SEBI Reg. Investment Advisor

Download App

MoneyWorks4Me

Capital Infusion of Rs 70,000 crore in PSBs credit positive for banking sector: S&P

08 Jul 2019 Evaluate

Few days after Union Budget announcement, credit rating agency, S&P Global Ratings has hailed the government’s decision of Rs 70,000 crore capital infusion into public sector banks (PSBs), noting that the move, announced in the Budget, is likely to be credit positive for the banking sector and the economy.

As per rating agency, the capital infusion will help PSBs make necessary haircuts on their weak corporate loans and shore up their capital adequacy. Some banks are also expected to come out of the central bank's prompt corrective action and resume lending and clean up their balance sheets, with this capital infusion plan.

But, S&P Global Ratings expressed need for substantial reforms towards PSBs to improve risk management, service quality, efficiency, and diversity of product offerings, pointing that ‘while the government has infused large amounts of capital into PSBs in the past few years, the progress on reforms has been rather lackluster.’

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through: