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US markets closed lower as oil slumps to near 7 year low

08 Dec 2015 Evaluate

The US markets closed lower on Monday, as plunging oil prices walloped energy and materials stocks, partially undoing some of Friday’s big rally. The focus on oil comes as an interest-rate hike this month is considered a near certainty. The market is pricing in a 79% probability that the Fed will raise interest rates at next week’s meeting, in what would be the first hike in nearly a decade. On the economy front, consumer credit growth eased in October as consumers cut back on credit card use. Consumer credit increased 5.5% in October, or by a seasonally adjusted annual rate of $15.9 billion. This is a sharp deceleration from September’s gain of $28.6 billion, or 9.9%, which was the fastest pace since April 2014. Total consumer borrowing, which does not include mortgage debt, now totals $3.5 trillion. Nearly all of October’s slowdown in credit growth came in credit card borrowing, which grew just 0.2% following an 8.7% rise in the prior month. This is the smallest gain since February. Non-revolving credit, which includes auto loan and student loans, grew 7.4% in October after a 10.3% leap in September. Consumer spending is a key factor behind Federal Reserve Chairwoman Janet Yellen’s upbeat view of the economic outlook.

Meanwhile, St. Louis Federal Reserve President James Bullard stated that inaccurate Fed forecasts of growth, employment and inflation have pulled the central bank in conflicting directions, and driven the decision to keep rates low for so long. Over the last year and a half the Fed has had a hat trick of forecast misses, Bullard noted, with a too-optimistic outlook for growth and a rebound of inflation to the Fed’s target, and a too pessimistic view of how fast unemployment would decline. Bullard added that in setting policy, the misses on gross domestic product and inflation appeared to be given more weight, leading policymakers to keep rates near zero even as the economy neared full employment. Atlanta Fed leader Dennis Lockhart expressed strong support for boosting short-term rates off near-zero levels, in one of the last statements from a Federal Reserve official before the central bank meets to decide monetary policy next week.

The Dow Jones Industrial Average lost 117.12 points or 0.66 percent to 17,730.51, the Nasdaq was down 40.46 points or 0.79 percent to 5,101.81 and the S&P 500 dropped 14.62 points or 0.70 percent to 2,077.07.

The Indian ADRs closed in red; Dr. Reddy’s Lab was down by 0.99%, Tata Motors was down 0.68%, HDFC Bank was down by 0.50%, ICICI Bank was down by 0.10% and Infosys was down 0.06%.

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US markets closed lower as oil slumps to near 7 year low

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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