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INVESTMENT INSIGHTS

Check Before You Invest : PN Gadgil Jewellers Ltd

BSE: 544256 NSE: PNGJL ISIN: INE953R01016
  |   Sector:  Retail   |   Industry:  Retailing

Snapshot

Q.1 Which industry/sub-sector does PN Gadgil Jewellers Ltd belong to?
PN Gadgil Jewellers Ltd belongs to the Retail sector, operating specifically within the Retailing segment.
Q.2 Is PN Gadgil Jewellers Ltd a good quality company?
PN Gadgil Jewellers Ltd is a quality company, based on a 10 year financial track record.
Q.3 Is PN Gadgil Jewellers Ltd undervalued or overvalued?
PN Gadgil Jewellers Ltd appears Fair, as its key valuation ratios are in line with their past averages.
Q.4 Is PN Gadgil Jewellers Ltd a good buy now?
PN Gadgil Jewellers Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of PN Gadgil Jewellers Ltd?
PN Gadgil Jewellers Ltd revenue growth is 26.5% for FY-2025 , which is above its 5 year CAGR of 0% , indicating faster growth.
Q.2 Gross Profit margin of PN Gadgil Jewellers Ltd?
PN Gadgil Jewellers Ltd Gross profit margin which is the profit after deduction of direct costs, is 4.2% for FY-2025 , which is above its 5 year median of 3.1% , indicating increasing margins.
Q.3 Operating Profit Margin of PN Gadgil Jewellers Ltd?
PN Gadgil Jewellers Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 4.39% for FY-2025 , which is above its 5 year median of 3.99% indicating increasing margins.
Q.4 Net Profit Margin of PN Gadgil Jewellers Ltd?
PN Gadgil Jewellers Ltd Net Profit Margin is 2.82% for FY-2025 , is above with its 5 year median of 1.62%, indicating increasing margins.
Current Level Historic Median
Gross Profit Margin 4.2 3.1
Operating Profit Margin 4.39 3.99
Net Profit Margin 2.82 1.62
Q.5 Return on Asset of PN Gadgil Jewellers Ltd?
PN Gadgil Jewellers Ltd Return on Asset is 9.03(x), which is above its 5 year historical median of 4.93(x), indicating improved asset utilization efficiency.
Q.6 Return on Equity (ROE) of PN Gadgil Jewellers Ltd?
PN Gadgil Jewellers Ltd Return on equity is 20.27% for FY-2025 , which is above its historical median of 17.84%, indicating the business is making better use of its shareholders capital.
Q.7 Return on capital employed (ROCE) of PN Gadgil Jewellers Ltd?
PN Gadgil Jewellers Ltd Return on capital employed is 20.1% for FY-2025 , which is above its estimated weighted average cost of capital(WACC) 13.5%, indicating value creation.
Q.8 Cash conversion cycle of PN Gadgil Jewellers Ltd?
PN Gadgil Jewellers Ltd Cash conversion cycle is 64 , above its historical median of 43 , indicating deteriorated working capital management. However, you need to compare this with its peers in the industry.
Current Level Historic Median
Asset Turnover 3.21 3.21
ROE 20.27 17.84
ROCE 20.1 17.58
Cash Conversion Cycle 64 43
Q.9 Debt to Equity ratio of PN Gadgil Jewellers Ltd?
PN Gadgil Jewellers Ltd Debt-to-Equity ratio is 0.51 , which is above with the industry average of 0.29 , indicating higher debt levels in the industry.
Q.10 Debt to cash flow from operations of PN Gadgil Jewellers Ltd?
PN Gadgil Jewellers Ltd Debt to cash flow from operations is -1.16 , which is at a unhealthy level, indicating the business is not able to service its debt comfortably.

Ownership & governance

Q.1 Promoter shareholding and pledge status of PN Gadgil Jewellers Ltd?
Promoters hold 83.11% of the PN Gadgil Jewellers Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of PN Gadgil Jewellers Ltd vs industry peers?
PN Gadgil Jewellers Ltd revenue CAGR is 0.00% , compared to the industry median CAGR of 0.00% , indicating slower growth and losing its market share.
Profit Metrics
Current Level Industry Median
Revenue 7,630.6 248.2
Gross Profit 320.5 5.5
Operating Profit 334 5.6
Net Profit 215 1.6
Operating Efficiency
Current Level Industry Median
Asset Turnover 3.21 1.12
ROE 20.27 4.14
ROCE 20.1 12.58
Cash Conversion Cycle 63.82 39

Valuation & price assessment

Q.1 Stock return of PN Gadgil Jewellers Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 0% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price - - - 21.2%
Q.3 Valuation ratios of PN Gadgil Jewellers Ltd vs historical?
The current P/E is lower that its historical median.
Q.4 How do the current valuation ratios measure up against the historic numbers and the current industry numbers?
Valuation Ratios Current Historic Median Industry Median
Price to Earnings 22.89 34.57 69.86
Price to Book 4.58 4.74 3.21
Price to Sales 0.99 0.97 1.29
EV to EBITDA 14.2 21.18 13.01

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