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US markets made a mixed closing; Dow ends in red

03 Dec 2016 Evaluate

The US markets made a mixed closing on Friday, while the Dow industrials finished lower, the S&P 500 and the Nasdaq closing slightly higher as investors digested a weaker-than-expected payroll report. Wall Street has rallied over the past three weeks, with major indexes hitting a series of records since the US presidential election. Outside the US, there was caution ahead of the Italian constitutional-reform referendum on Sunday, which the market fear could trigger a new wave of financial jitters in the euro zone.

On the economy front, the US unemployment rate fell much more than expected in November, hitting a nine-year low, as the economy added 178,000 new jobs in the month. Despite the strong drop in the unemployment rate, some details of the report were seen as soft. The payrolls count over the prior two months was revised lower by a cumulative 2,000. And average hourly earnings slumped 0.1% in November after a sharp 0.4% rise in the prior month. This was the first decline since December 2014. Earnings are up at a 2.5% annual rate. In November, private-sector payrolls rose by 156,000. Job growth continued in professional and business services and in health care. Government employment rose by 22,000 in the month.

Meanwhile, Federal Reserve Governor Daniel Tarullo stated that US banking regulators must defend tough rules governing Wall Street and resist efforts to dilute regulations that might prevent a future financial crisis. Some financial rules may be due a review, but in considering these and other changes, the Fed will not weaken the essential elements of the existing regime that guard against another financial crisis. For the past seven years, Tarullo has played a key role in toughening banking regulations as the most senior rule-writing official at the US central bank.

The Nasdaq was up 4.54 points or 0.09 percent to 5,255.65, S&P 500 gained 0.87 points or 0.04 percent to 2,191.95, while the Dow Jones Industrial Average lost 21.51 points or 0.11 percent to 19,170.42.

The Indian ADRs closed mostly in red; HDFC Bank was down 0.87%, Tata Motors was down by 0.41% and Wipro was down 0.14%. On the other hand, Dr. Reddy’s Lab was up 0.21% and ICICI Bank was up 0.10%.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Fiduciary-first advisory model.
As SEBI-registered IAs, we are legally and ethically bound to act in the best interests of our clients. We do not sell or distribute any financial products. This ensures our guidance is 100% unbiased and conflict-free.
Deep fundamental research + robust valuation discipline.
Built on more than 15 years of equity research, our framework combines quality assessment, intrinsic value estimation, and a sensible margin-of-safety approach.
Process—not predictions.
We don’t rely on guesswork or market timing. Instead, we focus on asset allocation, risk management, and long-term compounding.
Technology + Human Intelligence.
We believe a combination of both is essential for investing success. We constantly innovate and upgrade in-house tools, financial X-rays, and portfolio analytics so that our team of analysts and advisors are equipped with the best.
Partner with Clients.
We follow a DIWM (Do-It-With-Me) approach where we partner clients in setting goals, financial planning, educating on our investing process and share decision-enabling resources transparently with our clients who retain control on execution.

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

Investing in stocks, mutual funds, debt, and gold
Quality-at-Reasonable-Price way of investing in stocks
Constructing Direct Stock Portfolios with Core, Booster, and Amplifier stocks
A Mutual Fund Portfolio that delivers consistent out-performance and meaningful diversification (low overlap)
Periodic review and rebalancing
Clear Buy-Sell-Hold, and Position-sizing frameworks

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US markets made a mixed closing; Dow ends in red

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About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.