SKS Microfinance in jubilant mood on completing MFI rated poll assignment

Bharat Financial Inclusion Ltd. - (Amalgamated) | Finance - NBFC | BFSI | BSE: 533228 | NSE: BHARATFIN

06 Feb 2012 Evaluate

SKS Microfinance is currently trading at Rs. 94.35, up by 5.05 points or 5.66% from its previous closing of Rs. 89.30 on the BSE.

The scrip opened at Rs. 89.90 and has touched a high and low of Rs. 95.80 and Rs. 89.90 respectively. So far 525434 shares were traded on the counter.

The BSE group 'B' stock of face value Rs. 10 has touched a 52 week high of Rs. 748.65 on 04-Feb-2011 and a 52 week low of Rs. 85.00 on 20-Jan-2012.

Last one week high and low of the scrip stood at Rs. 96.80 and Rs. 87.45 respectively. The current market cap of the company is Rs. 680.15 crore.

The promoters holding in the company stood at 36.84% while Institutions and Non-Institutions held 21.36% and 41.80% respectively.

SKS Microfinance (SKS) has completed rated pool assignment of Rs.243 crore, the largest by any MFI in FY-12. The rated pool assignment transaction of Rs 243 crore is rated CARE A1+(SO) ( Highest Safety) by CARE.

The pool comprises receivables from 3,22,312 women borrowers from the weaker sections as defined by the RBI. Pool receivables are identified from 18 non-AP states where SKS operates. The pool is well diversified with a single branch accounting for less than 1% of the pool, with the average loan amount being Rs 11,131. Prior to this transaction, SKS completed six assignment/ securitization post the AP MFI Act. All the rated papers have shown robust collection efficiency of more than 98%. Credit enhancement has not been utilized in any of these structures.

SKS is a non-banking finance company (NBFC-MFI), registered and regulated by the Reserve Bank of India, whose mission is to provide financial services to low-income households. SKS operates across 19 states of India. They include: Andhra Pradesh, Karnataka, Maharashtra, Orissa, Madhya Pradesh, Bihar, Uttar Pradesh, Rajasthan, Uttaranchal, Himachal Pradesh, Haryana, West Bengal, Jharkhand, Chhattisgarh, Gujarat, Kerala, Tamil Nadu, Punjab and Delhi.

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Peers

Company Name	CMP
Bajaj Finance	961.30
Shriram Finance	1002.45
Aditya Birla Capital	375.90
Chola Invest & Fin.	1694.70
Tata Capital	371.55
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