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SKS Microfinance gains on reducing interest rates by 1.25% per annum

Bharat Financial Inclusion Ltd. - (Amalgamated) | Finance - NBFC | BFSI | BSE: 533228 | NSE: BHARATFIN

23 Sep 2015 Evaluate

SKS Microfinance is currently trading at Rs. 394.25, up by 1.85 points or 0.47% from its previous closing of Rs. 392.40 on the BSE.

The scrip opened at Rs. 384.00 and has touched a high and low of Rs. 396.00 and Rs. 383.00 respectively. So far 111086 shares were traded on the counter.

The BSE group 'A' stock of face value Rs. 10 has touched a 52 week high of Rs. 589.50 on 31-Jul-2015 and a 52 week low of Rs. 278.00 on 26-Sep-2014.

Last one week high and low of the scrip stood at Rs. 406.95 and Rs. 369.45 respectively. The current market cap of the company is Rs. 4982.07 crore.

The promoters holding in the company stood at 9.24% while Institutions and Non-Institutions held 61.14% and 29.62% respectively.

SKS Microfinance has announced a 1.25% reduction in the interest rate charged to borrowers from 22% to 20.75% with effect from October 1, 2015, for all future disbursals. With the third interest rate cut and an overall reduction of 3.8% since October 2014, the company now charges what is considered the lowest rate among global Micro Finance Institutions on its core Income Generating Loans (IGL) which are unsecured micro loans.

The company had been charging the lowest interest among Indian MFIs since July 2015 with a reduction of 1.55% in that month, in addition to the 1% reduction in October 2014. The company’s strong net worth of Rs 1,115 crore and Capital Adequacy Ratio of 27.2%, well in excess of the mandated 15%, also enhance the credit quality of the company’s papers, and help it obtain competitive pricing.

SKS Microfinance is a non-banking finance company (NBFC), registered and regulated by the Reserve Bank of India, whose mission is to provide financial services to low-income households. SKS operates across 16 states of India.

Bharat Fin.-Amalgama Share Price

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Peers

Company Name	CMP
Bajaj Finance	917.80
Shriram Finance	1009.60
Aditya Birla Capital	349.70
Chola Invest & Fin.	1542.65
Tata Capital	340.40
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SKS Microfinance gains on reducing interest rates by 1.25% per annum

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