Check Before You Invest : Healthy Life Agritec Ltd

Q: Which industry/sub-sector does Healthy Life Agritec Ltd belong to?

Healthy Life Agritec Ltd belongs to the Miscellaneous sector, operating specifically within the Trading segment.

Q: Is Healthy Life Agritec Ltd a good quality company?

Healthy Life Agritec Ltd is a quality company, based on a multi-year financial track record. This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q: Is Healthy Life Agritec Ltd undervalued or overvalued?

Healthy Life Agritec Ltd appears Somewhat Undervalued, as its key valuation ratios are lower than their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 18.15, Historic Median: 23.43. Price to Book, Current: 0.59, Historic Median: 0.78. Price to Sales, Current: 0.53, Historic Median: 0.64. EV to EBITDA, Current: 12.91, Historic Median: 16.10

Q: Is Healthy Life Agritec Ltd a good buy now?

Healthy Life Agritec Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Q: Gross Profit margin of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Gross profit margin which is the profit after deduction of direct costs, is 4.1% for FY-2025, which is in line with its 5-year median of 4.1%, indicating stable margins.

Q: Operating Profit Margin of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 4.38% for FY-2025, which is in line with its 5-year median of 4.19% indicating stable margins.

Q: Net Profit Margin of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Net Profit Margin is 2.9% for FY-2025, is in line with its 5-year median of 2.84%, indicating stable margins. Profitability Metrics. Gross Profit Margin (%), Current: 4.1, Historic Median: 4.1. Operating Profit Margin (%), Current: 4.38, Historic Median: 4.19. Net Profit Margin (%), Current: 2.9, Historic Median: 2.84

Q: Return on Asset of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Return on Asset is 5.63%, which is above its 5-year historical median of 5.33%, indicating improved asset utilization efficiency.

Q: Return on capital employed (ROCE) of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Return on capital employed is 8.62% for FY-2025, which is in line with its 5-year historical median of 8.62%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Q: Return on Equity (ROE) of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Return on equity is 6.59% for FY-2025, which is in line with its 5-year historical median of 6.59%, indicating the business is making similar use of its shareholders capital.

Check Before You Invest : Healthy Life Agritec Ltd

BSE: 543546 NSE: ISIN: INE0L3501015

| Sector: Miscellaneous | Industry: Trading

Snapshot

Q.1 Which industry/sub-sector does Healthy Life Agritec Ltd belong to?

Healthy Life Agritec Ltd belongs to the Miscellaneous sector, operating specifically within the Trading segment.

Q.2 Is Healthy Life Agritec Ltd a good quality company?

Healthy Life Agritec Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q.3 Is Healthy Life Agritec Ltd undervalued or overvalued?

Healthy Life Agritec Ltd appears Somewhat Undervalued, as its key valuation ratios are lower than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	18.15	23.43
Price to Book	0.59	0.78
Price to Sales	0.53	0.64
EV to EBITDA	12.91	16.10

Q.4 Is Healthy Life Agritec Ltd a good buy now?

Healthy Life Agritec Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.
How efficiently has it utilized Capital?
By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.
How is it managing its Debt?
By checking its Debt to Equity and Cash Flow from Operations.

Q.1 Gross Profit margin of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Gross profit margin which is the profit after deduction of direct costs, is 4.1% for FY-2025, which is in line with its 5-year median of 4.1%, indicating stable margins.

Q.2 Operating Profit Margin of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 4.38% for FY-2025, which is in line with its 5-year median of 4.19% indicating stable margins.

Q.3 Net Profit Margin of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Net Profit Margin is 2.9% for FY-2025, is in line with its 5-year median of 2.84%, indicating stable margins.

	Current Level	5-year Historic Median
Gross Profit Margin (%)	4.1	4.1
Operating Profit Margin (%)	4.38	4.19
Net Profit Margin (%)	2.9	2.84

B: Does the business utilize capital efficiently?

Q.4 Return on Asset of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Return on Asset is 5.63%, which is above its 5-year historical median of 5.33%, indicating improved asset utilization efficiency.

Q.5 Return on capital employed (ROCE) of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Return on capital employed is 8.62% for FY-2025, which is in line with its 5-year historical median of 8.62%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Q.6 Return on Equity (ROE) of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Return on equity is 6.59% for FY-2025, which is in line with its 5-year historical median of 6.59%, indicating the business is making similar use of its shareholders capital.

Q.7 Cash conversion cycle of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Cash conversion cycle is 94 days, above its 5-year historical median of 36 days, indicating deteriorated working capital management. However, you need to compare this with its peers in the industry.

	Current Level	5-year Historic Median
Asset Turnover (x)	1.94	1.94
ROE (%)	6.59	6.59
ROCE (%)	8.62	8.62
Cash Conversion Cycle	94 days	36 days

C: How much debt does the business have and is it at a sustainable level?

Q.8 Debt to Equity ratio of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Debt-to-Equity ratio is 0.09, which is above the industry average of 0.03, indicating higher debt levels in the industry.

Q.9 Debt to cash flow from operations of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd Debt to cash flow from operations is -3.39, which is at a unhealthy level.

Ownership & governance

D: Promoter shareholding and pledge status of Healthy Life Agritec Ltd?

Q.1 Promoter shareholding and pledge status of Healthy Life Agritec Ltd?

Promoters hold 28.85% of the Healthy Life Agritec Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Healthy Life Agritec Ltd performance compare with that of its Peers?

Q.1 Revenue growth of Healthy Life Agritec Ltd vs industry peers?

Healthy Life Agritec Ltd revenue CAGR is 0.00%, compared to the industry median CAGR of 0%, indicating stable growth and maintaining its market share.

Profit Metrics

	Current Level	5-year Industry Median
Revenue Growth (%)	-	-
Gross Profit Growth (%)	24.3	17.7
Operating Profit Growth (%)	24.8	16.1
Net Profit Growth (%)	25.5	17.2

Operating Efficiency

	Current Level	5-year Industry Median
Asset Turnover (x)	1.94	0.52
ROE (%)	6.59	2.05
ROCE (%)	8.62	3.6
Cash Conversion Cycle (days)	94.19	46

Valuation & price assessment

Q.1 Stock return of Healthy Life Agritec Ltd over the last decade?

Over the last 3 year(s), the stock has delivered a CAGR of 22.97% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-	23%	-82.4%

Q.2 Valuation ratios of Healthy Life Agritec Ltd vs historical?

The current P/E ratio of 18.15 is lower than its historical median of 23.43, indicating that the stock is trading below its historical average valuation.

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	18.15	23.43	33.62
Price to Book	0.59	0.78	1.57
Price to Sales	0.53	0.64	2.21
EV to EBITDA	12.91	16.10	14.09

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Check Before You Invest : Healthy Life Agritec Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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