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US markets closed mostly lower; Nasdaq ekes out modest gains

10 Dec 2014 Evaluate

The US markets ended mostly lower on Tuesday, as sell off was sparked by China’s tightening of lending rules and Greece’s surprise elections announcement. The street is expecting that Fed officials meeting next week will likely affirm a plan to start raising short-term interest rates in 2015 and are debating losing a key phrase that rates will stay low for a considerable time. The Federal Reserve passed a proposal for risk-based surcharges on the most important US banks to the global financial system. These surcharges would require the eight US banks with $50 billion or more in consolidated assets to maintain an additional capital supply based on the institution’s system importance. Fed Chair Janet Yellen stated that this, in turn, would encourage such firms to reduce their systemic footprint and lessen the threat that their failure could pose to overall financial stability.

On the economy front, US wholesale inventories rose more than expected in October, prompting some economists to raise their growth forecasts for the fourth quarter. The wholesale inventories increased 0.4%, despite an energy price-related decline in the value of petroleum stocks. September’s wholesale stocks were revised up to show a 0.4% gain. Inventories are a key component of gross domestic product changes. Small-business sentiment reached a seven-year high in November, the National Federation of Independent Business reported. The index rose 2 points to 98.1, the highest level since February 2007, as expectations for business conditions in six months surged and expectations for real sales volumes also gained.

Besides, job openings at US workplaces jumped up to 4.83 million in October, reaching close to the highest level since early 2001, from 4.69 million in September. Compared with same period in the prior year, October’s job openings rose 21%, as private-sector openings increased 23% to 4.42 million, and government positions rose to 413,000 from 393,000. With 9 million unemployed people in October, there were about 1.9 potential job seekers per opening, below September’s ratio of two.

The Dow Jones Industrial Average lost 51.28 points or 0.29 percent to 17,801.20, the S&P 500 inched lower by 0.49 points or 0.02 percent to 2,059.82 while, Nasdaq was up by 25.78 points or 0.54 percent to 4,766.47.

Indian ADRs closed mostly in red on Tuesday; Tata Motors was down by 1.70%, ICICI Bank was down 0.31% and Wipro was down by 0.28%. On the other hand, Dr. Reddy’s Lab was up by 0.28% and HDFC Bank was up by 0.23%.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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Built on more than 15 years of equity research, our framework combines quality assessment, intrinsic value estimation, and a sensible margin-of-safety approach.
Process—not predictions.
We don’t rely on guesswork or market timing. Instead, we focus on asset allocation, risk management, and long-term compounding.
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We believe a combination of both is essential for investing success. We constantly innovate and upgrade in-house tools, financial X-rays, and portfolio analytics so that our team of analysts and advisors are equipped with the best.
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We follow a DIWM (Do-It-With-Me) approach where we partner clients in setting goals, financial planning, educating on our investing process and share decision-enabling resources transparently with our clients who retain control on execution.

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

Investing in stocks, mutual funds, debt, and gold
Quality-at-Reasonable-Price way of investing in stocks
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US markets closed mostly lower; Nasdaq ekes out modest gains

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About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.