Check Before You Invest : Panache Digilife Ltd

Q: Which industry/sub-sector does Panache Digilife Ltd belong to?

Panache Digilife Ltd belongs to the Consumer Durables sector, operating specifically within the IT - Hardware segment.

Q: Is Panache Digilife Ltd a good quality company?

Panache Digilife Ltd is a average quality company, based on a somewhat consistent multi-year financial track record. This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q: Is Panache Digilife Ltd undervalued or overvalued?

Panache Digilife Ltd appears Somewhat overvalued, as its key valuation ratios are higher than their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 36, Historic Median: 61.91. Price to Book, Current: 5.09, Historic Median: 2.71. Price to Sales, Current: 2.38, Historic Median: 1.19. EV to EBITDA, Current: 20.47, Historic Median: 18.31

Q: Is Panache Digilife Ltd a good buy now?

Panache Digilife Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Q: Revenue growth of Panache Digilife Ltd?

Panache Digilife Ltd revenue growth is 20.1% for FY-2025, which is above its 5-year CAGR of 10.22%, indicating faster growth.

Q: Gross Profit margin of Panache Digilife Ltd?

Panache Digilife Ltd Gross profit margin which is the profit after deduction of direct costs, is 7.5% for FY-2025, which is above its 5-year median of 6%, indicating increasing margins.

Q: Operating Profit Margin of Panache Digilife Ltd?

Panache Digilife Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 9.19% for FY-2025, which is above its 5-year median of 6.6% indicating increasing margins.

Q: Net Profit Margin of Panache Digilife Ltd?

Panache Digilife Ltd Net Profit Margin is 5.05% for FY-2025, is above its 5-year median of 2.44%, indicating increasing margins. Profitability Metrics. Gross Profit Margin (%), Current: 7.5, Historic Median: 6. Operating Profit Margin (%), Current: 9.19, Historic Median: 6.6. Net Profit Margin (%), Current: 5.05, Historic Median: 2.44

Q: Return on Asset of Panache Digilife Ltd?

Panache Digilife Ltd Return on Asset is 5.46%, which is above its 5-year historical median of 2.64%, indicating improved asset utilization efficiency.

Q: Return on capital employed (ROCE) of Panache Digilife Ltd?

Panache Digilife Ltd Return on capital employed is 13.14% for FY-2025, which is above its 5-year historical median of 10.7%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Check Before You Invest : Panache Digilife Ltd

Snapshot

Q.1 Which industry/sub-sector does Panache Digilife Ltd belong to?

Panache Digilife Ltd belongs to the Consumer Durables sector, operating specifically within the IT - Hardware segment.

Q.2 Is Panache Digilife Ltd a good quality company?

Panache Digilife Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q.3 Is Panache Digilife Ltd undervalued or overvalued?

Panache Digilife Ltd appears Somewhat overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	36	61.91
Price to Book	5.09	2.71
Price to Sales	2.38	1.19
EV to EBITDA	20.47	18.31

Q.4 Is Panache Digilife Ltd a good buy now?

Panache Digilife Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.
How efficiently has it utilized Capital?
By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.
How is it managing its Debt?
By checking its Debt to Equity and Cash Flow from Operations.

A: What are the trends in revenue and profit margins?

Q.1 Revenue growth of Panache Digilife Ltd?

Panache Digilife Ltd revenue growth is 20.1% for FY-2025, which is above its 5-year CAGR of 10.22%, indicating faster growth.

Q.2 Gross Profit margin of Panache Digilife Ltd?

Panache Digilife Ltd Gross profit margin which is the profit after deduction of direct costs, is 7.5% for FY-2025, which is above its 5-year median of 6%, indicating increasing margins.

Q.3 Operating Profit Margin of Panache Digilife Ltd?

Panache Digilife Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 9.19% for FY-2025, which is above its 5-year median of 6.6% indicating increasing margins.

Q.4 Net Profit Margin of Panache Digilife Ltd?

Panache Digilife Ltd Net Profit Margin is 5.05% for FY-2025, is above its 5-year median of 2.44%, indicating increasing margins.

	Current Level	5-year Historic Median
Gross Profit Margin (%)	7.5	6
Operating Profit Margin (%)	9.19	6.6
Net Profit Margin (%)	5.05	2.44

B: Does the business utilize capital efficiently?

Q.5 Return on Asset of Panache Digilife Ltd?

Panache Digilife Ltd Return on Asset is 5.46%, which is above its 5-year historical median of 2.64%, indicating improved asset utilization efficiency.

Q.6 Return on capital employed (ROCE) of Panache Digilife Ltd?

Panache Digilife Ltd Return on capital employed is 13.14% for FY-2025, which is above its 5-year historical median of 10.7%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Q.7 Return on Equity (ROE) of Panache Digilife Ltd?

Panache Digilife Ltd Return on equity is 11.1% for FY-2025, which is above its 5-year historical median of 6.26%, indicating the business is making better use of its shareholders capital.

Q.8 Cash conversion cycle of Panache Digilife Ltd?

Panache Digilife Ltd Cash conversion cycle is 180 days, in line with its 5-year historical median of 180 days, indicating stable working capital management. However, you need to compare this with its peers in the industry.

	Current Level	5-year Historic Median
Asset Turnover (x)	1.08	1.08
ROE (%)	11.1	6.26
ROCE (%)	13.14	10.7
Cash Conversion Cycle	180 days	180 days

C: How much debt does the business have and is it at a sustainable level?

Q.9 Debt to Equity ratio of Panache Digilife Ltd?

Panache Digilife Ltd Debt-to-Equity ratio is 0.30, which is above the industry average of 0.16, indicating higher debt levels in the industry.

Q.10 Debt to cash flow from operations of Panache Digilife Ltd?

Panache Digilife Ltd Debt to cash flow from operations is -1.6, which is at a unhealthy level.

Ownership & governance

D: Promoter shareholding and pledge status of Panache Digilife Ltd?

Q.1 Promoter shareholding and pledge status of Panache Digilife Ltd?

Promoters hold 54.05% of the Panache Digilife Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Panache Digilife Ltd performance compare with that of its Peers?

Q.1 Revenue growth of Panache Digilife Ltd vs industry peers?

Panache Digilife Ltd revenue CAGR is 10.22%, compared to the industry median CAGR of 4.28%, indicating faster growth and gaining its market share.

Profit Metrics

	Current Level	5-year Industry Median
Revenue Growth (%)	20.1	4.3
Gross Profit Growth (%)	50	29.1
Operating Profit Growth (%)	83.3	28.1
Net Profit Growth (%)	0	34.8

Operating Efficiency

	Current Level	5-year Industry Median
Asset Turnover (x)	1.08	0.6
ROE (%)	11.1	5.65
ROCE (%)	13.14	7.84
Cash Conversion Cycle (days)	180.34	45

Valuation & price assessment

Q.1 Stock return of Panache Digilife Ltd over the last decade?

Over the last 5 year(s), the stock has delivered a CAGR of 42.94% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	-	42.9%	78.9%	88.2%

Q.2 Valuation ratios of Panache Digilife Ltd vs historical?

The current P/E ratio of 36 is lower than its historical median of 61.91, indicating that the stock is trading below its historical average valuation.

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	36	61.91	36.44
Price to Book	5.09	2.71	1.97
Price to Sales	2.38	1.19	2.97
EV to EBITDA	20.47	18.31	15.44

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Check Before You Invest : Panache Digilife Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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