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INVESTMENT INSIGHTS

Check Before You Invest : Usha Martin Education & Solutions Ltd

BSE: 532398 NSE: UMESLTD ISIN: INE240C01028
  |   Sector:  IT & ITES   |   Industry:  IT - Education

Snapshot

Q.1 Which industry/sub-sector does Usha Martin Education & Solutions Ltd belong to?
Usha Martin Education & Solutions Ltd belongs to the IT & ITES sector, operating specifically within the IT - Education segment.
Q.2 Is Usha Martin Education & Solutions Ltd a good quality company?
Usha Martin Education & Solutions Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q.3 Is Usha Martin Education & Solutions Ltd undervalued or overvalued?
Usha Martin Education & Solutions Ltd appears Somewhat overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios Current 5-year
Historic Median
Price to Earnings 76.62 176.97
Price to Book 1.04 1.02
Price to Sales 21.71 22.38
EV to EBITDA 59.37 59.00
Q.4 Is Usha Martin Education & Solutions Ltd a good buy now?
Usha Martin Education & Solutions Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

A: What are the trends in revenue and profit margins?

Q.1 Revenue growth of Usha Martin Education & Solutions Ltd?
Usha Martin Education & Solutions Ltd revenue growth is -28.8% for FY-2025, which is below its 5-year CAGR of -6.04%, indicating slower growth.

Q.2 Gross Profit margin of Usha Martin Education & Solutions Ltd?
Usha Martin Education & Solutions Ltd Gross profit margin which is the profit after deduction of direct costs, is 33.5% for FY-2025, which is above its 5-year median of 8.7%, indicating increasing margins.

Q.3 Operating Profit Margin of Usha Martin Education & Solutions Ltd?
Usha Martin Education & Solutions Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 1.27% for FY-2025, which is below its 5-year median of 19.54% indicating decreasing margins.

Q.4 Net Profit Margin of Usha Martin Education & Solutions Ltd?
Usha Martin Education & Solutions Ltd Net Profit Margin is 32.75% for FY-2025, is above its 5-year median of 8.03%, indicating increasing margins.
Current Level 5-year
Historic Median
Gross Profit Margin (%) 33.5 8.7
Operating Profit Margin (%) 1.27 19.54
Net Profit Margin (%) 32.75 8.03

B: Does the business utilize capital efficiently?

Q.5 Return on Asset of Usha Martin Education & Solutions Ltd?
Usha Martin Education & Solutions Ltd Return on Asset is 1.05%, which is above its 5-year historical median of 0.29%, indicating improved asset utilization efficiency.

Q.6 Return on capital employed (ROCE) of Usha Martin Education & Solutions Ltd?
Usha Martin Education & Solutions Ltd Return on capital employed is 1.96% for FY-2025, which is above its 5-year historical median of 1.34%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Q.7 Return on Equity (ROE) of Usha Martin Education & Solutions Ltd?
Usha Martin Education & Solutions Ltd Return on equity is 1.25% for FY-2025, which is above its 5-year historical median of 0.39%, indicating the business is making better use of its shareholders capital.

C: How much debt does the business have and is it at a sustainable level?

Q.8 Debt to Equity ratio of Usha Martin Education & Solutions Ltd?
Usha Martin Education & Solutions Ltd Debt-to-Equity ratio is 0.05, which is above the industry average of 0.00, indicating higher debt levels in the industry.

Q.9 Debt to cash flow from operations of Usha Martin Education & Solutions Ltd?
Usha Martin Education & Solutions Ltd Debt to cash flow from operations is 0.6, which is at a healthy level.

Ownership & governance

D: Promoter shareholding and pledge status of Usha Martin Education & Solutions Ltd?

Q.1 Promoter shareholding and pledge status of Usha Martin Education & Solutions Ltd?
Promoters hold 39.82% of the Usha Martin Education & Solutions Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Usha Martin Education & Solutions Ltd performance compare with that of its Peers?

Q.1 Revenue growth of Usha Martin Education & Solutions Ltd vs industry peers?
Usha Martin Education & Solutions Ltd revenue CAGR is -6.04%, compared to the industry median CAGR of 0.00%, indicating slower growth and losing its market share.
Profit Metrics
Current Level 5-year
Industry Median
Revenue Growth (%) -28.8 0
Gross Profit Growth (%) -30.8 19.3
Operating Profit Growth (%) -95.8 23.5
Net Profit Growth (%) 70 14.5
Operating Efficiency
Current Level 5-year
Industry Median
Asset Turnover (x) 0.03 0.04
ROE (%) 1.25 0.02
ROCE (%) 1.96 0.29
Cash Conversion Cycle (days) -14.94 26

Valuation & price assessment

Q.1 Stock return of Usha Martin Education & Solutions Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 6.7% based on the current price.
9Y 5Y 3Y 1Y
Share Price
CAGR		 6.7% 13.3% 13% -2.3%
Q.2 Valuation ratios of Usha Martin Education & Solutions Ltd vs historical?
The current P/E ratio of 76.62 is lower than its historical median of 176.97, indicating that the stock is trading below its historical average valuation.
Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?
Valuation Ratios Current 5-year
Historic Median		 5-year
Industry Median
Price to Earnings 76.62 176.97 31.69
Price to Book 1.04 1.02 1.07
Price to Sales 21.71 22.38 6.43
EV to EBITDA 59.37 59.00 9.28

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