SEBI Reg. Investment Advisor

Download App

Help Center Pricing

Recent:

US markets slip on austerity unrest in Europe

27 Sep 2012 Evaluate

The US markets dropped on Wednesday, with the S&P 500 Index sealing for a fifth day of losses, its longest such streak since July, as austerity unrest in Europe sparked investor concern. Besides on economy front, sales of newly built homes in the US fell slightly in August as prices rose a record 11.2%, but demand remained at a two-year high. The sales of new homes dipped to an annual rate of 373,000 in August from 374,000 in July. Yet the pace of sales in July, originally reported as 372,000, was the highest since April 2010. Meanwhile, former Federal Deposit Insurance Corporation Chairman Sheila Bair stated that banks should be required to reduce by half the amount they can borrow against equity to make the financial system safer. Bair called for a hard-and-fast leverage ratio of 8%. That’s double the 4% ratio US banks must adhere to currently and more than twice the 3% called for by new global rules on bank capital.

Moreover, one of the leading hawks on the Federal Reserve Charles Plosser, the president of the Philadelphia Fed Bank slammed the central bank’s new asset purchase program, stating that it wasn’t necessary, wouldn’t work and is risky. The statement threw cold water on the notion that Bernanke has created a broad new consensus among his Fed colleagues.

In Europe, Spain’s financial troubles have come back into focus in way that’s been certainly more stressful for the Spanish bond market, the euro-zone peripheral bond markets and, by extension, the euro. Also, investors are nervous ahead of key events in Spain that are tied to Europe’s efforts in curbing its long-running debt crisis. Besides, results of stress tests for Spanish banks are due on Friday, as is a review of Spain’s credit rating by Moody’s Investors Service, with a downgrade of Spain’s debt to junk status a possibility.

The Dow Jones Industrial Average fell by 44.04 points, or 0.33 percent, to close at 13,413.50, the S&P 500 finished down by 8.27 points, or 0.57 percent at 1433.32, while the Nasdaq slid by 24.03 points, or 0.77 percent to settle at 3093.70.

Indian ADRs closed mostly in red on Wednesday, Dr. Reddy’s Lab was down by 0.71%, Tata Motors was down by 0.42% and Infosys was down by 0.16%. On the other hand, Sterlite Industries was up 0.07% and Tata Communications was up 0.04%.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Fiduciary-first advisory model.
As SEBI-registered IAs, we are legally and ethically bound to act in the best interests of our clients. We do not sell or distribute any financial products. This ensures our guidance is 100% unbiased and conflict-free.
Deep fundamental research + robust valuation discipline.
Built on more than 15 years of equity research, our framework combines quality assessment, intrinsic value estimation, and a sensible margin-of-safety approach.
Process—not predictions.
We don’t rely on guesswork or market timing. Instead, we focus on asset allocation, risk management, and long-term compounding.
Technology + Human Intelligence.
We believe a combination of both is essential for investing success. We constantly innovate and upgrade in-house tools, financial X-rays, and portfolio analytics so that our team of analysts and advisors are equipped with the best.
Partner with Clients.
We follow a DIWM (Do-It-With-Me) approach where we partner clients in setting goals, financial planning, educating on our investing process and share decision-enabling resources transparently with our clients who retain control on execution.

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

Investing in stocks, mutual funds, debt, and gold
Quality-at-Reasonable-Price way of investing in stocks
Constructing Direct Stock Portfolios with Core, Booster, and Amplifier stocks
A Mutual Fund Portfolio that delivers consistent out-performance and meaningful diversification (low overlap)
Periodic review and rebalancing
Clear Buy-Sell-Hold, and Position-sizing frameworks

PROPRIETARY FRAMEWORK

Portfolio
Architecture >
Stock Picking.

Stop managing a collection of "tips." Access the ABC Framework to build a portfolio that survives cycles and compounds wealth.

Core for Stability

Booster for Alpha

Amplifier for Exponential Wealth

Build a Stress-Tested Portfolio.

Our Sapphire Advisory uses the ABC Concept to ensure you never have to panic during a market correction.

Core Stocks

STABILITY

Booster Stocks

GROWTH

Amplifier Stocks

ASYMMETRY

● Conflict-Free ● SEBI Registered ● 15Y+ Track Record

Access Sapphire ABC Strategy →

Limited Capacity for New Fiduciary Partners

US markets slip on austerity unrest in Europe

MoneyWorks4Me Premium

Follow us at

MoneyWorks4Me

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.