SEBI Reg. Investment Advisor

Download App

MoneyWorks4Me

Check Before You Invest : Pajson Agro India Ltd

BSE: 544657 NSE: ISIN: INE14LM01012
  |   Sector:  FMCG   |   Industry:  Consumer Food

Snapshot

Q.1 Which industry/sub-sector does Pajson Agro India Ltd belong to?
Pajson Agro India Ltd belongs to the FMCG sector, operating specifically within the Consumer Food segment.
Q.2 Is Pajson Agro India Ltd a good quality company?
Pajson Agro India Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q.3 Is Pajson Agro India Ltd undervalued or overvalued?
Pajson Agro India Ltd appears Somewhat overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios Current 3-year
Historic Median
Price to Earnings 17.72 20.29
Price to Book 3.31 3.34
Price to Sales 1.72 2.21
EV to EBITDA 11.86 14.00
Q.4 Is Pajson Agro India Ltd a good buy now?
Pajson Agro India Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

Q.1 Gross Profit margin of Pajson Agro India Ltd?
Pajson Agro India Ltd Gross profit margin which is the profit after deduction of direct costs, is 15.3% for FY-2025, which is above its 3-year median of 5.8%, indicating increasing margins.

Q.2 Operating Profit Margin of Pajson Agro India Ltd?
Pajson Agro India Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 16.17% for FY-2025, which is above its 3-year median of 5.85% indicating increasing margins.

Q.3 Net Profit Margin of Pajson Agro India Ltd?
Pajson Agro India Ltd Net Profit Margin is 10.9% for FY-2025, is above its 3-year median of 3.5%, indicating increasing margins.
Current Level 3-year
Historic Median
Gross Profit Margin (%) 15.3 5.8
Operating Profit Margin (%) 16.17 5.85
Net Profit Margin (%) 10.9 3.5

B: Does the business utilize capital efficiently?

Q.4 Return on Asset of Pajson Agro India Ltd?
Pajson Agro India Ltd Return on Asset is 33.71%, which is above its 3-year historical median of 6.36%, indicating improved asset utilization efficiency.

Q.5 Return on capital employed (ROCE) of Pajson Agro India Ltd?
Pajson Agro India Ltd Return on capital employed is 59.47% for FY-2025, which is above its 3-year historical median of 16.22%. The current ROCE is above its estimated weighted average cost of capital (WACC) of 14%, indicating value creation.

Q.6 Return on Equity (ROE) of Pajson Agro India Ltd?
Pajson Agro India Ltd Return on equity is 60.05% for FY-2025, which is above its 3-year historical median of 15.16%, indicating the business is making better use of its shareholders capital.

C: How much debt does the business have and is it at a sustainable level?

Q.7 Debt to Equity ratio of Pajson Agro India Ltd?
Pajson Agro India Ltd Debt-to-Equity ratio is 0.33, which is lower the industry average of 0.49, indicating lower debt levels in the industry.

Q.8 Debt to cash flow from operations of Pajson Agro India Ltd?
Pajson Agro India Ltd Debt to cash flow from operations is 0.9, which is at a healthy level.

Ownership & governance

D: Promoter shareholding and pledge status of Pajson Agro India Ltd?

Q.1 Promoter shareholding and pledge status of Pajson Agro India Ltd?
Promoters hold 62.47% of the Pajson Agro India Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Pajson Agro India Ltd performance compare with that of its Peers?

Q.1 Revenue growth of Pajson Agro India Ltd vs industry peers?
Pajson Agro India Ltd revenue CAGR is 0.00%, compared to the industry median CAGR of 10.88%, indicating slower growth and losing its market share.
Profit Metrics
Current Level 3-year
Industry Median
Revenue Growth (%) - 10.9
Gross Profit Growth (%) 383.3 22.5
Operating Profit Growth (%) 400 20.2
Net Profit Growth (%) 566.7 35.9
Operating Efficiency
Current Level 3-year
Industry Median
Asset Turnover (x) 3.09 1.41
ROE (%) 60.05 10.56
ROCE (%) 59.47 13.39
Cash Conversion Cycle (days) 19.94 55

Valuation & price assessment

Q.1 Stock return of Pajson Agro India Ltd over the last decade?
Over the last - year(s), the stock has delivered a CAGR of N/A% based on the current price.
9Y 5Y 3Y 1Y
Share Price
CAGR
- - - -
Q.2 Valuation ratios of Pajson Agro India Ltd vs historical?
The current P/E ratio of 17.72 is lower than its historical median of 20.29, indicating that the stock is trading below its historical average valuation.
Q.3 How do the current valuation ratios compare with 3-year historical median and industry numbers?
Valuation Ratios Current 3-year
Historic Median
3-year
Industry Median
Price to Earnings 17.72 20.29 26.80
Price to Book 3.31 3.34 2.57
Price to Sales 1.72 2.21 1.46
EV to EBITDA 11.86 14.00 14.89

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

×