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Check Before You Invest : Radiant Cash Management Services Ltd

BSE: 543732 NSE: RADIANTCMS ISIN: INE855R01021
  |   Sector:  Miscellaneous   |   Industry:  Business Support

Snapshot

Q.1 Which industry/sub-sector does Radiant Cash Management Services Ltd belong to?
Radiant Cash Management Services Ltd belongs to the Miscellaneous sector, operating specifically within the Business Support segment.
Q.2 Is Radiant Cash Management Services Ltd a good quality company?
Radiant Cash Management Services Ltd is a good quality company, based on a consistently good 10 year financial track record.
Q.3 Is Radiant Cash Management Services Ltd undervalued or overvalued?
Radiant Cash Management Services Ltd appears Overvalued, as its key valuation ratios are above with their past averages.
Q.4 Is Radiant Cash Management Services Ltd a good buy now?
Radiant Cash Management Services Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of Radiant Cash Management Services Ltd?
Radiant Cash Management Services Ltd revenue growth is 5.3% for FY-2025 , which is below its 5 year CAGR of 10.3% , indicating slower growth.
Q.2 Gross Profit margin of Radiant Cash Management Services Ltd?
Radiant Cash Management Services Ltd Gross profit margin which is the profit after deduction of direct costs, is 17.4% for FY-2025 , which is below its 5 year median of 19.5% , indicating decreasing margins.
Q.3 Operating Profit Margin of Radiant Cash Management Services Ltd?
Radiant Cash Management Services Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 21.57% for FY-2025 , which is below its 5 year median of 27.01% indicating decreasing margins.
Q.4 Net Profit Margin of Radiant Cash Management Services Ltd?
Radiant Cash Management Services Ltd Net Profit Margin is 11.27% for FY-2025 , is below with its 5 year median of 13.36%, indicating decreasing margins.
Current Level Historic Median
Gross Profit Margin 17.4 19.5
Operating Profit Margin 21.57 27.01
Net Profit Margin 11.27 13.36
Q.5 Return on Asset of Radiant Cash Management Services Ltd?
Radiant Cash Management Services Ltd Return on Asset is 13.01%, which is below its 5 year historical median of 20.48%, indicating deteriorated asset utilization efficiency.
Q.6 Return on Equity (ROE) of Radiant Cash Management Services Ltd?
Radiant Cash Management Services Ltd Return on equity is 17.35% for FY-2025 , which is below its historical median of 26.33%, indicating the business is making worse use of its shareholders capital.
Q.7 Return on capital employed (ROCE) of Radiant Cash Management Services Ltd?
Radiant Cash Management Services Ltd Return on capital employed is 26.71% for FY-2025 , which is above its estimated weighted average cost of capital(WACC) 14%, indicating value creation.
Q.8 Cash conversion cycle of Radiant Cash Management Services Ltd?
Radiant Cash Management Services Ltd Cash conversion cycle is 63 days, below its historical median of 73 days, indicating improved working capital management. However, you need to compare this with its peers in the industry.
Current Level Historic Median
Asset Turnover 1.15 1.4
ROE 17.35 26.33
ROCE 26.71 44.02
Cash Conversion Cycle 63 days 73 days
Q.9 Debt to Equity ratio of Radiant Cash Management Services Ltd?
Radiant Cash Management Services Ltd Debt-to-Equity ratio is 0.33 , which is above with the industry average of 0.07 , indicating higher debt levels in the industry.
Q.10 Debt to cash flow from operations of Radiant Cash Management Services Ltd?
Radiant Cash Management Services Ltd Debt to cash flow from operations is 1.69 , which is at a moderate level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Radiant Cash Management Services Ltd?
Promoters hold 56.92% of the Radiant Cash Management Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Radiant Cash Management Services Ltd vs industry peers?
Radiant Cash Management Services Ltd revenue CAGR is 10.29% , compared to the industry median CAGR of 0.2% , indicating faster growth and gaining its market share.
Profit Metrics
Current Level Industry Median
Revenue 405.1 28.3
Gross Profit 70.5 6.4
Operating Profit 87 5
Net Profit 46 3
Operating Efficiency
Current Level Industry Median
Asset Turnover 1.15 0.36
ROE 17.35 4.71
ROCE 26.71 10.77
Cash Conversion Cycle (days) 63.43 49

Valuation & price assessment

Q.1 Stock return of Radiant Cash Management Services Ltd over the last decade?
Over the last 3 year(s), the stock has delivered a CAGR of -24.26% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price - - -24.3% -37.4%
Q.3 Valuation ratios of Radiant Cash Management Services Ltd vs historical?
The current P/E is lower that its historical median.
Q.4 How do the current valuation ratios measure up against the historic numbers and the current industry numbers?
Valuation Ratios Current Historic Median Industry Median
Price to Earnings 11.12 15.81 29.41
Price to Book 1.59 4.06 2.54
Price to Sales 1.09 2.80 4.88
EV to EBITDA 5.06 7.87 11.31

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