Capital First, the Non-Banking Finance Company, expects a 25-30 percent growth in loan book going forward. The company is mainly focused on SMEs and MSMEs, with retail constituting the majority. Its retail loan book has grown from 10% in FY10 to 81% in FY14 on stable performance.
The company expects profits to double in FY15 and also expects to maintain the current net interest margin of 5.5% going ahead.
Capital First, formerly Future Capital Holdings, is amongst the fastest growing financial services company in India, with presence in asset advisory, retail financial services and proprietary research.