SEBI Reg. Investment Advisor

Download App

Help Center Pricing

Recent:

CEA asks PMO to intervene on the issue of FSAs

07 May 2012 Evaluate

The Central Electricity Authority (CEA) has requested the PMO to intervene on the issue of fuel supply agreement (FSA) as several power companies have refused to sign the pact with CIL (Coal India). Companies are of the opinion that FSAs are pro-coal companies and monopolistic in nature. The CEA’s request has come in ahead of its meeting with power firms, which have not signed the FSAs.

Last month, CIL had been issued a Presidential Directive forcing it to sign FSAs with power companies at 80% commitment levels or pay penalties. Coal India on its part came up with an FSA which put negligible penalty on coal companies in case the commitment was not met.

Infact the rate of compensation to be paid to power companies for the failed quantity was only 0.01%, which, in the power companies’ view, was too little penalty for non-fulfillment of obligations. Plus the penalty that it would be applicable after three years, made it even more toothless.

Moreover the power companies want that the provision for sampling of coal at both loading and unloading ends and through third party agency should be done and incase the quality of the coal is not upto, the mark the purchaser should not be liable to make any payment including rail transportation. Companies are of the opinion that the supply of imported coal should be based on mutual consultations preferably in line with supply of imported coal being made by Minerals and Metals Trading Corp or State Trading Corporation.

Of the 48 FSAs that were to be signed for power plants that were commissioned till December 2011, less than a dozen have been inked until now. Country's largest power producer NTPC has refused to sign the FSA as the company wants the useful heat value (UHV) formula for coal instead of the new gross calorific value (GCV) formula proposed by CIL, the country's largest supplier. Indian coal is classified on the basis of UHV into seven grades from A-G. UHV is based on ash and moisture contents for non-coking coals in line with the government's directive. These grades are wide, while under the GCV method; the bands would be narrower, closely resembling their quality.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Fiduciary-first advisory model.
As SEBI-registered IAs, we are legally and ethically bound to act in the best interests of our clients. We do not sell or distribute any financial products. This ensures our guidance is 100% unbiased and conflict-free.
Deep fundamental research + robust valuation discipline.
Built on more than 15 years of equity research, our framework combines quality assessment, intrinsic value estimation, and a sensible margin-of-safety approach.
Process—not predictions.
We don’t rely on guesswork or market timing. Instead, we focus on asset allocation, risk management, and long-term compounding.
Technology + Human Intelligence.
We believe a combination of both is essential for investing success. We constantly innovate and upgrade in-house tools, financial X-rays, and portfolio analytics so that our team of analysts and advisors are equipped with the best.
Partner with Clients.
We follow a DIWM (Do-It-With-Me) approach where we partner clients in setting goals, financial planning, educating on our investing process and share decision-enabling resources transparently with our clients who retain control on execution.

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

Investing in stocks, mutual funds, debt, and gold
Quality-at-Reasonable-Price way of investing in stocks
Constructing Direct Stock Portfolios with Core, Booster, and Amplifier stocks
A Mutual Fund Portfolio that delivers consistent out-performance and meaningful diversification (low overlap)
Periodic review and rebalancing
Clear Buy-Sell-Hold, and Position-sizing frameworks

PROPRIETARY FRAMEWORK

Portfolio
Architecture >
Stock Picking.

Stop managing a collection of "tips." Access the ABC Framework to build a portfolio that survives cycles and compounds wealth.

Core for Stability

Booster for Alpha

Amplifier for Exponential Wealth

Build a Stress-Tested Portfolio.

Our Sapphire Advisory uses the ABC Concept to ensure you never have to panic during a market correction.

Core Stocks

STABILITY

Booster Stocks

GROWTH

Amplifier Stocks

ASYMMETRY

● Conflict-Free ● SEBI Registered ● 15Y+ Track Record

Access Sapphire ABC Strategy →

Limited Capacity for New Fiduciary Partners

CEA asks PMO to intervene on the issue of FSAs

MoneyWorks4Me Premium

Follow us at

MoneyWorks4Me

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.