SEBI Reg. Investment Advisor

Download App

Help Center Pricing

Recent:

Mid-year economic analysis pegs GDP growth at 7-7.5%

21 Dec 2015 Evaluate

The mid-year economic analysis has came up with a somewhat soothing picture of the economy, highlighting that the Indian economy this fiscal was being powered by private consumption and government investment and that the economy was doing 'remarkably well. Though the mid-year economic analysis of 2015-16, has lowered the forecast for GDP growth to 7-7.5 per cent for the fiscal, against 8.1-8.5 per cent growth projected in February this year. Nominal GDP growth is likely to be 8.2 percent for FY2015-16 as a whole. This estimate implies that nominal growth in the second half will be greater than that in the first half based on the likelihood that the fourth quarter will not witness severe expenditure cuts unlike in previous years. CPI inflation is likely to be within the RBI’s target of about 6 percent. The latest GDP estimates suggest that real GDP in the first half of 2015-16 grew at 7.2 percent as compared to 7.5 percent in the first half of FY 2015. In contrast, nominal GDP growth declined substantially from 13.5 percent in H1 FY 2015 to 7.4 percent in H1 FY 2016.

The mid-year analysis has said that decline in nominal GDP growth relative to the budget assumption will pose a challenge for meeting the fiscal deficit target of 3.9 per cent of GDP. Slower-than-anticipated nominal GDP growth (8.2 percent versus budget estimate of 11.5) will itself raise the deficit target by 0.2 percent of GDP. However, it said that tax collections have been buoyant. That plus the additional revenue measures (the Swachh Bharat cess and recent increases in excise) will ensure that central government's target will be met.

Inflation has continued to moderate steadily. Consumer price inflation (measured by the CPI-NS) has declined from 5.4 percent in February 2015 to 5 percent in October 2015. The WPI has been in negative territory for 12 months since November 2014 and is at (-) 3.8 percent in October 2015. It further said that the outlook for inflation would of course depend on international prices and the state of domestic demand.

The analysis further stated that current account deficit has declined and is at comfortable levels (about 1.2 percent of GDP); foreign exchange reserves have risen to $ 352.1 billion as on December 4, 2015 which seem ample, measured against conventional norms; net FDI inflows have grown from $ 15.8 billion in H1 (April-September) 2014-15 to over $ 17 billion in H1 2015-16 which is noteworthy against the background of uncertainty in other capital inflows; and finally, the nominal value of the rupee, measured against a basket of currencies has been steady or even strengthened. Sustained capital inflows, particularly in the form of foreign direct investment and non-resident deposits, adequately financed CAD and led to an accretion to foreign exchange reserves.

It said that revival in the overall growth of the economy is reflected in the growth of index of industrial production (IIP) as well. The overall index of industrial production (IIP) has grown marginally faster in the first six months this year than the last; there is considerable variation in performance across sectors.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Fiduciary-first advisory model.
As SEBI-registered IAs, we are legally and ethically bound to act in the best interests of our clients. We do not sell or distribute any financial products. This ensures our guidance is 100% unbiased and conflict-free.
Deep fundamental research + robust valuation discipline.
Built on more than 15 years of equity research, our framework combines quality assessment, intrinsic value estimation, and a sensible margin-of-safety approach.
Process—not predictions.
We don’t rely on guesswork or market timing. Instead, we focus on asset allocation, risk management, and long-term compounding.
Technology + Human Intelligence.
We believe a combination of both is essential for investing success. We constantly innovate and upgrade in-house tools, financial X-rays, and portfolio analytics so that our team of analysts and advisors are equipped with the best.
Partner with Clients.
We follow a DIWM (Do-It-With-Me) approach where we partner clients in setting goals, financial planning, educating on our investing process and share decision-enabling resources transparently with our clients who retain control on execution.

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

Investing in stocks, mutual funds, debt, and gold
Quality-at-Reasonable-Price way of investing in stocks
Constructing Direct Stock Portfolios with Core, Booster, and Amplifier stocks
A Mutual Fund Portfolio that delivers consistent out-performance and meaningful diversification (low overlap)
Periodic review and rebalancing
Clear Buy-Sell-Hold, and Position-sizing frameworks

PROPRIETARY FRAMEWORK

Portfolio
Architecture >
Stock Picking.

Stop managing a collection of "tips." Access the ABC Framework to build a portfolio that survives cycles and compounds wealth.

Core for Stability

Booster for Alpha

Amplifier for Exponential Wealth

Build a Stress-Tested Portfolio.

Our Sapphire Advisory uses the ABC Concept to ensure you never have to panic during a market correction.

Core Stocks

STABILITY

Booster Stocks

GROWTH

Amplifier Stocks

ASYMMETRY

● Conflict-Free ● SEBI Registered ● 15Y+ Track Record

Access Sapphire ABC Strategy →

Limited Capacity for New Fiduciary Partners

Mid-year economic analysis pegs GDP growth at 7-7.5%

MoneyWorks4Me Premium

Follow us at

MoneyWorks4Me

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.