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INVESTMENT INSIGHTS

Check Before You Invest : Oracle Financial Services Software Ltd

BSE: 532466 NSE: OFSS ISIN: INE881D01027
  |   Sector:  IT & ITES   |   Industry:  IT - Software

Snapshot

Q.1 Which industry/sub-sector does Oracle Financial Services Software Ltd belong to?
Oracle Financial Services Software Ltd belongs to the IT & ITES sector, operating specifically within the IT - Software segment.
Q.2 Is Oracle Financial Services Software Ltd a good quality company?
Oracle Financial Services Software Ltd is a good quality company, based on a consistently good 10 year financial track record.
Q.3 Is Oracle Financial Services Software Ltd undervalued or overvalued?
Oracle Financial Services Software Ltd appears Overvalued, as its key valuation ratios are above with their past averages.
Q.4 Is Oracle Financial Services Software Ltd a good buy now?
Oracle Financial Services Software Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd revenue growth is 7.4% for FY-2025 , which is above its 5 year CAGR of 7.1% , indicating faster growth.
Q.2 Gross Profit margin of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd Gross profit margin which is the profit after deduction of direct costs, is 49.4% for FY-2025 , which is in line with its 5 year median of 49.4% , indicating stable margins.
Q.3 Operating Profit Margin of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 44.15% for FY-2025 , which is in line with its 5 year median of 44.15% indicating stable margins.
Q.4 Net Profit Margin of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd Net Profit Margin is 34.75% for FY-2025 , is below with its 5 year median of 34.83%, indicating decreasing margins.
Current Level Historic Median
Gross Profit Margin 49.4 49.4
Operating Profit Margin 44.15 44.15
Net Profit Margin 34.75 34.83
Q.5 Return on Asset of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd Return on Asset is 24.16%, which is above its 5 year historical median of 22.56%, indicating improved asset utilization efficiency.
Q.6 Return on Equity (ROE) of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd Return on equity is 29.88% for FY-2025 , which is above its historical median of 27.69%, indicating the business is making better use of its shareholders capital.
Q.7 Return on capital employed (ROCE) of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd Return on capital employed is 40.83% for FY-2025 , which is above its estimated weighted average cost of capital(WACC) 11.25%, indicating value creation.
Q.8 Cash conversion cycle of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd Cash conversion cycle is 58 days, above its historical median of 58 days, indicating deteriorated working capital management. However, you need to compare this with its peers in the industry.
Current Level Historic Median
Asset Turnover 0.7 0.64
ROE 29.88 27.69
ROCE 40.83 37.21
Cash Conversion Cycle 58 days 58 days
Q.9 Debt to Equity ratio of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd Debt-to-Equity ratio is 0.00 , which is lower with the industry average of 0.04 , indicating lower debt levels in the industry.
Q.10 Debt to cash flow from operations of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd Debt to cash flow from operations is 0 , which is at a healthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Oracle Financial Services Software Ltd?
Promoters hold 72.44% of the Oracle Financial Services Software Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Oracle Financial Services Software Ltd vs industry peers?
Oracle Financial Services Software Ltd revenue CAGR is 7.09% , compared to the industry median CAGR of 19.31% , indicating slower growth and losing its market share.
Profit Metrics
Current Level Industry Median
Revenue 6,846.8 8,415.1
Gross Profit 3,382.4 2,014.1
Operating Profit 3,003 1,882.5
Net Profit 2,380 1,238
Operating Efficiency
Current Level Industry Median
Asset Turnover 0.7 1.26
ROE 29.88 26.06
ROCE 40.83 33.58
Cash Conversion Cycle (days) 57.96 36

Valuation & price assessment

Q.1 Stock return of Oracle Financial Services Software Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 8.2% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price 8.2% 19.2% 33.8% -2.5%
Q.3 Valuation ratios of Oracle Financial Services Software Ltd vs historical?
The current P/E is higher that its historical median.
Q.4 How do the current valuation ratios measure up against the historic numbers and the current industry numbers?
Valuation Ratios Current Historic Median Industry Median
Price to Earnings 28.81 16.46 22.96
Price to Book 8.82 3.75 2.61
Price to Sales 9.61 5.23 4.40
EV to EBITDA 18.89 8.53 17.20

Check more companies

1. Persistent Systems
2. Oracle Finl. Service
3. Mphasis
4. Coforge
5. L&T Technology Serv.
6. Hexaware Tech.
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