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US markets closed mostly higher; Nasdaq ends in red

24 Dec 2014 Evaluate

The US markets closed mostly higher on Tuesday; with the Dow Jones Industrial Average closing above 18,000 for the first time, making it the fifth fastest 1,000-point rise in the Dow’s history. On the economy front, the US economy accelerated to its highest pace of growth in the past 11 years during the third quarter, an unexpectedly strong revision as consumer spending was stronger than first estimated. Gross domestic product - the value of all goods and services produced by the US - grew at a real 5.0% annual rate in the third quarter. That’s up from a prior reading of 3.9% and an initial estimate of 3.5%. This is the fastest pace of growth since the third quarter of 2003.

Meanwhile, consumer spending in the US rose in November at the fastest pace in three months, surpassing economists’ estimates, in another positive sign for retailers this holiday season. Consumer spending rose 0.6% in November, up from 0.3% in October. Personal income meanwhile rose 0.4% in month of November, the fastest growth in five months. Inflation, as measured by an index for personal consumption expenditures, fell 0.2% last month, as energy prices dropped. The core inflation index, which excludes food and energy, was unchanged in November. Over the past 12 months, the broad PCE index rose 1.2%, while the core gauge grew 1.4%.

On the other hand, orders for long-lasting goods critical to US economic growth unexpectedly declined in November, as an expected boost from Boeing airplane orders failed to materialize. Orders for US-made durable goods fell a seasonally adjusted 0.7% last month, with few signs of strength. The final reading for the University of Michigan and Thomson Reuters consumer sentiment index for December was downwardly revised to 93.6 from 93.8. It’s still the best showing since January 2007. Sales of new single-family homes fell in November to the slowest pace in four months, with drops in three of four US regions. Last month sales of new single-family homes fell 1.6% to a seasonally adjusted annual rate of 438,000.

The Dow Jones Industrial Average added 64.73 points or 0.36 percent to 18,024.17, S&P 500 gained 3.63 points or 0.17 percent to 2,082.17 while, Nasdaq was down by 16.00 points or 0.33 percent to 4,765.42.

Indian ADRs closed in red on Tuesday; Tata Motors was down by 0.57%, Dr. Reddy’s Lab was down by 0.45%, HDFC Bank was udown0.21%, Wipro was down 0.05% and Infosys was down by 0.05%.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Fiduciary-first advisory model.
As SEBI-registered IAs, we are legally and ethically bound to act in the best interests of our clients. We do not sell or distribute any financial products. This ensures our guidance is 100% unbiased and conflict-free.
Deep fundamental research + robust valuation discipline.
Built on more than 15 years of equity research, our framework combines quality assessment, intrinsic value estimation, and a sensible margin-of-safety approach.
Process—not predictions.
We don’t rely on guesswork or market timing. Instead, we focus on asset allocation, risk management, and long-term compounding.
Technology + Human Intelligence.
We believe a combination of both is essential for investing success. We constantly innovate and upgrade in-house tools, financial X-rays, and portfolio analytics so that our team of analysts and advisors are equipped with the best.
Partner with Clients.
We follow a DIWM (Do-It-With-Me) approach where we partner clients in setting goals, financial planning, educating on our investing process and share decision-enabling resources transparently with our clients who retain control on execution.

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

Investing in stocks, mutual funds, debt, and gold
Quality-at-Reasonable-Price way of investing in stocks
Constructing Direct Stock Portfolios with Core, Booster, and Amplifier stocks
A Mutual Fund Portfolio that delivers consistent out-performance and meaningful diversification (low overlap)
Periodic review and rebalancing
Clear Buy-Sell-Hold, and Position-sizing frameworks

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Architecture >
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US markets closed mostly higher; Nasdaq ends in red

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About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.