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INVESTMENT INSIGHTS

Check Before You Invest : Banco Products (India) Ltd

BSE: 500039 NSE: BANCOINDIA ISIN: INE213C01025
  |   Sector:  Automobiles   |   Industry:  Auto Ancillary

Snapshot

Q.1 Which industry/sub-sector does Banco Products (India) Ltd belong to?
Banco Products (India) Ltd belongs to the Automobiles sector, operating specifically within the Auto Ancillary segment.
Q.2 Is Banco Products (India) Ltd a good quality company?
Banco Products (India) Ltd is a good quality company, based on a consistently good 10 year financial track record.
Q.3 Is Banco Products (India) Ltd undervalued or overvalued?
Banco Products (India) Ltd appears Overvalued, as its key valuation ratios are above with their past averages.
Q.4 Is Banco Products (India) Ltd a good buy now?
Banco Products (India) Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of Banco Products (India) Ltd?
Banco Products (India) Ltd revenue growth is 9.3% for FY-2025 , which is below its 5 year CAGR of 13.1% , indicating slower growth.
Q.2 Gross Profit margin of Banco Products (India) Ltd?
Banco Products (India) Ltd Gross profit margin which is the profit after deduction of direct costs, is 30.3% for FY-2025 , which is above its 5 year median of 29.8% , indicating increasing margins.
Q.3 Operating Profit Margin of Banco Products (India) Ltd?
Banco Products (India) Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 17.74% for FY-2025 , which is in line with its 5 year median of 17.74% indicating stable margins.
Q.4 Net Profit Margin of Banco Products (India) Ltd?
Banco Products (India) Ltd Net Profit Margin is 24.1% for FY-2025 , is in line with with its 5 year median of 24.1%, indicating stable margins.
Current Level Historic Median
Gross Profit Margin 30.3 29.8
Operating Profit Margin 17.74 17.74
Net Profit Margin 24.1 24.1
Q.5 Return on Asset of Banco Products (India) Ltd?
Banco Products (India) Ltd Return on Asset is 27.55%, which is in line with its 5 year historical median of 27.55%, indicating stable asset utilization efficiency.
Q.6 Return on Equity (ROE) of Banco Products (India) Ltd?
Banco Products (India) Ltd Return on equity is 33.45% for FY-2025 , which is in line with its historical median of 33.45%, indicating the business is making similar use of its shareholders capital.
Q.7 Return on capital employed (ROCE) of Banco Products (India) Ltd?
Banco Products (India) Ltd Return on capital employed is 39.15% for FY-2025 , which is above its estimated weighted average cost of capital(WACC) 14%, indicating value creation.
Q.8 Cash conversion cycle of Banco Products (India) Ltd?
Banco Products (India) Ltd Cash conversion cycle is 128 days, above its historical median of 122 days, indicating deteriorated working capital management. However, you need to compare this with its peers in the industry.
Current Level Historic Median
Asset Turnover 1.15 1.15
ROE 33.45 33.45
ROCE 39.15 39.15
Cash Conversion Cycle 128 days 122 days
Q.9 Debt to Equity ratio of Banco Products (India) Ltd?
Banco Products (India) Ltd Debt-to-Equity ratio is 0.01 , which is lower with the industry average of 0.4 , indicating lower debt levels in the industry.
Q.10 Debt to cash flow from operations of Banco Products (India) Ltd?
Banco Products (India) Ltd Debt to cash flow from operations is 0.07 , which is at a healthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Banco Products (India) Ltd?
Promoters hold 67.88% of the Banco Products (India) Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Banco Products (India) Ltd vs industry peers?
Banco Products (India) Ltd revenue CAGR is 13.05% , compared to the industry median CAGR of 11.82% , indicating faster growth and gaining its market share.
Profit Metrics
Current Level Industry Median
Revenue 1,105 492.3
Gross Profit 334.8 44.4
Operating Profit 196 47
Net Profit 266 23.5
Operating Efficiency
Current Level Industry Median
Asset Turnover 1.15 1.23
ROE 33.45 11.57
ROCE 39.15 13.36
Cash Conversion Cycle (days) 128.39 47

Valuation & price assessment

Q.1 Stock return of Banco Products (India) Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 26.1% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price 26.1% 53.8% 76.8% 75.8%
Q.3 Valuation ratios of Banco Products (India) Ltd vs historical?
The current P/E is higher that its historical median.
Q.4 How do the current valuation ratios measure up against the historic numbers and the current industry numbers?
Valuation Ratios Current Historic Median Industry Median
Price to Earnings 25.03 17.91 39.31
Price to Book 8.31 1.30 2.88
Price to Sales 7.51 1.42 1.29
EV to EBITDA 20.13 7.67 11.85

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