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INVESTMENT INSIGHTS

Check Before You Invest : Morgan Ventures Ltd

BSE: 526237 NSE: ISIN: INE902C01015
  |   Sector:  BFSI   |   Industry:  Finance - NBFC

Snapshot

Q.1 Which industry/sub-sector does Morgan Ventures Ltd belong to?
Morgan Ventures Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.
Q.2 Is Morgan Ventures Ltd a good quality company?
Morgan Ventures Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Morgan Ventures Ltd undervalued or overvalued?
Morgan Ventures Ltd appears Fair, as its key valuation ratios are in line with their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios Current 5-year
Historic Median
Price to Earnings 6.12 4.47
Price to Book 0.57 0.72
Price to Sales 1.81 2.40
EV to EBITDA 8.28 8.27
Q.4 Is Morgan Ventures Ltd a good buy now?
Morgan Ventures Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Morgan Ventures Ltd?
Morgan Ventures Ltd Operating Income growth is 96.94% for FY-2025, which is below its 5-year CAGR of 107.99%, indicating slower growth.

Q.2 Return on Assets of Morgan Ventures Ltd?
Morgan Ventures Ltd Return on Asset is 10.1%, which is above its 5-year historical median of 4.5%, indicating improved earnings on assets.
Current Level 5-year
Historic Median
NPM (%) 56.54 50.05
PPOP (%) 137.56 61.08
RoA (%) 10.1 4.5

Q.3 Return on Equity (ROE) of Morgan Ventures Ltd?
Morgan Ventures Ltd Return on Equity is 33.5% for FY-2025, which is above its 5-year historical median of 17%, indicating the business is making better use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Morgan Ventures Ltd?
Morgan Ventures Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 137.56% for FY-2025, which is above its 5-year median(61.08%), indicating increasing margins.

Q.5 Net Profit Margin of Morgan Ventures Ltd?
Morgan Ventures Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 56.54% for FY-2025, which is above its 5-year median( 50.05%), indicating increasing margins.

Q.6 Does its ROIC exceed its WACC?
Morgan Ventures Ltd return on invested capital (ROIC) is 14.26% for FY-2025, is - than its estimated weighted average cost of capital (WACC) of 14%, indicating -.

B: Does the bank grow efficiently and manage its operating costs?

Q.7 Total Asset growth of Morgan Ventures Ltd?
Morgan Ventures Ltd Total Asset growth is 21.23% for FY-2025, which is below its 5-year CAGR of 29.85%, indicating slower growth.

C: How strong is the bank’s capital position and asset quality?

Q.8 Capital Adequacy ratio of Morgan Ventures Ltd?
Morgan Ventures Ltd Capital Adequacy ratio (CAR) is 32% for FY-2025, which is above the regulatory requirement of 15%, indicating strong capital position.

Ownership & governance

D: Promoter shareholding and pledge status of Morgan Ventures Ltd?

Q.1 Promoter shareholding and pledge status of Morgan Ventures Ltd?
Promoters hold 74.80% of the Morgan Ventures Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Morgan Ventures Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Morgan Ventures Ltd vs Industry Peers?
Morgan Ventures Ltd AUM CAGR is 29.85%, compared to the 5-year industry median CAGR of 9.71%, indicating faster growth and gaining its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Morgan Ventures Ltd vs industry peers
Morgan Ventures Ltd profit metrics are above the industry median level of 4.76%, indicating stronger profitability compared to peers.
Profit Metrics
Current Level 5-year
Industry Median
NPM (%) 56.54 12.87
PPOP (%) 137.56 -
RoA (%) 10.1 1.4

Q.3 Operating efficiency of Morgan Ventures Ltd vs industry peers?
Morgan Ventures Ltd ROCE (10.5) is above the industry median of (4.15); while the current ROE (17) are above than the 5-year average Industry ROE (2.3). This shows that the business is positioned in the top quartile of the industry.
Operating Efficiency
Current Level 5-year
Industry Median
NPM (%) 56.54 12.87
PPOP (%) 137.56 -
RoA (%) 10.1 1.4
ROCE (%) 18.9 4.15
ROE (%) 33.5 2.3

Valuation & price assessment

Q.1 Stock return of Morgan Ventures Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 17.8% based on the current price.
9Y 5Y 3Y 1Y
Share Price
CAGR		 17.8% 31.6% 11.6% -34.8%
Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?
Valuation Ratios Current 5-year
Historic Median		 5-year
Industry Median
Price to Earnings 6.12 4.47 29.12
Price to Book 0.57 0.72 1.11
Price to Sales 1.81 2.40 9.10
EV to EBITDA 8.28 8.27 11.77
Q.3 Valuation ratios of Morgan Ventures Ltd vs historical and industry averages?
The current Price-to-Book (P/B) ratio of 0.57 is lower than its historical median of 0.72, indicating that the stock is trading below its historical average valuation.

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