Check Before You Invest : Aditya Birla Money Ltd

Snapshot

Q.1 Which industry/sub-sector does Aditya Birla Money Ltd belong to?

Aditya Birla Money Ltd belongs to the BFSI sector, operating specifically within the Finance - Stock Broking segment.

Q.2 Is Aditya Birla Money Ltd a good quality company?

Aditya Birla Money Ltd is a weak quality company, based on a inconsistent 10-year financial track record.

Q.3 Is Aditya Birla Money Ltd undervalued or overvalued?

Aditya Birla Money Ltd appears Undervalued, as its key valuation ratios are below with their past averages.

Q.4 Is Aditya Birla Money Ltd a good buy now?

Aditya Birla Money Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of Aditya Birla Money Ltd?

Aditya Birla Money Ltd revenue growth is 14.7% for FY-2025, which is below its 5-year CAGR of 21.85%, indicating slower growth.

Q.2 Return on capital employed (ROCE) of Aditya Birla Money Ltd?

Aditya Birla Money Ltd Return on capital employed is 13.2% for FY-2025, which is in line with its 5-year historical median of 12.8%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Q.3 Return on Asset of Aditya Birla Money Ltd?

Aditya Birla Money Ltd Return on Asset is 3.3%, which is above its 5-year historical median of 2.6%, indicating improved asset utilization efficiency.

Q.4 Return on Equity (ROE) of Aditya Birla Money Ltd?

Aditya Birla Money Ltd Return on equity is 37.2% for FY-2025, which is in line with its 5-year historical median of 39%, indicating the business is making similar use of its shareholders capital.

Q.5 Cash conversion cycle of Aditya Birla Money Ltd?

Aditya Birla Money Ltd Cash conversion cycle is 470 days, in line with its 5-year historical median of 470 days, indicating stable working capital management. However, you need to compare this with its peers in the industry.

	Current Level	5-year Historic Median
Asset Turnover	0.2	0.22
ROE	37.2	39
ROCE	13.2	12.8
Cash Conversion Cycle	470 days	470 days

Q.6 Gross Profit margin of Aditya Birla Money Ltd?

Aditya Birla Money Ltd Gross profit margin which is the profit after deduction of direct costs, is 24.9% for FY-2025, which is above its 5-year median of 19.8%, indicating increasing margins.

Q.7 Operating Profit Margin of Aditya Birla Money Ltd?

Aditya Birla Money Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 49.89% for FY-2025, which is above its 5-year median of 33.58% indicating increasing margins.

Q.8 Net Profit Margin of Aditya Birla Money Ltd?

Aditya Birla Money Ltd Net Profit Margin is 16.57% for FY-2025, is above with its 5-year median of 12.89%, indicating increasing margins.

	Current Level	5-year Historic Median
Gross Profit Margin	24.9	19.8
Operating Profit Margin	49.89	33.58
Net Profit Margin	16.57	12.89

Q.9 Debt to Equity ratio of Aditya Birla Money Ltd?

Aditya Birla Money Ltd Debt-to-Equity ratio is 7.11, which is above with the industry average of 0.11, indicating higher debt levels in the industry.

Q.10 Debt to cash flow from operations of Aditya Birla Money Ltd?

Aditya Birla Money Ltd Debt to cash flow from operations is -13.3, which is at a unhealthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Aditya Birla Money Ltd?

Promoters hold 73.53% of the Aditya Birla Money Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Aditya Birla Money Ltd vs industry peers?

Aditya Birla Money Ltd revenue CAGR is 21.85%, compared to the industry median CAGR of 18.37%, indicating faster growth and gaining its market share.

Profit Metrics

	Current Level	5-year Industry Median
Revenue Growth	14.7	18.4
Gross Profit Growth	44.2	24.6
Operating Profit Growth	35.2	28.8
Net Profit Growth	39.6	NAN

Operating Efficiency

	Current Level	5-year Industry Median
Asset Turnover	0.2	0.26
ROE	37.2	8.05
ROCE	13.2	10.2
Cash Conversion Cycle (days)	470.02	-107

Valuation & price assessment

Q.1 Stock return of Aditya Birla Money Ltd over the last decade?

Over the last 9 year(s), the stock has delivered a CAGR of 21% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	21%	27.4%	42.7%	1.7%

Q.3 Valuation ratios of Aditya Birla Money Ltd vs historical?

The current P/E is similar that its historical median.

Q.4 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	14.16	14.00	20.01
Price to Book	2.76	4.27	1.64
Price to Sales	1.77	1.76	5.20
EV to EBITDA	-1.03	5.44	6.89

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