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INVESTMENT INSIGHTS

Check Before You Invest : Spencers Retail Ltd

BSE: 542337 NSE: SPENCERS ISIN: INE020801028
  |   Sector:  Retail   |   Industry:  Retailing

Snapshot

Q.1 Which industry/sub-sector does Spencers Retail Ltd belong to?
Spencers Retail Ltd belongs to the Retail sector, operating specifically within the Retailing segment.
Q.2 Is Spencers Retail Ltd a good quality company?
Spencers Retail Ltd is a quality company, based on a 10 year financial track record.
Q.3 Is Spencers Retail Ltd undervalued or overvalued?
Spencers Retail Ltd appears Overvalued, as its key valuation ratios are above with their past averages.
Q.4 Is Spencers Retail Ltd a good buy now?
Spencers Retail Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of Spencers Retail Ltd?
Spencers Retail Ltd revenue growth is -14.9% for FY-2025 , which is below its 5 year CAGR of -5.5% , indicating slower growth.
Q.2 Gross Profit margin of Spencers Retail Ltd?
Spencers Retail Ltd Gross profit margin which is the profit after deduction of direct costs, is -4.8% for FY-2025 , which is below its 5 year median of -3% , indicating decreasing margins.
Q.3 Operating Profit Margin of Spencers Retail Ltd?
Spencers Retail Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is -2.17% for FY-2025 , which is below its 5 year median of -0.42% indicating decreasing margins.
Q.4 Net Profit Margin of Spencers Retail Ltd?
Spencers Retail Ltd Net Profit Margin is -12.35% for FY-2025 , is below with its 5 year median of -8.58%, indicating decreasing margins.
Current Level Historic Median
Gross Profit Margin -4.8 -3
Operating Profit Margin -2.17 -0.42
Net Profit Margin -12.35 -8.58
Q.5 Return on Asset of Spencers Retail Ltd?
Spencers Retail Ltd Return on Asset is -16.39(x), which is below its 5 year historical median of -13.17(x), indicating deteriorated asset utilization efficiency.
Q.6 Return on Equity (ROE) of Spencers Retail Ltd?
Spencers Retail Ltd Return on equity is 0% for FY-2025 , which is in line with its historical median of 0%, indicating the business is making similar use of its shareholders capital.
Q.7 Return on capital employed (ROCE) of Spencers Retail Ltd?
Spencers Retail Ltd Return on capital employed is -28.28% for FY-2025 , which is below its estimated weighted average cost of capital(WACC) 14%, indicating value preservation.
Q.8 Cash conversion cycle of Spencers Retail Ltd?
Spencers Retail Ltd Cash conversion cycle is -25 , below its historical median of -11 , indicating improved working capital management. However, you need to compare this with its peers in the industry.
Current Level Historic Median
Asset Turnover 1.44 1.59
ROE - -
ROCE -28.28 -23.49
Cash Conversion Cycle -25 -11
Q.9 Debt to Equity ratio of Spencers Retail Ltd?
Spencers Retail Ltd Debt-to-Equity ratio is -1.40 , which is lower with the industry average of 0.29 , indicating lower debt levels in the industry.
Q.10 Debt to cash flow from operations of Spencers Retail Ltd?
Spencers Retail Ltd Debt to cash flow from operations is 24.76 , which is at a unhealthy level, indicating the business is not able to service its debt comfortably.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Spencers Retail Ltd?
Promoters hold 58.81% of the Spencers Retail Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Spencers Retail Ltd vs industry peers?
Spencers Retail Ltd revenue CAGR is -5.48% , compared to the industry median CAGR of 0.00% , indicating stable growth and maintaining its market share.
Profit Metrics
Current Level Industry Median
Revenue 1,995.2 248.2
Gross Profit -95.8 5.5
Operating Profit -55 5.6
Net Profit -246 1.6
Operating Efficiency
Current Level Industry Median
Asset Turnover 1.44 1.12
ROE - 4.14
ROCE -28.28 12.58
Cash Conversion Cycle -25.07 39

Valuation & price assessment

Q.1 Stock return of Spencers Retail Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 0% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price - -14.2% -16.9% -48%
Q.3 Valuation ratios of Spencers Retail Ltd vs historical?
The current P/E is similar that its historical median.
Q.4 How do the current valuation ratios measure up against the historic numbers and the current industry numbers?
Valuation Ratios Current Historic Median Industry Median
Price to Earnings - 0.00 69.86
Price to Book -0.36 6.62 3.21
Price to Sales 0.17 0.30 1.29
EV to EBITDA 108.93 7.61 13.01

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