Check Before You Invest : Choice International Ltd

Q: Which industry/sub-sector does Choice International Ltd belong to?

Choice International Ltd belongs to the BFSI sector, operating specifically within the Finance - Stock Broking segment.

Q: Is Choice International Ltd a good quality company?

Choice International Ltd is a weak quality company, based on a inconsistent multi-year financial track record. This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q: Is Choice International Ltd undervalued or overvalued?

Choice International Ltd appears Somewhat overvalued, as its key valuation ratios are higher than their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 2946.21, Historic Median: -. Price to Book, Current: 15.08, Historic Median: 14.84. Price to Sales, Current: 541.4, Historic Median: 307.60. EV to EBITDA, Current: 1385.91, Historic Median: 588.91

Q: Is Choice International Ltd a good buy now?

Choice International Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Q: Revenue growth of Choice International Ltd?

Choice International Ltd revenue growth is 89.8% for FY-2025, which is above its 5-year CAGR of 22.8%, indicating faster growth.

Q: Gross Profit margin of Choice International Ltd?

Choice International Ltd Gross profit margin which is the profit after deduction of direct costs, is 48.7% for FY-2025, which is above its 5-year median of 37.6%, indicating increasing margins.

Q: Operating Profit Margin of Choice International Ltd?

Choice International Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 55.46% for FY-2025, which is in line with its 5-year median of 55.46% indicating stable margins.

Q: Net Profit Margin of Choice International Ltd?

Choice International Ltd Net Profit Margin is 34.1% for FY-2025, is above its 5-year median of 21.61%, indicating increasing margins. Profitability Metrics. Gross Profit Margin (%), Current: 48.7, Historic Median: 37.6. Operating Profit Margin (%), Current: 55.46, Historic Median: 55.46. Net Profit Margin (%), Current: 34.1, Historic Median: 21.61

Q: Return on Asset of Choice International Ltd?

Choice International Ltd Return on Asset is 1.9%, which is above its 5-year historical median of 0.9%, indicating improved asset utilization efficiency.

Q: Return on capital employed (ROCE) of Choice International Ltd?

Choice International Ltd Return on capital employed is 3.5% for FY-2025, which is above its 5-year historical median of 2.8%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 13.5%, indicating value preservation.

Check Before You Invest : Choice International Ltd

Snapshot

Q.1 Which industry/sub-sector does Choice International Ltd belong to?

Choice International Ltd belongs to the BFSI sector, operating specifically within the Finance - Stock Broking segment.

Q.2 Is Choice International Ltd a good quality company?

Choice International Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q.3 Is Choice International Ltd undervalued or overvalued?

Choice International Ltd appears Somewhat overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	2946.21	-
Price to Book	15.08	14.84
Price to Sales	541.4	307.60
EV to EBITDA	1385.91	588.91

Q.4 Is Choice International Ltd a good buy now?

Choice International Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.
How efficiently has it utilized Capital?
By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.
How is it managing its Debt?
By checking its Debt to Equity and Cash Flow from Operations.

A: What are the trends in revenue and profit margins?

Q.1 Revenue growth of Choice International Ltd?

Choice International Ltd revenue growth is 89.8% for FY-2025, which is above its 5-year CAGR of 22.8%, indicating faster growth.

Q.2 Gross Profit margin of Choice International Ltd?

Choice International Ltd Gross profit margin which is the profit after deduction of direct costs, is 48.7% for FY-2025, which is above its 5-year median of 37.6%, indicating increasing margins.

Q.3 Operating Profit Margin of Choice International Ltd?

Choice International Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 55.46% for FY-2025, which is in line with its 5-year median of 55.46% indicating stable margins.

Q.4 Net Profit Margin of Choice International Ltd?

Choice International Ltd Net Profit Margin is 34.1% for FY-2025, is above its 5-year median of 21.61%, indicating increasing margins.

	Current Level	5-year Historic Median
Gross Profit Margin (%)	48.7	37.6
Operating Profit Margin (%)	55.46	55.46
Net Profit Margin (%)	34.1	21.61

B: Does the business utilize capital efficiently?

Q.5 Return on Asset of Choice International Ltd?

Choice International Ltd Return on Asset is 1.9%, which is above its 5-year historical median of 0.9%, indicating improved asset utilization efficiency.

Q.6 Return on capital employed (ROCE) of Choice International Ltd?

Choice International Ltd Return on capital employed is 3.5% for FY-2025, which is above its 5-year historical median of 2.8%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 13.5%, indicating value preservation.

Q.7 Return on Equity (ROE) of Choice International Ltd?

Choice International Ltd Return on equity is 3.1% for FY-2025, which is above its 5-year historical median of 1.2%, indicating the business is making better use of its shareholders capital.

Q.8 Cash conversion cycle of Choice International Ltd?

Choice International Ltd Cash conversion cycle is -8 days, below its 5-year historical median of 6 days, indicating improved working capital management. However, you need to compare this with its peers in the industry.

	Current Level	5-year Historic Median
Asset Turnover (x)	0.06	0.04
ROE (%)	3.1	1.2
ROCE (%)	3.5	2.8
Cash Conversion Cycle	-8 days	6 days

C: How much debt does the business have and is it at a sustainable level?

Q.9 Debt to Equity ratio of Choice International Ltd?

Choice International Ltd Debt-to-Equity ratio is 0.05, which is lower the industry average of 0.05, indicating lower debt levels in the industry.

Q.10 Debt to cash flow from operations of Choice International Ltd?

Choice International Ltd Debt to cash flow from operations is -0.14, which is at a unhealthy level.

Ownership & governance

D: Promoter shareholding and pledge status of Choice International Ltd?

Q.1 Promoter shareholding and pledge status of Choice International Ltd?

Promoters hold 53.65% of the Choice International Ltd, with 11.90% of their stake pledged, indicating high pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Choice International Ltd performance compare with that of its Peers?

Q.1 Revenue growth of Choice International Ltd vs industry peers?

Choice International Ltd revenue CAGR is 22.80%, compared to the industry median CAGR of 16.32%, indicating faster growth and gaining its market share.

Profit Metrics

	Current Level	5-year Industry Median
Revenue Growth (%)	89.8	16.3
Gross Profit Growth (%)	500	24.7
Operating Profit Growth (%)	133.3	36
Net Profit Growth (%)	700	24.5

Operating Efficiency

	Current Level	5-year Industry Median
Asset Turnover (x)	0.06	0.26
ROE (%)	3.1	7.6
ROCE (%)	3.5	10.2
Cash Conversion Cycle (days)	-7.76	-82

Valuation & price assessment

Q.1 Stock return of Choice International Ltd over the last decade?

Over the last 9 year(s), the stock has delivered a CAGR of 49.7% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	49.7%	94.9%	55.9%	-3.6%

Q.2 Valuation ratios of Choice International Ltd vs historical?

The current P/E ratio of 2946.21 is higher than its historical median of , indicating that the stock is trading above its historical average valuation.

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	2946.21	-	19.96
Price to Book	15.08	14.84	1.64
Price to Sales	541.4	307.60	5.31
EV to EBITDA	1385.91	588.91	6.93

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Check Before You Invest : Choice International Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

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