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RBI leaves policy repo rate unchanged; slashes CRR by 50 bps

03 Jun 2014 Evaluate

In a conciliatory gesture to a new government elected on a premise of reviving economic growth, RBI in its Second Bi-Monthly Monetary Policy Statement, 2014-15, much in line with expectation, maintained a status quo stance for policy repo rate under the liquidity adjustment facility (LAF) at 8.0%. Besides, leaving the cash reserve ratio (CRR) of scheduled banks unchanged at 4.0% of net demand and time liabilities (NDTL). Consequently, the reverse repo rate under the LAF and the marginal standing facility (MSF) rate and the Bank Rate with this stand at 7% and 9% respectively.

However, India’s Apex Bank decided to reduce the statutory liquidity ratio (SLR) of scheduled commercial banks by 50 basis points from 23.0% to 22.5% of their NDTL with effect from the fortnight beginning June 14, 2014. Additionally, it also slashed liquidity provided under the export credit refinance (ECR) facility from 50% of eligible export credit outstanding to 32% with immediate effect.

In other measures, special term repo facility of 0.25% of NDTL to compensate fully for the reduction in access to liquidity under the ECR, was introduced with immediate effect and liquidity under 7-day and 14-day term repos of up to 0.75 per cent of NDTL of the banking system was continued by RBI in its policy review decision.

Notably, the central bank stroke a neutral tone with dovish bias, a move which was widely watched by all traders and market-participants as it underscored that if the economy stays on this course, further policy tightening will not be warranted, but on the other hand, if disinflation, adjusting for base effects, was faster than currently anticipated, this would provide headroom for an easing of the policy stance.

On inflation front, RBI reiterated that it remained committed to keeping the economy on a disinflationary course, by taking CPI inflation to 8% by January 2015 and 6% by January 2016. However, it underscored that upside risks to this target included in the form of a sub-normal/delayed monsoon on account of possible El Nino effects, geo-political tensions and their impact on fuel prices, and uncertainties surrounding the setting of administered prices.

With the now government at the helm, it now looks that governor would have to sell his agenda - which puts priority on the fight against inflation - to India's new prime minister, Narendra Modi, who many count on to push up the growth rate. Raghuram Rajan after taking over the office since September has raised the repo rate by 75 basis points in a bid to tame high consumer inflation.

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RBI leaves policy repo rate unchanged; slashes CRR by 50 bps

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