds Screener and select the category. It shows the funds with Green on Performance and Quality right on the top. The ones with the higher average 3-year rolling returns are ranked the highest. Funds with less than 5 years returns history are colored Grey on Performance. Since the track record is not for an adequately long period they feature lower in the list.

Build a well-diversified portfolio with funds that assures you of a stable growth through market and economic cycles and funds that enhance your portfolio returns over the long run.
  1. Core Funds: Choose from Large cap, Large and Mid cap and Flexicap funds.
  2. Booster Funds
    1. Choose from Mid and Small cap funds.
    2. Select a Sector or Thematic Fund that is likely to outperform in the long term.

Use the Fund Portfolio Analyzer, Sher-ya-Billi to check if your portfolio will deliver healthy returns or disappoint you. Go to Fund Portfolio Analyzer. You can also upload details of your funds in the Portfolio Manager and see the report on this page.

When adding a new fund check how different is the fund compared to your portfolio by using the link in the Right allocation box on the Fund Decision Maker.

Most investors have more, many more funds that they should-over diversified. This tends to reduce returns. Many investors have more of the same i.e. they have funds that have very similar portfolios and hence the fund portfolio is not well-diversified. Either there are too many large cap dominated funds or far too many mid and small cap funds. What you require is a good, balanced mix. Finally investors don't know when to exit a fund and end up carrying it even though the future upside potential is very low.
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