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INVESTMENT INSIGHTS

Check Before You Invest : EFC (I) Ltd

BSE: 512008 NSE: EFCIL ISIN: INE886D01026
  |   Sector:  Miscellaneous   |   Industry:  Business Support

Snapshot

Q.1 Which industry/sub-sector does EFC (I) Ltd belong to?
EFC (I) Ltd belongs to the Miscellaneous sector, operating specifically within the Business Support segment.
Q.2 Is EFC (I) Ltd a good quality company?
EFC (I) Ltd is a quality company, based on a 10 year financial track record.
Q.3 Is EFC (I) Ltd undervalued or overvalued?
EFC (I) Ltd appears Overvalued, as its key valuation ratios are above with their past averages.
Q.4 Is EFC (I) Ltd a good buy now?
EFC (I) Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of EFC (I) Ltd?
EFC (I) Ltd revenue growth is 82.7% for FY-2025 , which is below its 5 year CAGR of 246.7% , indicating slower growth.
Q.2 Gross Profit margin of EFC (I) Ltd?
EFC (I) Ltd Gross profit margin which is the profit after deduction of direct costs, is 144.2% for FY-2025 , which is above its 5 year median of 30.8% , indicating increasing margins.
Q.3 Operating Profit Margin of EFC (I) Ltd?
EFC (I) Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 37.15% for FY-2025 , which is above its 5 year median of 0% indicating increasing margins.
Q.4 Net Profit Margin of EFC (I) Ltd?
EFC (I) Ltd Net Profit Margin is 91.84% for FY-2025 , is above with its 5 year median of 7.02%, indicating increasing margins.
Current Level Historic Median
Gross Profit Margin 144.2 30.8
Operating Profit Margin 37.15 -
Net Profit Margin 91.84 7.02
Q.5 Return on Asset of EFC (I) Ltd?
EFC (I) Ltd Return on Asset is 4.4(x), which is above its 5 year historical median of 1.14(x), indicating improved asset utilization efficiency.
Q.6 Return on Equity (ROE) of EFC (I) Ltd?
EFC (I) Ltd Return on equity is 4.84% for FY-2025 , which is above its historical median of 1.41%, indicating the business is making better use of its shareholders capital.
Q.7 Return on capital employed (ROCE) of EFC (I) Ltd?
EFC (I) Ltd Return on capital employed is 7.11% for FY-2025 , which is below its estimated weighted average cost of capital(WACC) 14%, indicating value preservation.
Q.8 Cash conversion cycle of EFC (I) Ltd?
EFC (I) Ltd Cash conversion cycle is -45 , below its historical median of -6 , indicating improved working capital management. However, you need to compare this with its peers in the industry.
Current Level Historic Median
Asset Turnover 0.05 0.05
ROE 4.84 1.41
ROCE 7.11 3.58
Cash Conversion Cycle -45 -6
Q.9 Debt to Equity ratio of EFC (I) Ltd?
EFC (I) Ltd Debt-to-Equity ratio is 0.00 , which is lower with the industry average of 0.07 , indicating lower debt levels in the industry.
Q.10 Debt to cash flow from operations of EFC (I) Ltd?
EFC (I) Ltd Debt to cash flow from operations is 5.95 , which is at a unhealthy level, indicating the business is not able to service its debt comfortably.

Ownership & governance

Q.1 Promoter shareholding and pledge status of EFC (I) Ltd?
Promoters hold 60.44% of the EFC (I) Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of EFC (I) Ltd vs industry peers?
EFC (I) Ltd revenue CAGR is 246.71% , compared to the industry median CAGR of 0.2% , indicating faster growth and gaining its market share.
Profit Metrics
Current Level Industry Median
Revenue 20 28.3
Gross Profit 28.8 6.4
Operating Profit 7 5
Net Profit 18 3
Operating Efficiency
Current Level Industry Median
Asset Turnover 0.05 0.36
ROE 4.84 4.71
ROCE 7.11 10.77
Cash Conversion Cycle -44.53 49

Valuation & price assessment

Q.1 Stock return of EFC (I) Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 44.4% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price 44.4% 97.9% 36.2% -16.3%
Q.3 Valuation ratios of EFC (I) Ltd vs historical?
The current P/E is higher that its historical median.
Q.4 How do the current valuation ratios measure up against the historic numbers and the current industry numbers?
Valuation Ratios Current Historic Median Industry Median
Price to Earnings 81.99 0.00 29.41
Price to Book 6.42 6.96 2.54
Price to Sales 17.83 95.44 4.88
EV to EBITDA 52.85 333.63 11.31

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